With notable expertise in real estate finance matters, Epstein Rosenblum Maoz (ERM)’s team of experienced practitioners is well equipped to advise major foreign and Israeli banks, institutional investors, and leading borrowers on a range of complex cross-border financings, where practice head Amnon Epstein notably stands out for his experience in the field. Jeremy Seeff is sought out by Israeli banks and institutional lenders in need of advice on debt sales, while both Erez Gurion and Eran Mizrahi are noted for their expertise in the real estate field, where they advise real estate entrepreneurs and funding entities on all aspects of real estate financing transactions.
Banking and finance in Israel
Epstein Rosenblum Maoz (ERM)
Praxisleiter:
Amnon Epstein
Weitere Kernanwälte:
Jeremy Seeff; Erez Gurion; Eran Mizrahi
Referenzen
‘Eran Mizrahi and his team are dedicated to the process and bring professional quality to the deal.’
‘It is a small but strong firm with a good practice of solid people.’
‘Amnon Epstein is excellent’.
Kernmandanten
Abu Dhabi Commercial Bank PJSC
“Eshel” Fund Financing & Management Ltd.
Altshuler Shacham
Amitim
Ampa Capital Business Finance and Leader Top Capital
Andbank
Arbel Fund
Atalaya Capital Management
Archimedes Real Estate Finance
Bank Discount
Bank Hapoalim
Bank Leumi
Bank Mercantile Discount Ltd.
Bank of America Merrill Lynch
Bank of Cyprus
Barclays
Bareket Capital Ltd.
Beachpoint
BNP Paribas
Bradesco Bank
Citibank
Credit Agricole
Credit Suisse
CVC
DBS Bank
Choron Group
Deutsche Bank
Eshkol Investments & Financing Ltd
European Investment Bank
Gamla Harel Residential Real Estate Ltd.
Goldman Sachs
Harel Insurance
ICG
ING
Invesco
Jefferies
Jerusalem Bank
JP Morgan
Lloyds Bank PLC
Macquarie Group
Meitav Dash
Mercantile Bank
Migdal Insurance
Mivne Group
Mizrahi Tefahot
Morgan Stanley
Natixis
RBC
Royal Bank of Scotland
Ruby Capital
Setpoint LTD.
Societe Generale
The Phoenix Insurance Company
Trafigura
Tshuva Group
UBS
Unicredit
Highlight-Mandate
- Advised the Choron Group on a $120m secured financing of revolving pools of diamond inventory and trade receivables originated by Belgian and UAE sellers.
- Advised Trafigura on a $40m facility agreement for the heavily regulated acquisition of indirect control of Israel’s largest refinery (ORL).
- Advised the Abu Dhabi Commercial Bank PJSC on a $500m financing to a local UAE subsidiary of Elbit Systems Limit.
FISCHER (FBC & Co.)
FISCHER (FBC & Co.) is the go-to choice for an array of banks, institutional investors, and other non-bank lenders and borrowers which seek advice on lending matters and finance transactions spanning acquisition, corporate, asset and real estate financings. Led by acquisition financing expert Miri Kimhi, the team also routinely handles regulatory issues. Orit Israeli notably focuses on transactions related to debt, an area in which Dikla Lavy-Fischer is also particularly well versed, regularly representing lenders and borrowers in complex secured debt transactions.
Praxisleiter:
Miri Kimhi
Weitere Kernanwälte:
Orit Israeli; Dikla Lavy-Fischer
Referenzen
‘The team is very professional, knows how to guide the client, understands the client’s needs and is able to conduct any kind of negotiation, legal or commercial.’
‘Very high professional standards and qualifications. High availability and responsibility. Ability to work as part of the client’s team in a dedicated and collaborative manner.’
‘Lawyer Miri Kimhi is one of a kind. Intelligent, professional, and very kind.’
Kernmandanten
Bank Hapoalim B.M.
Discount Capital
Mivtach Shamir Holdings
Generation Capital Ltd.
Allied Real Estate Ltd.
Delta Galil Industries Ltd.
Golf & Co Group Ltd.
Archimedes Credit (2021) Ltd.
Yeditot Ahronot Ltd.
Colmobil Financial Solutions Ltd.
Arbel Funds
Cal Israeli Credit Cards Ltd.
National Bank of Canada
Yesodot Financing Group
Kata Capital Ltd.
Leumi Partners Ltd.
Highlight-Mandate
- Advised Bank Leumi on an option transaction with Tarya Israel.
- Advised Harel Insurance Group on regulatory issues relating to its purchase of Isracard.
- Advised OPC Energy on the financing of the operations of a power plant purchased from the Dor Alon Energy group.
Gornitzky & Co.
With notable expertise in export finance, Gornitzky & Co. is regularly sought out by the five largest banks in Israel, as well as by non-bank institutional lenders and borrowers, for advice on both transactional and regulatory matters, ranging from real estate financings and credit risk mitigation structuring, to acquisition finance and debt financing work. Practice head Eli Elya is a key contact, routinely advising on out-of-court debt restructurings, while Dubi Gross and Elite Elkon notably focus on cross-border banking and finance transactions. The team also includes Inbal Badner and Hana Atias, noted for their expertise in real estate and construction finance work; Idan Baki, who is an expert in acquisition and leveraged financings; and credit transaction and regulatory specialist Ori Yitzhak.
Praxisleiter:
Eli Elya
Weitere Kernanwälte:
Dubi Gross; Elite Elkon; Inbal Badner; Hana Atias; Idan Baki; Ori Yitzhak
Referenzen
‘The team is very professional and has a strong business acumen.’
‘Eli Elya and Hana Atias are excellent and very helpful.’
‘They are thought leaders in Israel and are up-to-date on the international and cross-border transaction market.’
Kernmandanten
HSBC Bank plc (Tel Aviv Branch)
Bank Hapoalim
Mizrahi Tefahot Bank
Leumi Bank
Israel Discount Bank, Ltd.
Bank of Jerusalem
First International Bank Of Israel
Altshuler Shaham Investment House Ltd.
Harel Pension and Provident Funds Ltd.
Deutsche Bank AG
Meitav Dash Provident and Pension Funds Ltd.
Phoenix Insurance Company Ltd.
Clal Insurance Company Ltd. and affiliates
Venture Lenders, including: Scintilla Fund LP and Liquidity Capital II L.P.
Harel Insurance Company
More Investment House
Leumi Partners Ltd.
Extra Public Transportation Ltd
Bain Capital Credit, LP
Menora Mivtachim Group.
Bridgepoint
FORTRESS CREDIT CORP
Herzog Fox & Neeman
Herzog Fox & Neeman advises banks, financial institutions, borrowers and lenders on complex financing transactions and regulatory matters, spanning acquisitions, loan sales, and securitisation transactions. The team is headed up by cross-border transaction and acquisition finance specialist Roy Nachimzon, and banking and financial markets law and regulation expert Irit Roth. Noted for his cross-border expertise, Alan Sacks has acted for most of the Israeli international financial institutions, while Natalie Jacobs has recently led on a first-to-market synthetic securitisation. Other key names are Esti Hadar, who is also notably experienced in the securitisation and sale of debts; Nir Miller, who focuses on international acquisitions; and aviation financing expert Ben Kanter.
Praxisleiter:
Irit Roth; Roy Nachimzon
Weitere Kernanwälte:
Alan Sacks; Natalie Jacobs; Esti Hadar; Nir Miller; Ben Kanter
Referenzen
‘Very strong team. Alan Sacks is a market leader, a top lawyer, and very commercial. First-rate in all respects.’
‘Extensive and comprehensive knowledge and experience in banking, corporate, and international law.’
‘The team is very experienced, professional and provides comprehensive service and advice.’
Kernmandanten
Israel Discount Bank
Bank of Jerusalem
Mizrahi Tefahot Bank
Altshuler Shacham
Phoenix Group
Clal Group
Credito Ltd.
8Fig Inc.
Isracard Ltd.
Menora Mivtachim Insurance Limited
Highlight-Mandate
- Acted as lead counsel to Mizrahi Tefahot Bank Ltd and a consortium of lenders in connection with a senior secured credit facility being provided to the Borrower, a JV formed by Adani (a large Indian conglomerate) and Gadot (an Israeli company), for the purposes of its acquisition of Haifa Port Company Ltd. from the Israeli Government.
- Acted as lead counsel to Bank Leumi Le-Israel B.M. in connection with a €500m credit facility being provided to the client by the European Investment Bank (EIB), for the purpose of extension of loans to SMEs and MidCaps with an emphasis on green finance, within the framework of the EIB’s Neighbourhood Finance Facility.
- Advised EdgeConnnex on its €2.4bn global sustainability-linked financing and refinancing for the support of its worldwide global data centre business.
Meitar Law Offices
Noted for its prowess in both regulatory and transactional matters, Meitar Law Offices is routinely engaged by a deep roster of leading Israeli banks, credit card companies, and non-bank financial institutions. The team is jointly led by fintech and financial regulation expert Eyal Dotan, commercial loan agreement and project finance specialist Gal Feingold, complex lending transaction and M&A practitioner Assaf Oz, and Judith Gal-Or, who notably focuses on loan syndications, debt arrangements and credit portfolio securitisations.
Praxisleiter:
Assaf Oz; Eyal Dotan; Judith Gal-Or; Gal Feingold
Kernmandanten
Bank Leumi Le Israel B.M.
Israel Discount Bank Ltd., Mercantile Discount Bank Ltd, Discount New York
Union Bank of Israel Ltd. (The bank merged into Mizrachi Tefahot Bank Ltd.)
Amitim Senior Pension Funds
Max IT Finance Ltd., Max IT Credit Ltd.
Citibank N.A.
MASAV
SHVA
AMPA Capital Ltd.
Menora Mivtachim Insurance Ltd.
Bank Hapoalim Ltd.
Mizrahi Tefahot Bank Ltd.
The Phoenix Insurance Company Ltd.
Clal Insurance Company Ltd.
Arbel Finance Ltd. and Magen Afikim Ltd.
Harel Insurance Company Ltd.
Nawi Brothers Group Ltd.
Extra Credit and Factoring Ltd.
Credit Path Ltd.
Credit 360 Ltd.
Tarya israel Ltd.
Klimark Capital Funds
HSBC Bank
Pama Investments & Property Co. Ltd.
Hyposwiss Private Bank Geneve SA
Meitav Dash
S. Horowitz & Co
S. Horowitz & Co’s banking and finance litigation team is known for handling high-profile contentious cases for an array of domestic and international banks and financial institutions, while also advising hedge funds, insurance companies, and credit card companies on both transactional and regulatory matters. Anthony Bloch’s broad practice spans acquisition and project financings and M&A transactions, while Clifford Davis is noted for his expertise in export credit financings and leveraged financings, often with a cross-border element. Michelle Liberman has recently handled several highly complex acquisition finance projects.
Praxisleiter:
Anthony Bloch; Clifford Davis; Michelle Liberman
Referenzen
‘The team’s hallmark is the surprising breadth of practice and depth of expertise that make it a marvel in the Israeli banking and finance legal market. Compared to other firms, the trio of Clifford Davis, Anthony Bloch and Michelle Liberman covers all the bases of financial work. They fully understand and are able to implement the banking practices and banking law of English and New York law in an Israeli package.’
‘I have worked with the team on leveraged finance, cross-border finance, project finance, asset finance, export credit finance and so on – and without a doubt S.Horowitz, and especially Clifford Davis, are the crème de la crème and are a joy to work with.’
‘Clifford Davis has an encyclopaedic knowledge of Israeli, New York and English law, he gets the job done smoothly, and with his sense of humour he can negotiate a deal and guide clients to preferential and commercial outcomes – a true legend in his field.’
Kernmandanten
Bank Hapoalim B.M
Bank Leumi Le’Israel Ltd.
Israel Discount Bank Ltd.
First International Bank of Israel Ltd.
Mizrahi-Tefahot Bank Ltd.
Derech Eretz Highways (1997) Ltd
El Al Israeli Airlines
Francisco Partners LP
The Phoenix Insurance Company Ltd.
Pathfinder Strategy Fund
MUFG Bank Ltd. (Mitsubishi UFJ Financial Group)
TA Associates
Carlyle Group
Israel Electric Corporation
Lloyds Bank plc
Minrav Group Ltd
Megurit Israel Ltd
Highlight-Mandate
- Advised EL AL Israel Airline on a complex transaction including financing granted by Phoenix Insurance Company to a wholly owned subsidiary of El Al and the granting of an option to Phoenix in the subsidiary as part of the sale of El Al’s frequent flyer and associated credit card activity to the subsidiary.
- Advised Derech Eretz Highways (1997) Ltd as the borrower on the complex project financing of the expansion (addition of extra lanes) to the Cross Israel Highway (Highway 6), Israel’s major north-south toll road.
- Advised Minrav group Ltd., a public real estate company and a Megurit Israel Ltd., reit fund, on a financing from a group of companies controlled by a leading insurance company, for the construction of a few different projects of long-term rental residential buildings with more than 550 housing units, in a number of central cities in Israel.
Agmon with Tulchinsky Law Firm
Agmon with Tulchinsky Law Firm displays significant strength in the banking infrastructure sector, as evidenced by the high-profile creation of Leumi Bank’s first-of-a-kind credit agreement with the Bank of Israel. A further core workflow of the practice includes handling complex cross-border project financings in the energy sector, where the team represents both borrowers and lenders in syndicated project financings. Financial and regulatory work expert Yona Goshen-Gottstein heads up the team, which includes energy finance specialist Dan Hacohen and newly promoted partner Itamar Shimonovitz, whose practice spans both transactional and regulatory advice.
Praxisleiter:
Yona Goshen-Gottstein
Weitere Kernanwälte:
Dan Hacohen; Itamar Shimonovitz
Referenzen
‘Very skilled and experienced, sharp and commercial.’
‘A very professional team with extensive subject knowledge and a creative approach to finding solutions for clients.’
‘Very good teamwork that allows the client to get a comprehensive and responsive service.’
Kernmandanten
Leumi Bank Le – Israel B.M.
Bank Hapoalim B.M.
Discount Bank Ltd.
Mizrahi Tefahot Bank
CitiBank Israel and CitiBank Group Global
Menora Mivtachim Holdings Ltd and it’s companies including Menora Mivtachim Insurance Company
Harel Insurance Investments & Financial Services Ltd
Amitim Veteran Pension Funds
Migdal insurance company Ltd.
Altshuler Shaham Investment House
First International Bank of Israel
Meitav Dash Investment House
Generation Capital Ltd.
Klirmark Capital
Doral Group and several of its companies
Ratio Oil Explorations (1992) Limited Partnership
Delek Group
Mercantile Discount Bank
Navitas Petroleum, Limited Partnership
JP Global Power Ltd.
Gilad Pensions for Religious Workers Ltd.
WeCheck
TenureX
Ofek Capital Co-operative Association
Modiin Energy, LP
Payment Financial Technologies Ltd.
WeSure Insurance Company Ltd.
Amot Investment ltd.
Kamada Ltd.
New Med Energy, Limited Partnership (formerly, Delek Drilling)
Amot Denisra Ltd.
Nechamka Investments 2001 Ltd.
Veridis Environments
Israel Infrastructure Fund
Nili (Amir) Holdings Ltd.
BRM Group
Munich Re Specialty Insurance
Reinsurance Group of America
ICIC – the Israeli Credit Insurance Company Ltd.
Hightech Zone Ltd.
Coral Tel (Yad2)
Highlight-Mandate
- Advised Bank Hapoalim on a series of financing agreements.
- Acted for Migdal Insurance, including Group companies, on many transactions, totalling over NIS1.1bn, including the corporate financing for a real estate group, as well as a project financing transaction to support fibre-to-home national project.
- Acted for Leumi Bank on a complex mandate involving a credit agreement with the Bank of Israel that was secured by a mortgage portfolio.
Arnon, Tadmor-Levy
With work spanning cross-border financing transactions, restructuring and insolvency debt collection, and regulatory advice to both domestic and foreign banks, credit card companies, major insurance and pension funds, Arnon, Tadmor-Levy houses a team of experienced practitioners, which includes ‘top professional’ Shiri Shaham, banking and financial services expert Yuval Shalheveth, and credit card specialist Aviad Lachmanovich. A key contact for issues related to capital markets and securities is Amir Scharf, while Simon Weintraub notably focuses on venture lending and venture capital work.
Weitere Kernanwälte:
Yuval Shalheveth; Shiri Shaham; Aviad Lachmanovich; Amir Scharf; Simon Weintraub; Guy Fuchs
Referenzen
‘Competent and practical business lawyers with a simultaneous view of local Israeli and international realities.’
‘A highly qualified firm with extensive experience which has conducted major local and international transactions. It is consistently a leader in the Israeli market and enjoys the trust of many leading companies in various sectors.’
‘Combination of unparalleled expertise, attention to detail, and high-quality services. A special mention goes to Shiri Shaham, a top professional in the field, highly responsive, helpful, and able to provide the highest level of service.’
Kernmandanten
Israeli Financial Institutions:
Bank Hapoalim Ltd.
Israel Discount Bank Ltd.
Bank Leumi Ltd.
Mizrahi Tefahot Bank Ltd.
Bank of Jerusalem
Max It Finance Ltd
C.A.L. (I.C.C) Israel Credit Cards Ltd.
Harel Insurance Company
Migdal Insurance
Phoenix Insurance
Michlol Financing Ltd.
Ruby Capital Group
Arbel Fund
Giza Mezzanine Fund
International Financial Institutions:
BNP Paribas
HSBC Bank
JPMorgan Limited
Citigroup
Societe Generale Group
Morgan Stanley
Bank of America
Valley National Bank
State Bank of India
Nomura Holdings, Inc.
The Goldman Sachs Group, Inc.
Credit Suisse Securities (USA) LLC (as well as the Israeli subsidiary of Credit Suisse)
UBS AG
Bank of Montreal
Comerica Bank
K2 Health Ventures
Avenue Capital
Triple Point Capital
Highlight-Mandate
- Advised Max It Finance and HYP on the SPA transaction between Clal Insurance group and Warburg Pincus, for a sum of roughly NIS2.5bn.
- Advised Bank Leumi on a NIS1bn financing agreement to Yuvalim group to finance a construction evacuation project in the city of Netanya.
- Assisted Israel Discount Bank with financing transactions for complex construction projects, including large-scale urban-renewal projects, and National Outline Plan projects, financing for land purchases and financing for any purpose.
Erdinast, Ben Nathan, Toledano & Co
With a focus on the real estate and energy sectors, Erdinast, Ben Nathan, Toledano & Co is noted for the team’s expertise in handling high-value cross-border M&A transactions and financing projects on behalf of several Israeli institutional investors. Practice co-head Dan Sella is the key contact, while fellow co-head Roy Gross is an expert in corporate and real estate financing work. The team also routinely handles debt and equity financing transactions, an area in which Doni Toledano, who jointly leads the practice with Sella and Gross, is particularly well versed. With extensive experience in the field, Dalia Tal is also highly recommended.
Praxisleiter:
Doni Toledano; Dan Sella; Roy Gross
Weitere Kernanwälte:
Dalia Tal
Kernmandanten
Mizrahi-Tefahot Bank Ltd.
The Phoenix Insurance Company Ltd.
Bain Capital Credit, LP
Meitav Dash Insurance Company Ltd.
Menora Mivtachim Insurance Company Ltd.
Israel Theatres / Global Cities Holdings
More Provident and Pension Fund Ltd.
Netafim Ltd.
Ayalon Insurance company Ltd.
Yesodot Fund
Carraso Motors Ltd.
Yelin Lapidot Provident Funds Management Ltd.
Alon Blue Square Group.
NSO Group
Arbel Fund
S. Shlomo Insurance company Ltd.
Highlight-Mandate
- Advised Mizrahi-Tefahot Bank and The Phoenix on the NIS800m financing of the leveraged acquisition of Ashdod Desalination Ltd., by a partnership of Shapir and Generation Capital.
- Acted for Phoenix, Ayalon Insurance Company, S. Shlomo Insurance company Ltd. and Yesodot fund on dozens of different real estate financings totalling more than NIS3bn for a wide range of real estate and urban renewal projects.
- Advised Econergy and its subsidiaries on two separate transactions, obtaining financing for building and operating renewable energy projects conducted by the company in Europe, amounting to a total of about €350m.
Goldfarb Gross Seligman & Co.
Goldfarb Gross Seligman & Co. acts for a solid client base encompassing banks, credit enhancers, lenders and borrowers, as well as non-bank financial entities seeking advice on a range of finance and banking transactions at both a local and international level. The team is jointly led by Ariel Rosenberg, who notably focuses on financing projects in the energy, infrastructure, and real estate sectors; and Ofer Hanoh, who is an expert in financial regulation. Ran Ben-Ari advises on the regulatory implications of activities in the Israeli financial markets, while Ido Amir is particularly active in the field of digital banking. Capital markets and financial regulation expert Roy Reiss is highly praised by clients.
Praxisleiter:
Ofer Hanoh; Ariel Rosenberg
Weitere Kernanwälte:
Ran Ben-Ari; Ido Amir; Roy Reiss
Referenzen
‘Extensive experience and knowledge of financial rules and regulations. In-depth knowledge of the Israeli financial market – legal knowledge combined with a deep understanding of business. Unique legal approach that allows the firm to consult clients on the legal and business consequences of their decisions.’
‘Goldfarb Gross Seligman stands out as an exceptional partner for fintech-payment companies that operate in the area of banking regulation. Our experience working closely with their team on various aspects of our business has been first-rate. The team has extensive experience in fintech and banking regulation, as well as a broad understanding of the nuances of the industry, enabling them to provide tailored solutions to meet our specific needs, especially with regard to navigating complex regulatory frameworks.’
‘Goldfarb Gross Seligman’s unique strengths lie in its unparalleled fintech and banking regulatory expertise, creative problem-solving skills and deep commitment to understanding and aligning with clients’ business objectives.’
Kernmandanten
FIBI- First International Bank of Israel
Bank Hapoalim
Bank Leumi le Israel B.M.
Mizrahi Tefahot Bank Ltd.
Israel Discount Bank Ltd.
Discount Capital Ltd.
UBS AG
Goldman Sachs
JP Morgan
Credit Suisse
Citigroup
HSBC
Deutsche Bank
Bank of America Merrill Lynch
The Association of Banks in Israel
Clal Insurance group
Edmond De Rothschild Bank, Edmond De Rothschild Bank (Israel)
Phoenix Insurance Group
AIG Israel
Gilad Pension Fund
IBI Investment House
The Arison Group
Arison Investments Ltd.
Menora Insurance Group
Excellence Nessuah Investments House
Amitim
The Phoenix Insurance Company Ltd.
Altshuler Shaham Ltd.
Menora Mivtachim Holdings Ltd.
Migdal Insurance & Financial Holdings Ltd.
RiseUp
Paz Oil Group
Shikun & Binui
Poalim Equity / Poalim ventures
The Investment Houses Association
Bank of Montreal (BMO)
Nuvei Corporation
More Investments; More Provident Funds Ltd.
Partner Communication Ltd.
Aura Investments
Hever Soldiers and Veterans Ltd.
Harel Insurance Group
Bank Massad
Leumi Partners
Adani Group
Gadot Chemicals Terminals (1985) Ltd.
Rapac Energy Ltd.
Insightec Ltd.
Elco Ltd.
MGG GP
SBges EPC JV
Pagaya Investment Israel Ltd.
Canada Israel Group
Israel Canada (T.R) Ltd.
Israel Aerospace Industries Ltd. (IAI)
Israel Canada Hotels Ltd. (ICH)
ICR – Israel Canada Rem Residence (formerly Minrav Projects Ltd.)
B.S.R. Group
Shufersal Ltd.
Virtu Financial Inc.
The Shlomo Group
Keshet Broadcasting (Keshet 12)
Negev Natural Gas Ltd.
Darom Natural Gas Ltd.
Lahav Fund Two, Limited Partnership
Elron Electronic Industries
Cointree
Arbel Fund
SigmaTek
Satixfy Communication Ltd.
Nuvei Inc.
Strauss Group
PayBox
Opal Balance Investments Ltd.
Torchlight Investors LLC.
Tiedemann Advisors, LLC.
Harris Associates
Bergos Bank
Shapir Civil and Marine Engineering Ltd.
Champion Motors Ltd.
The Gindi Group
Z.M.H Hammerman Ltd.
Yuka Park
Leopard Group
Asia-Hadera-Israel Ltd.
Acro Real Estate Group
Shani Shenhav Ltd.
Lumenis Ltd.
Credit Shop Ltd.
Harel Information Technologies Ltd.
Tadbik Ltd.
OMNIQ Corp.
Isracard Group
Highlight-Mandate
- Advised India based Adani Group and Israeli company Gadot Chemicals Terminals (1985) Ltd. in all financing aspects of their NIS4bn purchase of Haifa Port.
- Advised Arison Holdings on the decentralisation process of Bank HaPoalim’s control.
- Advised Discount Bank on a transaction with fintech company Ezbob for the establishment of a company that will digitally extend credit to retail customers and SMBs, using Ezbob’s technology.
Shibolet & Co.
Spearheaded by complex cross-border financings expert Alon Ziv, Shibolet & Co.'s practice stands out for the team’s expertise in high-value financing and lending transactions, including tech and fund lending work, while also assisting banks, financial institutions, and insurance companies with complex credit insurance transactions, financial regulatory issues, and acquisition finance matters. Credit insurance specialist Nilly Alshech Raviv is a key contact, while Gadi Ouzan is known for advising national and international venture capital funds that wish to invest in Israeli start-ups.
Praxisleiter:
Alon Ziv
Weitere Kernanwälte:
Nilly Alshech Raviv; Gadi Ouzan
Referenzen
‘Alon Ziv has a wide understanding of complex situations and agreements, with the creativity to find solutions to complex issues.’
‘Fast and experienced team.’
Kernmandanten
Nationwide Mutual Insurance Company and its Affiliates
B.S.S.H.- The IsraeliCredit InsuranceCompany Ltd.
Aluma Infrastructure Fund (2020) Ltd (Aluma); Esco Israel
Shikun & Binui Ltd
Rafael Advanced Defense Systems Ltd
Babcom Centers Ltd
Swift Cash Ltd
Centarrow Ltd.
Orika Finance Ltd.
Hub Cyber Security Ltd.
Companie Nationale Royal Air Maroc
Sandy Spring Bank
Freezem Cryogenics Ltd.
Adoman Investments Ltd
Tadbik Group (Tadbik Ltd. & Tadbik New Jersey Inc.)
Max Stock Ltd.
Arbelis Trade Ltd.
Open Finance Ltd.
Markel Surety
El Al Israel Airlines Ltd.
The Phoenix Holding Ltd.
Goldman Sachs
Morgan Stanley
Gama Management and Clearing Ltd.
Leumi Bank Limited
BNP Paribas Israel
Bank HaPoalim
Israel Discount Bank Ltd.
Harel Insurance Company Limited
Menorah Insurance Ltd.
Altshuler Shaham Ltd.
Amitim Finances
The Interdisciplinary Center Herzliya
Ashtrom Group
Ellomay Capital Ltd – Renewable Energies
Wells Fargo Capital Finance LLC
Igudan – The Dan Regional Association for Environmental Infrastructures
Poalim Equity
Tamares Telecom Ltd.
Albaad Massuot Yitzhak Ltd. and Albaad USA Inc.
Prytek Group
Ceragon Ltd.
Viserion Ltd.
Max Stock Ltd.
Highlight-Mandate
- Advised Esco Israel on a complex acquisition financing deal of NIS60-75m with Bank Hapoalim.
- Advised Nationwide Mutual Insurance Company on its receipt of indemnification obligations and collateral from Shikun & Binui Ltd.
- Advised Amitim – Senior Pension Fund on its financing of Shikun & Binui – Solel Boneh Infranstracture Ltd., a mega student dormitory housing project.
Amit, Pollak, Matalon & Co. Advocates and Notary
With expertise in banking and finance litigation, including banking class actions, Amit, Pollak, Matalon & Co. Advocates and Notary’s broad practice also includes providing transactional and regulatory advice to real estate companies, project developers and investors. Head of the urban renewal department Ori Avigad is noted for handling real estate, energy and infrastructure projects, while Yoav Etzyon is an expert in public and private debt financings, and Sharon Lubezky Hess notably focuses on class action litigation.
Praxisleiter:
Ori Avigad; Sharon Lubezky Hess; Yoav Etzyon
Kernmandanten
Ampa Real Estate
Ampa Yuvalim Housing for Rent Ltd.
Bank Leumi Le-Israel Ltd.
Bank Mizrahi Tefahot Ltd.
One Zero Bank Ltd.
David’s Harp Hotel Ltd.
Tarya P2P Ltd.
Finnovest Ltd.
First International Bank of Israel Ltd.
Forma Real Estate Fund
Roby Capital
Israel Discount Bank Ltd.
Israel Infrastructure Fund
Ista Properties
Liquidity Capital
Nawi Brothers Group Ltd.
Ofer Investments Ltd.
Peninsula Ltd
Phoenix value
Reisdor Group
Shaked Partners Fund
Sar-El Group
Splitit
Union Bank of Israel Ltd.
Highlight-Mandate
- Advised Ampa Yuvalim Housing for Rent Ltd. on obtaining $1.25bn of financing from Clal and, separately, a $70m loan from the lender, Reality Group.
- Advised Liquidity Capital on obtaining a credit facility of $475m from an alternative lender, Apollo Global Capital, Inc, in order to fund its own alternative lending activities.
- Acted for Bank Mizrahi-Tefahot Ltd., Bank Hapoalim Ltd. and Union Bank of Israel Ltd. to oppose a motion for certification of a NIS458m class action filed against them in the Jerusalem District Court regarding a claim pertaining to cash withdrawal services through ATMs.
Barnea Jaffa Lande & Co.
Barnea Jaffa Lande & Co. houses a team of experienced practitioners equipped to advise major Israeli and foreign banks, insurance companies, and other non-bank financial institutions on banking and financial regulations, and real estate financings. The practice is jointly led by David (Dudi) Cohen, who specialises in loans and project financings; financial regulation expert Zvi Gabbay, and Misha Gitterman, who handles acquisition finance and corporate restructuring work. Highly praised by clients are Anat Even-Chen, for her experience in regulatory advice, and Terry Almozlino Arnon, for her knowledge of real estate project financings. With a focus on the regulation of financial entities, Michal Koren is also recommended.
Praxisleiter:
David (Dudi) Cohen; Zvi Gabbay; Misha Gitterman
Weitere Kernanwälte:
Anat Even-Chen; Terry Almozlino Arnon; Michal Koren
Referenzen
‘Great team. Easily accessible, responsive, and loyal attorneys who know the client’s needs.’
‘Zvi Gabbay is professional, knowledgeable, an excellent team leader and always available. Zvi is a good listener and responds quickly when we need him and his team.’
‘Anat Even-Chen has been our main provider of legal services for several years. As a non-bank financial institution, we have been subject to significant regulatory changes over the past decade, and Anat has always been up-to-date, fully understanding the implications for our corporate structure and business strategies. She manages her staff efficiently and coordinates well with her law firm’s departments whenever necessary.’
Kernmandanten
Aviv Group
BNP Paribas S.A.
Brink’s Israel
Shimon Sarfati
International Bank of Azerbaijan
Julius BaerGroup
Bank J. Safra Sarasin Ltd
Highlight-Mandate
- Advised Aviv Group on an agreement to finance a project that includes 733 housing units and commercial spaces in Herzliya.
- Represented the French multinational banking group in two proceedings for the approval of a class action filed with the Central District Court against a series of foreign banks.
- Served as legal adviser for Brink’s Israel on all of its financial regulation matters in Israel.
Firon Law Firm
A number of prominent banking and financial clients, including lenders and borrowers, routinely turn to Firon Law Firm for its knowledge of regulatory work. On the transactional side, the team focuses on infrastructure and real estate financings, with firm head Tamar Firon-Smorodinsky regularly acting for lenders and project developers on complex infrastructure and real estate projects. The team also includes Ronen Maor, who is a specialist in financing transactions, and Oded Ofek, who is chair of the capital markets and financial services department.
Praxisleiter:
Tamar Firon-Smorodinsky; Oded Ofek
Weitere Kernanwälte:
Ronen Maor
Referenzen
‘Oded Ofek is one of a kind. He is very professional, available at all times, and provides excellent solutions to problems and questions regarding general and compliance issues. He is brilliant, and I am happy that he works for us. Oded is the best!’
‘The firm plays a central role in banking and financial industry developments in the area of non-banking financial services, with comprehensive knowledge of industry regulation in Israel and an unmatched advantage over other law firms in Israel in non-banking practice. A large and experienced team representing numerous service providers.’
‘I am more than happy to recommend the Firon team. Their meticulous attention to detail, comprehensive understanding of legal complexities, and ability to navigate complex regulatory frameworks are critical to our business. Their experience extends to all aspects of banking and finance, as well as projects, infrastructure, and energy, which enables them to provide clients with a very broad view and support.’
Kernmandanten
Direct Finance
Michman Basad
Epsilon investment house
The Association of credit providers in the Federation of Israeli chamber of commerce
MasterCard
Altshuler Horizon
The Phoenix Insurance Company
Harel Insurance Company
Clal Insurance Company
Psagot
Ashtrom
Ashdar
Apartment for rent
Highlight-Mandate
- Advised Light TLV Ltd, Shapir and CAF on the financing stage of the purple line light rail in Tel Aviv.
- Advised the Phoenix Insurance Company and Clal Insurance Company on financing transactions worth billions of NIS.
- Represented numerous clients regarding the proceedings and regulations of obtaining the required permits for credit supplier or financial asset services.
Lipa Meir & Co
With unique expertise in credit insurance, Lipa Meir & Co is recognised for advising lenders, borrowers, and insurance companies on credit facility work and real estate financings. Practice chair Yariv Shalom focuses on real estate, financing, and credit insurance work, while Yoni Shtinmatz‘s experience spans investments, syndication issues, and banking regulations.
Praxisleiter:
Yariv Shalom
Weitere Kernanwälte:
Yoni Shtinmatz
Referenzen
‘We are satisfied with the professionals and the service provided.’
Kernmandanten
Bank Hapoalim Ltd.
Bank Leumi Le Israel BM
Israel Discount Bank Ltd.
Harel Insurance Inv. & Fin. Services Ltd.
Migdal Insurance & Financial Holdings Ltd
The Phoenix Insurance Company Ltd.
MAX IT FINANCE LTD
Menorah Mivtachim Insurance Ltd.
ICIC – The Israeli Credit Insurance Company
Shikun & Binui Ltd.
David Lubinski Ltd.
Netafim
Ayalon Insurance Company Ltd.
Bareket Financing Ltd.
Astral Hotels
Hachshara Insurance Company Ltd.
S. SHLOMO INSURANCE COMPANY LTD
SufrinHoldings Ltd. (TASE: SFRN) Allied Group Limited
Weiss Group and several companies in its control (Including Pandom Ltd.)
Top Capital – SOLUTIONS FOR THE ENTREPRENEUR LTD
Crego Business and Finance Ltd.
ICIC – The Israeli Credit Insurance Company
Highlight-Mandate
- Advised Harel Insurance Group on a raft of financial transactions, including a NIS430m loan to G City to build a shopping mall in Kfar Saba.
- Advised Phoenix Insurance Company on financings totalling almost NIS2bn, including a NIS1bn loan to establish a new neighbourhood, Ben Shemen’s Dreams between Tel Aviv and Jerusalem.
- Acted for Migdal on various financial transactions, including a NIS450m credit facility to Shikun & Binui to build student dormitories at Tel Aviv University.
Weksler, Bregman & Co., Advocates
Alongside its regulatory expertise, Weksler, Bregman & Co., Advocates is known for advising lenders and borrowers alike on complex real estate transactions and projects, where Avi Ben-Yaacov is noted for his recent engagement in major real estate transactions in Israel. Further core workflows of the practice include international commercial transactions and securities issues, for which practice head Ora Dvir is the main contact. Eran Shuster is an expert in banking regulation and Ofer Yankovich is a specialist in capital markets and securities law, areas in which Sharon Drori-Wichelewski is also well versed.
Praxisleiter:
Ora Dvir; Ofer Yankovich; Avi Ben-Yaacov; Eran Shuster; Sharon Drori-Wichelewski
Referenzen
‘The team is available, professional and most involved.’
Kernmandanten
Mizrahi Tefahot Bank
The Tel Aviv Stock Exchange (TASE)
Bank Hapoalim Ltd.
Bank Leumi Le-Israel B.M
Israel Discount Bank Ltd
UBank (part of FIBI Group)
Gottex Group
Mercantile Discount Bank Ltd. (Mercantile)
First International Bank of Israel Ltd. (FIBI)
Massad Bank Ltd. (MBL)
Africa Israel Residences Ltd. (AFR)
AFI Properties Ltd. (AIP)
HSBC Bank (Israel)
IGI Investments (Izaki Group – Renanot Enterprises and Investments Ltd.)
Aharoni Group (M.A) development and investment Ltd
Highlight-Mandate
- Provided legal advice to MTB with regard to a myriad of compliance with proper banking conduct regulations, including those involving “related parties” transactions with controlling shareholders and officers, proper conduct of banking business and more, all in accordance with the directives of the Bank of Israel, the Companies Law and Securities Law.
- Advising the TASE on all regulatory aspects of its operation as both a stock exchange and the operations of its two clearing houses, the ‘Bursa’ clearing house and the ‘Maof’ clearing house.
- Advised Israel Discount Bank on multiple financing transactions in which the Bank provides finance and credit to real estate entrepreneurs and landowners.
Yehuda Raveh & Co.
Yehuda Raveh & Co.‘s team is distinguished by its specialism in real estate and infrastructure projects, where it routinely advises both domestic and international banking institutions, lenders and borrowers, with practice co-head Lisa Tross bringing in extensive experience in the field. Fellow co-head Ron Vered is a specialist in project finance and infrastructure projects, and Ezra Baris‘ focus is on cross-border project finance transactions.
Praxisleiter:
Lisa Tross; Ron Vered
Weitere Kernanwälte:
Ezra Baris
Kernmandanten
Bank of Jerusalem
The Association of Banks
Bank Leumi Le-Israel B.M
Bank Hapoalim B.M.
Israel Discount Bank
Mizrahi Tefahot Bank Ltd.
First International Bank
Ayalon Insurance Company
Harel Insurance Investments & Financial Services Ltd
Migdal Insurance and Financial Holdings Ltd.
Mivtachim Menora Insurance Group
Phoenix Insurance Ltd.
Israel Infrastructure Fund (IIF)
Altshuler Shaham Provident Funds & Pension Ltd
Minrav Group
Hadassah, the Women’s Zionist Organization of America Inc.
Michlol Growth Fund
Amitim Group
HSBC Bank plc.
Highlight-Mandate
- Advised Bank Leumi and HSBC Bank Plc. and other foreign financial institutions on the financing of the concessionaire of the Tel-Aviv Purple Line LRT Project.
- Advised the Bank of Jerusalem on regulatory matters and acted as counsel to the board of directors and the bank’s board committees on various issues.
- Advised Bank Leumi on financing projects, valued at billions of NIS, including the Tel Aviv Fast Lane, Sorek 2, and the Ashkelon Desalination Plant, among others.
AYR – Amar Reiter Jeanne Shochatovitch & Co
AYR – Amar Reiter Jeanne Shochatovitch & Co displays significant strength in the real estate market, where it acts for both domestic and international clients seeking advice on complex financing transactions. The team is jointly led by real estate, high-tech and transportation specialist Assaf Lapid, high-tech and venture capital investments expert Yoav Caspi, and Shlomi Bardugo, who is noted for his knowledge of cross-border M&A transactions.
Praxisleiter:
Yoav Caspi; Assaf Lapid; Shlomi Bardugo
Kernmandanten
Bank Hapoalim
Amitim Pension Funds
Harel Group- Harel Insurance Investments and Financial Services Ltd.
Gindi Group
Mayer Group
Shapir Group
More Investment House
Etz HaShaked Engineering
Mayer (Kesher) Real Estate England (2013), Limited Partnership
Shriki Group
Eldar Group
Ayalon Insurance Group
Cnaan Group
Neve Tzedek Group
The Dunitz Brothers Ltd. group
Highlight-Mandate
- Advised Shapir Housing and Building Ltd. on a transaction to finance the purchase of land in the HaElef complex in Rishon Lezion.
- Advised Sela Issta Israeli Real Estate Ltd. on a financing agreement between Sela Issta and Bank Leumi to finance a residential and commercial project in Arnona neighbourhood in the city of Jerusalem.
- Advised Neve Tzedek Group on the refinancing of construction and ongoing operation costs of the Elkonin Hotel (member of Accor Hotels group).
Krispin Rubinstein Blecher Law Offices
Alongside its specialist expertise in venture lending, Krispin Rubinstein Blecher Law Offices is noted for acting for some of the major Israeli banks in proceedings before the Ministry of Treasury and the Knesset Finance Committee. The team includes banking and financial regulation expert Noga Rubinstein, venture capital fund specialist Emmanuel Kadouch, and Avrumi Monderer, who notably advises on cross-border transactions and corporate investments.
Praxisleiter:
Noga Rubinstein; Emmanuel Kadouch; Avrumi Monderer
Kernmandanten
Israel Discount Bank
Bank Hapoalim BM
Israel Credit Cards (CAL)
Mercantile Discount Bank
Kreos Capital
Whaleapp Ltd.
EDF Renewables Israel
Highlight-Mandate
- Acted for Israel Discount Bank in proceedings before the Ministry of Treasury and the Knesset (Israeli parliament) Finance Committee in proceedings to divest its holdings in CAL, a major credit card provider.
- Provided ongoing reviews and research on international banking and financial regulation for Bank Hapoalim and Israel Discount Bank.
- Served as Israeli counsel to Kreos Capital fund.