Epstein Rosenblum Maoz (ERM)’s banking and finance team is a go-to choice for a wide range of leading financial institutions and sponsors, including domestic and international banks, alternative lenders, and borrowers, offering expertise across the full spectrum of advisory, regulatory, dispute, and transactional matters. Amnon Epstein leads the team and frequently advises insurance and investment companies, alongside borrowers from the energy, infrastructure, real estate, and hospitality sectors. Erez Gurion and Eran Mizrahi are highly regarded for their expertise in real estate project finance, regularly assisting both real estate developers and financing entities. Equally notable in real estate finance is Itamar Lev, who was promoted to partner in January 2024, while Jeremy Seeff is a key contact for project finance, leveraged buyout financings, and debt transactions.
Banking and finance in Israel
Epstein Rosenblum Maoz (ERM)
Praxisleiter:
Amnon Epstein
Weitere Kernanwälte:
Erez Gurion; Eran Mizrahi; Itamar Lev; Jeremy Seeff
Referenzen
‘The team includes highly experienced professionals with international experience. The atmosphere is such that even junior staff feel like partners and are committed to the highest standards of service.’
‘Personal attention and deep knowledge of law in various jurisdictions.’
‘Amnon Eptstein–best in class.’
Kernmandanten
Abu Dhabi Commercial Bank PJSC
Alon Gas
Altshuler Shacham
Amitim
Ampa Capital Business Finance and Leader Top Capital
Andbank
Arbel Fund
Archimedes Real Estate Finance
Atalaya Capital Management
Banco Bradesco
Bank Discount
Bank Hapoalim
Bank Leumi
Bank Mercantile Discount Ltd.
Bank Mizrahi-Tefahot
Bank of America Merrill Lynch
Bank of Cyprus
Barclays
Bareket Capital Ltd.
Beachpoint
BNP Paribas
Bradesco Bank
Choron Group
Citibank
China Banking Cooperation
Credit Agricole
Credit Suisse
CVC
DBS Bank
Deutsche Bank
Eshkol Investments & Financing Ltd
European Investment Bank
“Eshel” Fund Financing & Management Ltd.
Gamla Harel Residential Real Estate Ltd.
Goldman Sachs
Harel Insurance
ICG
ING
Invesco
Jefferies
Jerusalem Bank
JP Morgan
Lloyds Bank PLC
Macquarie Group
Meitav Dash
Mercantile Bank
Migdal Insurance
Mivne Group
Morgan Stanley
Naan-Dan Jain Irrigation Ltd.
Natixis
Paz Ashdod Refinery
Raiffeisen Bank
RBC
Royal Bank of Scotland
Ruby Capital
Setpoint LTD.
Societe Generale
Tashluz Investments & Holdings Ltd.
The Phoenix Insurance Company
Trafigura
Tshuva Group
UBS
Unicredit
Highlight-Mandate
- Advised BankLeumi on approximately $834m worth of energy-related financings.
- Advised Abu Dhabi Commercial Bank PJSC on a 500m USD financing to a localUAE subsidiary of Elbit Systems
- Advised Tshuva Group, one of Israel’s largest business groups, in respect of borrower-side representation on over $650m worth of financing provided by the largest domestic and international banks.
FISCHER (FBC & Co.)
FISCHER (FBC & Co.) routinely advises major banks, institutional investors, as well as non-bank lenders and borrowers across a wide range of financing transactions and regulatory matters. Practice head Miri Kimhi is the go-to choice for large banking corporations and institutional investors, regularly handling acquisition and corporate financing, as well as complex asset and real estate financing projects. Debt transactions specialist Orit Israeli is highly experienced in complex collateral, guarantees, and financing transactions, while Dikla Lavy-Fischer also advises on debt financing arrangements and complex secured debt transactions.
Praxisleiter:
Miri Kimhi
Weitere Kernanwälte:
Orit Israeli; Dikla Lavy-Fischer
Referenzen
‘Miri Kimhi possesses unique knowledge and is highly qualified in handling complex finance documents, including creating straightforward solutions for complicated situations. She is very pleasant to work with.’
‘The team is accessible, knowledgeable and quick to answer questions.’
‘Fisher’s team, led by attorney Miri Kimchi, provides a quick response to the requested transaction, knows how to respond to problems and conduct respectful negotiations with the other party.’
Kernmandanten
Bank Hapoalim B.M.
Bank Leumi Le-Israel
Israel Discount Bank
Mizrahi Tefahot Bank
JP Morgan N.A.
Discount Capital
Harel Insurance Group
Amitim Pension Funds
Menora Mivtachim Insurance Group
Clal Insurance Group, Finance Division
Phoenix Insurance Group, Credit Division
Tarya P2P Ltd.
Menif – Financial Services Ltd
Mashav Initiating and Development Ltd.
Trax Group
The Amir Brothers
Payment Financial Technologies Ltd.
Deutsche Bank AG, New York Branch
Mivtach Shamir Holdings
Sonol Israel Group
Danya Cebus Ltd.
Bayit Bakfar Group
OPC Energy Ltd.
Generation Capital Ltd.
Centerbridge Partners Europe & Gallatin Point Capital
Bareket Finance Ltd.
M.L.R.N. Projects and Trading Ltd
Allied Real Estate Ltd.
Delta Galil Industries Ltd.
Golf & Co Group Ltd.
Archimedes Credit (2021) Ltd.
Yediot Ahronot Ltd.
Colmobil Financial Solutions Ltd.
Arbel Funds
Cal Israeli Credit Cards Ltd.
Yesodot Financing Group
Kata Capital Ltd.
Leumi Partners Ltd.
Migdal Insurance Group
Highlight-Mandate
- Advised the Amir Brothers, well known Israeli food retail entrepreneurs, on the financing of their acquisition of the largest holding stake in Shufersal, one of the most prominent Israeli supermarket chain.
- Advised Menora Insurance group on a NIS 300M financing of Keystone Reit Ltd., a prominent Israeli infrastructure fund.
- Advised Centerbridge Partners and Gallatin Point Capital in the financing related aspects of their sale of a majority of their shares in The Phoenix Holdings Ltd. to a number of international investors and to Delek Group Ltd.
Gornitzky & Co.
Gornitzky & Co. has significant expertise in cross-border finance transactions, handling both outbound export finance and inbound financings. The firm acts for all six of Israel’s largest banks, as well as a wide range of non-bank institutional lenders and borrowers, advising on transactional and regulatory banking and finance matters. These include acquisition finance, margin loans, real estate financings, export finance, and credit risk mitigation. Practice head Eli Elya frequently oversees domestic and cross-border transactions involving secured bilateral and syndicated loans, acquisition finance, real estate and asset finance. Inbal Badner and Idan Baki are also well-versed in these areas, while Dubi Gross is recognised for his expertise in cross-border inbound secured financings. Ori Yitzhak specialises in credit transactions and regulatory matters. Additional key contacts include financial regulation expert Elite Elkon and Hana Atias, who focuses on secured syndicated loans, real estate, and project financing.
Praxisleiter:
Eli Elya
Weitere Kernanwälte:
Inbal Badner; Idan Baki; Dubi Gross; Ori Yitzhak; Elite Elkon; Hana Atias; Rafael Shafransky; Oleg Zavurov
Referenzen
‘The team is highly responsive and helpful. Through our long relationship with them, they demonstrated high business acumen.’
‘Eli Elya is a great partner. Hana Atias is an excellent lawyer, who brings a lot of added value into the process.’
‘One of the best banking offices in the country.’
Kernmandanten
HSBC Bank plc (Israel Branch)
Bank Hapoalim
Mizrahi Tefahot Bank
Leumi Bank
Bank of Jerusalem
Altshuler Shaham Investment House Ltd.
Harel Pension and Provident Funds Ltd.
Deutsche Bank AG
Meitav Dash Provident and Pension Funds Ltd.
Phoenix Insurance Company Ltd.
Israel Discount Bank, Ltd.
Clal Insurance Company Ltd. and affiliates
Scintilla Fund LP
Harel Insurance Company
Leumi Partners Ltd.
Extra Public Transportation Ltd
Bain Capital Credit, LP
Menora Mivtachim Group.
Bridgepoint
Fortress Credit CORP
Yesodot Group
Highlight-Mandate
- Advised BC Partners / Keter Plastic on the landmark restructuring of its EUR 1.3 billion acquisition debt, the first restructuring ever of an Israeli acquisition financing.
- Advised Mizrahi Bank as arranger in the multi-billion financing of a portfolio of 35 photovoltaic power facilities for major renewables developer Doral Group Renewable Energy Resources Ltd.
- Advised Bank Leumi in a transaction with Canada Life, a leading international reinsurer for transferring credit risk of a multi-billion mortgage loan portfolio.
Herzog Fox & Neeman
Led by financial transactions and regulation specialist Irit Roth and cross-border transactions and acquisition finance expert Roy Nachimzon, Herzog Fox & Neeman’s banking and finance practice is a go-to adviser for both foreign and domestic banks, institutional investors, private equity funds, and corporate borrowers. The team regularly handles complex acquisition finance, commercial loans, and restructurings. Their expertise extends to securities finance transactions, loan portfolio sales, and both synthetic and cash securitisations. With a strong focus on cross-border transactions, Alan Sacks is particularly noted for his regulatory and licensing expertise. Natalie Jacobs is a key contact for securities finance transactions, while Ben Kanter is highly regarded for his specialisation in aviation finance, transfers, and registrations. Other standout practitioners include Esti Hadar, who handles lending transactions, securitisations, debt portfolio sales, capital relief transactions, and derivatives work.
Praxisleiter:
Roy Nachimzon; Irit Roth
Weitere Kernanwälte:
Alan Sacks; Natalie Jacobs; Ben Kanter; Esti Hadar
Referenzen
‘We work with this law firm on multiple transactions, including banking, capital markets, and project finance. Their services are extensive, providing access to the best experts across different areas and delivering top-notch service.’
‘Esti Hadar is diligent, professional, and focused on enabling solutions. Natalie Jacobs is a “yes I can” person—super professional, trustworthy, and an exceptional expert.’
‘Roy Nachimzon is professional, dedicated, hard-working, and service-oriented. He was pivotal to the securitisation process, offering his expertise and dedication at all times.’
Kernmandanten
HSBC Plc
Goldman Sachs
Bank Leumi
Israel Discount Bank
Bank of Jerusalem
Mizrahi Tefahot Bank
Isracard Ltd.
Esh Bank Israel (in establisment) Ltd.
Clal Group
Grow payments
Association of Foreign Banks in Israel Ltd.
Credito Ltd.
PayPal
Payoneer
Wolt License Services Oy
Highlight-Mandate
- Acted as lead counsel to Israel Discount Bank (as lender) on a NIS 700 million (US$195 million) acquisition financing of a 24.99% of Shufersal Ltd.
- Acted as lead counsel to Bank Leumi in connection with a EUR 250m loan transaction to be granted to it by the European Investment Bank.
- Acted as lead counsel to Isracard in connection with a NIS 200 million revolving credit facility to the Credit 24 Group.
Meitar Law Offices
Major international and Israeli banks, as well as non-financial institutions and credit card companies, regularly turn to Meitar Law Offices for its expertise in handling a wide range of financial transactions. These include loan syndications, debt arrangements, securitisations, and the purchase and sale of large credit portfolios. Co-head Judith Gal-Or is a key contact, assisting banking and financial institutions with complex financing transactions and regulatory issues. She leads the practice alongside Eyal Dotan, a banking and financial regulation expert, and Gal Feingold, known for his work in commercial loan agreements and project finance. Nathalie Yael Alalouf also specialises in commercial loans and project finance.
Praxisleiter:
Eyal Dotan; Judith Gal-Or; Gal Feingold
Weitere Kernanwälte:
Nathalie Yael Alalouf
Referenzen
‘One of the leading banking and finance offices.’
‘Good law firm, provide extensive service in different segments. The team is made up of real professionals.’
‘Judith Gal-or is incredibly professional and an expert in a wide range of transaction types. Responsive, business oriented, very experienced.’
Kernmandanten
Bank Leumi Le Israel B.M.
Bank Hapoalim Ltd.
Israel Discount Bank Ltd., Mercantile Discount Bank Ltd, Discount New York
The Association of Banks in Israel
One-Ziro Digital Bank Ltd.
Mizrahi Tefahot Bank Ltd.
The Phoenix Insurance Company Ltd.
Amitim Senior Pension Funds
Max IT Finance Ltd., Max IT Credit Ltd.
Citibank N.A.
Migdal Group Insurance & Finance
Isracard Ltd
Bank of Jerusalem ltd.
Bank Clearing Center Ltd. (MASAV)
Automatic Bank Services Limited (SHVA.TA) (
Pluxee Israel
Ampa Capital Ltd.
Menora Mivtachim Insurance Ltd.
Ayalon Insurance Company Ltd
The Western Union Company
Mercantile Discount Bank ltd
Greenlend Financial Solutions ltd.
Clal Insurance Company Ltd.
Arbel Finance Ltd.
Rothschild Bank & Co. AG
Magen Afikim Ltd.
Harel Insurance Company Ltd.
Mizuho Securities
Nawi Brothers Group Ltd.
Extra Credit and Factoring Ltd.
Credit Path Ltd.
Credit 360 Ltd.
Tarya Israel Ltd.
Klimark Capital Funds
HSBC Bank
Pama Investments & Property Co. Ltd.
Hyposwiss Private Bank Geneve SA
Meitav Pension and Provident Funds
Excellence Investment Management and Securities Ltd
40Seas Ltd.
Cogito Capital Fund
Albert Credit Ltd.
Archimedes Credit (2021) Ltd.
Excellence Investments Management Ltd.
Colmobil Financial Solutions Ltd.
Green Arc Ltd.
Seven Finance 07 Ltd.
IBI Investment House Ltd
Goldenrod Finances Ltd.
Through Credit Ltd.
Altshuler Shaham Financial Ltd
Highlight-Mandate
- Represented ONE-ZERO Digital Bank Ltd. providing the client with legal consultation with respect to all the legal and regulatory matters.
- Represented the Phoenix Insurance and the Phoenix Construction Finance Ltd. in a contractual system of four different agreements, in connection with a restructuring made in the Phoenix Group.
- Represented a syndicate of Israeli banks led by the Israeli branch of HSBC Bank Plc in a complex USD 215 million cross-border financing transaction for Delek Overriding Royalty Leviathan Ltd., with the London branch of HSBC Bank Plc acting as agent and security agent.
S. Horowitz & Co
S. Horowitz & Co’s banking and finance litigation practice represents major banks and financial institutions both in Israel and internationally, regularly advising on complex project and acquisition finance matters. These include export credit financings, leveraged financings, and cross-border financings involving credit risk instruments. Clifford Davis is a key contact in these areas, leading the practice alongside Anthony Bloch, whose expertise includes syndicated and non-syndicated loans, as well as acquisition finance. Michelle Liberman is also noted for her proficiency in advising lenders on syndicated and non-syndicated financings, as well as corporate borrowers on domestic and cross-border acquisition financing.
Praxisleiter:
Anthony Bloch; Clifford Davis; Michelle Liberman
Referenzen
‘Their expertise across all areas of financing has consistently stood out over the 20 years I’ve worked with them, placing them head and shoulders above their competitors. I’ve collaborated with them on leveraged financing, export credit financing, asset financing, and various other types of transactions.’
‘The team has an exceptional understanding of international standards and knows precisely how to adapt them to the local market. Truly, an outstanding outfit.’
‘For the past decade, I’ve worked closely with Clifford Davis. He is, without a doubt, a phenomenon among finance lawyers in Israel. A walking encyclopaedia of US, UK, and European banking and finance practices, Clifford has a remarkable ability to tailor these to the Israeli market. His advice is consistently clear, precise, and highly effective, seamlessly serving both borrowers (including private equity) and lenders alike.’
Kernmandanten
Bank Hapoalim B.M (TASE:POLI)
Leumi Partners
Israel Discount Bank Ltd. (TASE: DSCT)
Mizrahi-Tefahot Bank Ltd. (TASE: MZTF)
Derech Eretz Highways (1997) Ltd
El Al Israeli Airlines
Francisco Partners LP
The Phoenix Insurance Company Ltd.
MUFG Bank Ltd. (Mitsubishi UFJ Financial Group)
TA Associates
Carlyle Group
Lloyds Bank plc
Minrav Group Ltd
Amitim Pension Funds
Megurit Israel Ltd
Highlight-Mandate
- Advised TA Associates and Priority Software, an Israeli technology company which is a leader in Enterprise Resource Planning (ERP), with respect to all the debt financing aspects of the July 2024 acquisition of approx. 70% controlling interest in Blacsktone Growth Fund of Priority Software Ltd., at a company valuation of approx. $800 million.
- Advised Derech Eretz Highways (1997) Ltd as the borrower in the complex project financing of the expansion (addition of extra lanes) to the Cross Israel Highway (Highway 6), Israel’s major north-south toll road.
- Advised Alter Domus (US) LLC as agent and Highbridge Tactical Credit Master Fund, L.P., WhiteboxMulti- Strategy Partners, L.P., Whitebox Relative Value Partners, L.P., Pandora Select Partners, L.P., Whitebox GT Fund, L. and Onex Capital Solutions Holdings, LP as secured lenders on the acquisition and corporate financing related to the acquisition by Urgent.ly Inc (a US company listed on NASDAQ) of the Israeli SPAC publicly listed company Otonomo Ltd.
Agmon with Tulchinsky Law Firm
In addition to its strong expertise in the banking infrastructure sector, Agmon with Tulchinsky Law Firm is highly regarded for representing leading banks, insurance companies, and financial institutions in complex financing transactions. The practice is led by Yona Goshen-Gottstein, a specialist in financial and regulatory matters, who regularly advises both lenders and borrowers on major acquisition and project financings. Dan Hacohen brings extensive expertise in project finance within the energy sector, while Itamar Shimonovitz advises banking institutions, commercial entities, and institutional clients on both transactional and regulatory issues.
Praxisleiter:
Yona Goshen-Gottstein
Weitere Kernanwälte:
Dan Hacohen; Itamar Shimonovitz
Referenzen
‘Very experienced team.’
‘Yona and Itamar are highly experienced and provide excellent service.’
‘Well experienced specialisation in complex loans with international banks.’
Kernmandanten
Leumi Bank Le – Israel B.M. (TASE: LUMI)
Bank Hapoalim B.M. (TASE: POLI)
Discount Bank Ltd. (TASE: DSCT)
Mizrahi Tefahot Bank (TASE: MZTF)
Menora Mivtachim Holdings Ltd (TASE: MMHD)
Harel Insurance Investments & Financial Services Ltd (TASE: HARL)
Amitim Veteran Pension Funds
Migdal insurance company Ltd. (TASE: MGDL)
First International Bank of Israel (TASE: FIBI)
Meitav Dash Investment House (TASE: MTDS)
Doral Group and several of its companies
Ratio Oil Explorations (1992) Limited Partnership (TASE: RATI.L)
Delek Group (TASE: DLEKG)
Mercantile Discount Bank
Navitas Petroleum, Limited Partnership (TASE: NVPT.L)
JP Global Power Ltd.
WeCheck
Ofek Capital Co-operative Association
Modiin Energy, LP (TASE: MDIN)
Payment Financial Technologies Ltd. (TASE: PMNT)
Amot Investment ltd. (TASE: AMOT)
Kamada Ltd. (NASDAQ: KMDA, TASE: KMDA)
New Med Energy, Limited Partnership (formerly, Delek Drilling) (TASE: NWMD)
Amot Denisra Ltd.
Nechamka Investments 2001 Ltd.
Veridis Environments (TASE: VRDS)
Israel Infrastructure Fund (“IIF”)
Nili (Amir) Holdings Ltd.
BRM Group
Munich Re Specialty Insurance
Reinsurance Group of America (RGA) (NYSE: RGA)
ICIC – the Israeli Credit Insurance Company Ltd.
High Biz Ltd.
Coral Tel (“Yad2”)
Salt Edge Inc., Salt Edge Ltd.
Finmid Gmbh
Nights Entertainment Ltd. (“Go- Out”)
Rami Levy Shivuk Hashikma
Meitav Mimun LP
Willis Towers Watson Israel Insurance Agency Ltd.
Highlight-Mandate
- Represented Israel Discount Bank Ltd in a financing agreement of the leading data centres company in Israel, in financing several of its project to build and operate data centres.
- Represented a syndication of lenders, led by Migdal Insurance and Financial Holdings, in a financing for IBC, a telecommunication company, to further develop its fiber-to-the-home national project, in an aggregate financing amount of over 1 billion NIS.
Arnon, Tadmor-Levy
In addition to its expertise in advising major Israeli and international banks, Arnon, Tadmor-Levy is frequently engaged by insurance and pension fund groups, as well as non-bank financial entities, on complex, often cross-border financing transactions and regulatory issues. The team also has significant experience in the Israeli credit card sector, where credit card expert Aviad Lachmanovich serves as a key contact. Simon Weintraub is highly regarded for his knowledge of venture lending, while Yuval Shalheveth is noted for his expertise in banking and financial services regulation. Shiri Shaham‘s practice covers both financing transactions and regulatory matters, and Amir Scharf is a key contact for capital markets and securities law.
Weitere Kernanwälte:
Aviad Lachmanovich; Simon Weintraub; Yuval Shalheveth; Shiri Shaham; Amir Scharf
Referenzen
‘Professionalism, responsiveness, and a keen ability to balance customer needs with strict regulatory requirements.’
‘What sets this team apart is their profound technical expertise, combined with an in-depth understanding of market trends. They excel at guiding clients through complex transactions to a successful close. The team’s capacity to address unexpected challenges and seamlessly step in for one another when needed is truly impressive.’
‘I appreciated their pragmatic approach to transaction planning, ensuring the client is navigated through the closing process in the most efficient and effective manner.’
Kernmandanten
Bank Hapoalim Ltd.
Israel Discount Bank Ltd.
Bank Leumi Ltd.
Mizrahi Tefahot Bank Ltd.
Jerusalem Bank
Max It Finance Ltd
C.A.L. (I.C.C) Israel Credit Cards Ltd.
Harel Insurance Company
Migdal Insurance
Phoenix Insurance
Michlol Financing Ltd.
Ruby Capital Group
Arbel Fund
Giza Mezzanine Fund
BlackRock
BNP Paribas
HSBC Bank
JPMorgan Limited
Citigroup
Societe Generale Group
Morgan Stanley
Bank of America
Valley National Bank
State Bank of India
Nomura Holdings, Inc.
The Goldman Sachs Group, Inc.
Credit Suisse Securities (USA) LLC (as well as the Israeli subsidiary of Credit Suisse)
UBS AG
Bank of Montreal
Comerica Bank
K2 Health Ventures
Avenue Capital
Triple Point Capital
Direct Finance of Direct Group (2006) Ltd.
Nayax Ltd.
E.R.N Israel Ltd.
Mimun Beklik Ltd.
Credit 24 Ltd.
Neema Shefa Israel Ltd.
HYP Payment Solution Ltd.
Tranzilla Ltd.
OXS Fintech Ltd.
HSBC Innovation Bank
Trusted Novus Bank
Apogem Capital LLC
Zim Integrated Shipping Services Ltd.
Highlight-Mandate
- Represented BlackRock, one of the largest private equity firms in the world, in a USD 280 million debt financing loan to Pagaya, an Israeli fintech company.
- Represented Leumi bank in a NIS 155 million financing agreement with GUY & DORON LEVY ENGINEERING, CONSTRUCTION INVESTMENT LTD to finance a construction project in the city of Ra’anana.
- Represented MAX in an innovative assignment transaction of credit cardholders debt to Bank Hapoalim, with the first debt assignment of NIS 100 million and total expected value reaching billions of shekels.
Erdinast, Ben Nathan, Toledano & Co
Erdinast, Ben Nathan, Toledano & Co demonstrates notable expertise in corporate and transaction financing, with a particular focus on cross-border matters within the real estate sector. The team advises a mix of Israeli and international lenders and borrowers, while also providing counsel on financial and banking regulation. Doni Toledano is a key figure, frequently representing both domestic and global corporations in a wide range of debt and equity financing transactions. He co-heads the practice alongside Dan Sella, who is recognised for his skill in complex, cross-border finance transactions, and Roy Gross, known for his expertise in corporate and real estate financing. Dalia Tal is also highly regarded for her work on regulatory licenses, corporate governance, and compliance.
Praxisleiter:
Doni Toledano; Dan Sella; Roy Gross
Weitere Kernanwälte:
Dalia Tal
Referenzen
‘Very competent, with a vast knowledge and highly skilled.’
‘Roy Gross is one of the best lawyers I have ever worked with.’
Kernmandanten
Mizrahi-Tefahot Bank Ltd.
The Phoenix Insurance Company Ltd.
Bain Capital Credit, LP
Meitav
Menora Mivtachim Insurance Company Ltd.
Israel Theatres / Global Cities Holdings
More Provident and Pension Fund Ltd.
Netafim Ltd.
Ayalon Insurance company Ltd.
Yesodot Fund
Carraso Motors Ltd.
Yelin Lapidot Provident Funds Management Ltd.
Alon Blue Square Group.
NSO Group
Arbel Fund
Econergy Renewable Energy Ltd.
S. Shlomo Insurance company Ltd.
Hachshara Insurance company Ltd.
Michman Finance LTD
AMPA Capital Ltd
Ruby Capital
Leader-Top Capital
Guesty Inc.
DataRails Ltd.
Highlight-Mandate
- Advised Netafim, a global leader in drip-irrigation solutions, in obtaining refinancing facilities of over USD100 million from four separate international and local banks.
- Acted for a string of insurance companies, including Phoenix, Menora-Mivtachim, Ayalon Insurance Company and S. Shlomo insurance company, as lenders in dozens of different real estate financing transactions collectively valued at more than NIS 3 billion.
- Advised a consortium of intuitional investors on providing NIS 155 million funding for Generation Capital.
Goldfarb Gross Seligman & Co.
Goldfarb Gross Seligman & Co. advises all five of Israel’s largest banks, alongside a diverse range of credit enhancers, borrowers, and non-bank financial entities, on complex banking and finance matters. The team handles a broad scope of cross-border finance transactions, including corporate finance, acquisition finance, project finance, refinancing, and regulatory compliance. Financial regulation expert Ofer Hanoh, who regularly advises on large-scale financing agreements, co-leads the team with Ariel Rosenberg, whose practice spans regulatory issues, international transactions, and financial derivatives. The team also includes corporate and securities law specialist Yigal Binyamini, and Ido Amir, an expert in digital banking, financial products, and payment systems. Roy Reiss provides additional expertise in capital markets and financial regulation.
Praxisleiter:
Ofer Hanoh; Ariel Rosenberg
Weitere Kernanwälte:
Yigal Binyamini; Ido Amir; Roy Reiss; Orit Kremer
Referenzen
‘Great knowledge and experience. Well respected within the industry. Great understanding of business and the important things for businesses.’
‘Brilliant, very experienced. Great work ethic. Very articulated. Always find a solution that fits the client within the legal framework!’
‘Known for its innovative approach, they leverage cutting-edge legal strategies to address complex financial challenges. Their forward-thinking mindset ensures they remain at the forefront of this practice.’
Kernmandanten
Bank Leumi le Israel B.M.
FIBI- First International Bank of Israel
Bank Hapoalim
Mizrahi Tefahot Bank Ltd.
Israel Discount Bank Ltd.
Discount Capital Ltd.
UBS AG
Goldman Sachs
JP Morgan
Credit Suisse
Citigroup
HSBC
Deutsche Bank
Morgan Stanley
Bank of America Merrill Lynch
The Association of Banks in Israel
Isracard Group
Cal (Israel Credit Cards)
Banco Itaú Brazil
Clal Insurance group
Phoenix Insurance Group
AIG Israel
FIBI Holdings Ltd.
Gilad Pension Fund
IBI Investment House
The Arison Group
Arison Investments Ltd.
Arison Sustainability Ltd.
Menora Insurance Group
Excellence Nessuah Investments House
Amitim
Excellence Nessuah Brokerage Services Ltd.
The Phoenix Insurance Company Ltd.
Altshuler Shaham Ltd. (“Altshuler Shaham Group”)
Menora Mivtachim Holdings Ltd.
Migdal Insurance & Financial Holdings Ltd.
RiseUp
Albar Mimunit Services Ltd.
Paz Oil Group
Shikun & Binui
Poalim Equity / Poalim ventures
Investment Houses Association
Bank of Montreal (BMO)
Nuvei Corporation
More Provident Funds Ltd.
Partner Communication Ltd.
Aura Investments
Hever Soldiers and Veterans Ltd.
Harel Insurance Group
Bank Massad
Leumi Partners
Adani Group
Gadot Chemicals Terminals (1985) Ltd.
Rapac Energy Ltd.
Insightec Ltd.
International Beer Breweries Limited (IBBL)
Elco Ltd.
MGG GP
SBges EPC JV
Pagaya Investment Israel Ltd.
Canada Israel Group
Israel Canada (T.R) Ltd.
Israel Aerospace Industries Ltd. (IAI)
Israel Canada Hotels Ltd. (ICH)
ICR – Israel Canada Rem Residence
B.S.R. Group
Shufersal Ltd.
Virtu Financial Inc.
The Shlomo Group
Keshet Broadcasting (“Keshet 12”)
Paz Ashdod Refinery Ltd.
Negev Natural Gas Ltd.
Darom Natural Gas Ltd.
Lahav Fund Two, Limited Partnership
Elron Electronic Industries
Cointree
Arbel Fund
SigmaTek
Satixfy Communication Ltd.
Nuvei Inc.
Strauss Group
PayBox
Opal Balance Investments Ltd.
Torchlight Investors LLC
Tiedemann Advisors, LLC
Harris Associates
Bergos Bank
Shapir Civil and Marine Engineering Ltd.
Champion Motors Ltd.
The Gindi Group
Arena Star Group Ltd.
Z.M.H Hammerman Ltd.
Yuka Park
Leopard Group
Asia-Hadera-Israel Ltd.
Acro Real Estate Group
Allied Real Estate
Shani Shenhav Ltd.
Lumenis Ltd.
Credit Shop Ltd.
Harel Information Technologies Ltd.
Tadbik Ltd.
OMNIQ Corp.
Highlight-Mandate
- Represented India based Adani Group and Israeli company Gadot Chemicals Terminals (1985) Ltd. in all financing aspects of their 4 billion ILS purchase of Haifa Port.
- Advised Bank Leumi, Bank Discount and Mizrahi Tefahot Bank on a regular basis on finance, banking and regulatory matters, including large scale finance agreements and complex financial regulation issues.
- Represented Arison Holdings in the decentralisation process of Bank Ha Poalim’s control, the largest decentralisation process in Israel, including a series of transactions for the sale of the bank’s shares amounting to billions of ILS.
Shibolet & Co.
Shibolet & Co.‘s banking and finance practice is known for its strong expertise in credit insurance and financial regulation, and frequently advises banks, financial institutions, and insurance companies from both Israel and abroad on complex financing transactions and lending matters. This includes tech lending, fund finance, commercial loans, and regulatory compliance. The team is led by cross-border financing expert Alon Ziv, with credit insurance specialist Nilly Alshech Raviv and Gadi Ouzan, who is particularly noted for his work in venture capital financings, adding further depth to the practice.
Praxisleiter:
Alon Ziv
Weitere Kernanwälte:
Nilly Alshech Raviv; Gadi Ouzan
Referenzen
‘The Shibolet team is responsive, effective, very knowledgeable and always looking for creative solutions to difficult issues.’
Kernmandanten
BL Energy – the Blilious Energy Group
The World Bank Group
ICIC – The Israeli Credit Insurance Company
China Construction Bank
Lema S.p.A
Open Finance Ltd.
Applicheck Group
AllinAll Ltd.
Centarrow Ltd.
Highlight-Mandate
- Represented Yevuley Shemesh Ltd., a business conglomerate operating globally in the areas of energy products and development, on several mega-financing deals totalling EUR 500,000,000 in aggregate with the European Bank for Reconstruction and Development (EBRD), and well as a EUR 100,000,000 in total of loan agreements with Pheonix, Israel’s leading financial institution, in connection with the client’s ongoing business in Europe.
- Represented ICIC – The Israeli Credit Insurance Company on constructing and adapting credit insurance policies for Israel Discount Bank and Mizrahi Tefahot Bank to meet regulatory standards like Basel III.
- Represented Morgan Stanley in a USD 2,4000,000,000 refinancing transaction extended to the business intelligence software company Qlik.
Amit, Pollak, Matalon & Co. Advocates and Notary
Amit, Pollak, Matalon & Co. Advocates and Notary is regarded for its expertise in representing banks, alternative lenders, and borrowers in complex banking litigation and real estate financing matters. The firm has a particular focus on the financing of real estate, energy, and infrastructure projects. Ori Avigad, head of the urban renewal department, is a key contact for these sectors. Sharon Lubezky Hess specialises in banking litigation and regulatory advisory, alongside Shahar Haron, who is also well-versed in these areas. Yoav Etzyon focuses on venture capital investments, while newly promoted partner Yaniv Holzman is particularly active in banking and financial services litigation.
Praxisleiter:
Ori Avigad; Sharon Lubezky Hess; Yoav Etzyon
Weitere Kernanwälte:
Shahar Haron; Yaniv Holzman
Referenzen
‘They have excellent knowledge in banking and are very professional. I enjoy working and collaborating with them on the various matters.’
‘I recommend Sharon Lubezkiy Hess, with whom I worked in several matters. She is highly knowledgeable and professional.’
‘Great team. Very good legal minds all of whom are very up to date with all banking regulation.’
Kernmandanten
Amitim
Ampa Yuvalim Housing for Rent Ltd.
Florentine Square Purchase Group
Israel Infrastructure Fund
Keren Makefet
Liquidity Capital
Michman Finance
Nawi Brothers Group Ltd.
Ofer Investments Ltd.
Highlight-Mandate
- Advised Ampa Yuvalim Housing for Rent Ltd. on obtaining $2 billion worth of financing from Clal.
- Advised Florentine Square Purchase Group on obtaining approx. NIS 1.5 billion worth of financing from a consortium formed of Meitav Dash Investment House, Ayalon Insurance Co and Roby Capital Ltd.
- Represented Bank Hapoalim against a motion for certification of a class action with a precedential claim concerning the bank’s action as a third party in lien requests against debtors.
Barnea Jaffa Lande & Co.
Barnea Jaffa Lande & Co. routinely represents major Israeli and international banks, insurance companies, and non-bank financial institutions in a variety of financing transactions. The team has notable expertise in real estate, infrastructure, and project finance. In these sectors, David (Dudi) Cohen is a key contact. He co-heads the team alongside Terry Almozlino Arnon, who is well-regarded for her skill in handling complex real estate financing projects, and Misha Gitterman, whose diverse practice covers acquisition finance and corporate restructuring for both local and international financial institutions and funds. The team also includes Anat Even-Chen, who brings significant regulatory expertise, advising clients on licensing, financial regulation, and banking permits, and associate Michal Koren, noted for her knowledge of the regulation of financial entities.
Praxisleiter:
David (Dudi) Cohen; Misha Gitterman; Terry Almozlino Arnon
Weitere Kernanwälte:
Anat Even-Chen; Michal Koren
Referenzen
‘The team’s legal knowledge is exceptional.
‘Terry Almozlino Arnon is an excellent finance partner.’
Kernmandanten
Mediterranean Towers
Aviv Real Estate Development and Management LTD
BNP Paribas S.A.
Brink’s Israel
Julius Baer International
One Zero
Up Capital
Masav (Bank Clearing Center)
Bank of Jerusalem
International Bank of Azerbaijan
Highlight-Mandate
- Advised Mediterranean Towers, the largest retirement community chain in Israel, on the establishment of a new joint venture in collaboration with Clal Insurance and Finance, possessing ILS 500 million in financing and equity capital.
- Advised Aviv Real Estate Development and Management LTD on agreements to finance several housing large scale housing projects, valued at more than ILS 1.8 billion.
- Represented BNP Paribas in various legal matters in Israel, including regulatory issues, class actions, and legal opinions on new activities.
Lipa Meir & Co
Lipa Meir & Co’s banking and finance practice is distinguished by its strong expertise in credit facilities, project financing, and real estate finance. The firm advises a broad spectrum of clients, including major banks, insurance groups, and credit card companies, on complex transactions. The team is led by real estate finance expert Yariv Shalom and includes Yoni Shtinmatz, whose wide-ranging practice encompasses finance transactions, investments, syndications, and banking regulations.
Praxisleiter:
Yariv Shalom
Weitere Kernanwälte:
Yoni Shtinmatz
Kernmandanten
ServerFarm
Hapoalim Ltd. (TASE: POLI)
Bank Leumi Le Israel BM (TASE: LUMI)
Israel Discount Bank Ltd. (TASE: DSCT)
Harel Insurance Inv. & Fin. Services Ltd. (TASE: HARL)
Migdal Insurance & Financial Holdings Ltd (TASE: MGDL)
The Phoenix Insurance Company Ltd.
MAX IT FINANCE LTD
Menorah Mivtachim Insurance Ltd.
ICIC – The Israeli Credit Insurance Company
Shikun & Binui Ltd.
David Lubinski Ltd.
Netafim
Ayalon Insurance Company Ltd.
Bareket Financing Ltd.
Astral Hotels
Hachshara Insurance Company Ltd.
S. SHLOMO INSURANCE COMPANY LTD
Sufrin Holdings Ltd. (TASE: SFRN)
Allied Group Limited (HKG: 0373)
Weiss Group and several companies in its control (Including Pandom Ltd.)
Top Capital – SOLUTIONS FOR THE ENTREPRENEUR LTD
Crego Business and Finance Ltd.
Highlight-Mandate
- Advised ServerFarm, a global leader in the server farm sector, providing comprehensive legal counsel for its Israeli branch, ServerFarm 2007 Limited Partnership, in collaboration with the Israel Infrastructure Fund (YIF), focusing on real estate and financing for advanced data centre services, with projects including a server farm in Moshav Bnei Zion and several upcoming facilities, valued at approximately USD 75.2 million and hundreds of millions of NIS.
- Advised Bank Leumi on a range of legal services, including financial syndication, loan and guarantee contracts, True Sale Options under US-GAAP (FAS-166), short-term financing insurance, and commercial export financing involving negotiations with Coface, with the total scope of these activities exceeding NIS 3 billion.
- Acted as chief legal counsel for Bituach Haklai to facilitate a NIS 21 million financing deal to support Giza Singer Even Ltd. in acquiring franchise ownership of student dormitories at Bar Ilan University, a complex transaction successfully concluded in January 2024.
Firon Law Firm
Firon Law Firm advises a range of prominent Israeli and international banking and financial institutions, insurance companies, investment houses, as well as borrowers and credit seekers on complex banking and financing transactions. The firm has significant expertise in infrastructure and real estate projects, with practice co-head Tamar Firon-Smorodinsky regularly assisting clients in navigating intricate finance deals with banks and other financial institutions. The other co-head Oded Ofek frequently represents investment firms, financial services providers, and institutional entities in capital markets transactions, while Ronen Maor is also recognised for his specialisation in real estate project financing, representing some of Israel’s largest institutional investors in loan and credit transactions for companies and developers.
Praxisleiter:
Tamar Firon-Smorodinsky; Oded Ofek
Weitere Kernanwälte:
Ronen Maor; Avi Moreh
Referenzen
‘Firon’s team consistently demonstrates exceptional expertise and dedication. They excel at managing complex, large-scale projects worth billions of NIS, providing strategic advice that aligns with both local and international standards.’
‘The team’s blend of deep industry knowledge, strategic insight, and client-focused service ensures outstanding results. Their collaborative approach and commitment to understanding client needs make them a standout choice.’
‘Tamar Firon is one of a kind. Probably the best lawyer I have worked with. Her proactive approach and keen business acumen ensure that her legal advice is not only technically sound but also perfectly aligned with our strategic goals. I highly recommend her for any complex legal matter in this field.’
Kernmandanten
Direct Finance
Michman Basad
The Association of credit providers in the Federation of Israeli chamber of commerce
MasterCard
Altshuler Horizon
The Phoenix Insurance Company
Clal Insurance Company
Harel Insurance Company
Psagot
Ashtrom Group
Ashdar
Apartment for rent
Horizon Digital Assets Ltd.
Altshuler Shaham Financial Services Ltd.
Neema Shefa Ltd.
GMT Innovation Ltd.
ERN
Bizi Finance Ltd.
HBH
Mazalit
Peninsula
Opal Balance
Highlight-Mandate
- Represented the Phoenix Insurance Company and Clal Insurance Company in financing transactions worth billions of NIS.
- Advised Amitim regarding the financing of the acquisition of the Eshkol Power Station.
Weksler, Bregman & Co., Advocates
In addition to its expertise in banking regulation and corporate banking governance, Weksler, Bregman & Co., Advocates also routinely handles complex financing and credit transactions and litigation matters. The firm’s banking and finance department is led by Ora Dvir, a specialist in banking regulation and transactions, and supported by real estate finance expert Avi Ben-Yaacov. Ofer Yankovich and Sharon Drori Wichelevski are recognised for their deep knowledge of capital markets and securities law, while Eran Shuster brings valuable insight into banking regulation, investment transactions, and asset financing.
Praxisleiter:
Ora Dvir
Weitere Kernanwälte:
Sharon Drori Wichelewski; Ofer Yankovich; Avi Ben Yaacov; Eran Shuster
Kernmandanten
Mizrahi Tefahot Bank
The Tel Aviv Stock Exchange (TASE)
Bank Hapoalim Ltd.
Bank Leumi Le-Israel B.M
Israel Discount Bank Ltd.
Zara Israel – Gottex Group
Mercantile Discount Bank Ltd. (Mercantile)
First International Bank of Israel Ltd. (FIBI)
Massad Bank Ltd. (MBL)
Africa Israel Residences Ltd. (AFR)
AFI Properties Ltd. (AIP)
HSBC Bank (Israel)
Highlight-Mandate
- Advised Mizrahi-Tefahot Bank Ltd. (MTB) on compliance with proper banking conduct regulations, including those involving “related parties” transactions with controlling shareholders and officers, proper conduct of banking business and more, all in accordance with the directives of the Bank of Israel, the Companies Law and Securities Law.
- AdvisedTel Aviv Stock Exchange (TASE) on all regulatory aspects of its operation as both a stock exchange and the operations of its two clearing houses, the “Bursa” clearing house and the “Maof” clearing house.
- Advised Israel Discount Bank in multiple financing transactions in which the Bank provides finance and credit to real estate entrepreneurs and landowners.
Yehuda Raveh & Co.
Yehuda Raveh & Co.’s banking and finance team provides strategic counsel to both domestic and international banking institutions on project financing, transactions, compliance, and regulatory issues. The firm is highly experienced in managing complex real estate and infrastructure projects, with a particular focus on the energy sector. The practice is co-led by Lisa Tross, recognised for her expertise in real estate development and construction, and Ron Vered, an authority on project finance and infrastructure matters. Ezra Baris further strengthens the team with his specialisation in energy sector project finance transactions.
Praxisleiter:
Lisa Tross; Ron Vered
Weitere Kernanwälte:
Ezra Baris
Kernmandanten
Bank of Jerusalem (TASE: JBNK)
The Association of Banks
Bank Leumi Le-Israel B.M (TASE: LUMI)
Bank Hapoalim B.M. (TASE: POLI)
Israel Discount Bank (TASE: DSCT)
Mizrahi Tefahot Bank Ltd. (TASE: MZTF)
First International Bank (TASE: FIBI)
Ayalon Insurance Company
Harel Insurance Investments & Financial Services Ltd (TASE: HARL)
Migdal Insurance and Financial Holdings Ltd. (TASE: MGDL)
Phoenix Insurance Ltd.
Israel Infrastructure Fund (“IIF”)
Altshuler Shaham Provident Funds & Pension Ltd (TASE: ASPF)
Minrav Group
Hadassah, the Women’s Zionist Organization of America Inc.
Michlol Growth Fund
Amitim Group
HSBC Bank plc.
Highlight-Mandate
- Advised Bank Leumi as senior lender in the financing of the 127 annual cubic meter Ashkelon Desalination plant, the first constructed via PPP tender.
- Acted for Bank of Jerusalem in navigating the regulatory landscape and act as legal counsel to the Board of Directors on a myriad of issues affecting the bank.
- Acted for Bank Hapoalim in the financial closing of Sirin and Gilboa Wind Projects – acting in the financial closing for the establishment of two wind turbine farms.
AYR – Amar Reiter Jeanne Shochatovitch & Co
AYR – Amar Reiter Jeanne Shochatovitch & Co assists both domestic and international banks and institutional entities in financing transactions across the fields of construction, infrastructure, energy, defence, and transport. Practice co-head Assaf Lapid is noted for his expertise in complex financing transactions in the real estate, industry, and transportation sectors, while the other co-head Yoav Caspi focuses on high-tech and venture capital investments. Shlomi Bardugo routinely handles large-scale financing transactions with banks, financial institutions, and institutional investors, including complex financing of land acquisitions and construction projects.
Praxisleiter:
Yoav Caspi; Assaf Lapid; Shlomi Bardugo
Kernmandanten
Bank Hapoalim
Amitim Pension Funds
Harel Group- Harel Insurance Investments and Financial Services Ltd.
Gindi Group
Mayer Group
Shapir Group
More Investment House
Etz HaShaked Engineering
Mayer (Kesher) Real Estate England (2013), Limited Partnership
Shriki Group
Eldar Group
Ayalon Insurance Group
Cnaan Group
Neve Tzedek Group
The Dunitz Brothers Ltd. group
Porat Group
Kavim Public Transportation Ltd.
Highlight-Mandate
- Represented Shapir Housing and Building Ltd., from the Shapir Engineering and Industry Group Ltd., which entered into an agreement with companies from the Nativ Pituach and Real Estate Group who won the tender for the planning and construction of an entire residential neighbourhood – a “planning and construction” project on land in Ramat Beit Shemesh in the amount of one billion and a half NIS.
- Represented Ayalon Insurance Company Ltd. and other companies in the group in real estate projects, including urban renewal.
- Represented A.G. Ofek Holdings Ltd. in more than 60 projects, most of which are TMA 38/2 and all of them are in the demand areas, District 3 and 4 in Tel Aviv, Ramat Hasharon, Ramat Gan’s Bead neighbourhood, and more.
Krispin Rubinstein Blecher Law Offices
Krispin Rubinstein Blecher Law Offices has notable expertise in venture lending, regularly advising clients on complex venture loan transactions and financing deals, including large-scale infrastructure project financings. The firm also provides counsel on banking regulation matters, with Noga Rubinstein, an expert in banking and financial regulation, serving as a key contact. She co-leads the team alongside venture debt specialist Emmanuel Kadouch and Avrumi Monderer, whose broad practice covers cross-border transactions, corporate investments, international joint ventures, and M&A transactions.
Praxisleiter:
Noga Rubinstein; Emmanuel Kadouch; Avrumi Monderer; Noam Ben-Ami
Kernmandanten
Israel Discount Bank
Bank Hapoalim
Israel Credit Cards (CAL)
Mercantile Discount Bank
PayBox
Poalim Equity
Discount Capital
Highlight-Mandate
- Successfully represented Discount Bank in legislative proceedings to allow CAL’s sale to financial institutions and large conglomerates.
- Represented Discount Bank before the Israel Competition Authority in a hearing prior to declaring Israel’s major banks as a concentration group.
- Represented Kreos Capital (member of BlackRock group) in multiple financing agreements for over USD 120 million.
Yigal Borochovsky & Co.
Yigal Borochovsky & Co. has a core focus on banking regulatory matters and compliance. Clients include banks and mortgage brokers. Yigal Borochovsky, Eliran Gomel and Aviad Nadir are the names to note.
Praxisleiter:
Yigal Borochovsky; Eliran Gomel; Aviad Nadir
Kernmandanten
Bank Hapoalim B. M. (TLV: POLI)
Israel Discount Bank Ltd. (TLV: DSCT)
Mercantile Discount Ltd.
Bank Mizrahi-Tefahot
Migdal Insurance and Financial Holdings Ltd.
Bayit Balev Ltd.
The Financia Group
Psagot Investment House
Greenlend
Excellence Investment House