Firms To Watch: Banking and finance

At the beginning of 2025, CRIDO merged with REON (formally known as Noerr), to form a comprehensive practice supporting clients with their banking matters across the real estate, renewable energy, retail, FMCG and manufacturing industries.

Banking and finance in Poland

A&O Shearman

The banking practice at A&O Shearman displays significant capabilities in financing mandates, with an ability to handle the entire range of work, including general lending, leveraged finance, project, real estate, export, asset finance and restructurings. Its envious client lists consists of major local and international banks, financial institutions and corporates. Arkadiusz Pędzich sits as managing partner for the CEE region with notable expertise in debt raising structures surrounding loan financings, bond offerings and deviate transactions. Project finance expert Tomasz Kawczyński leads the energy, natural resources and infrastructure team, while Anna Mądra spearheads the real estate finance department with significant experience in pan-European leveraged finance transactions, representing banks, borrowers and sponsors.

Praxisleiter:

Arkadiusz Pędzich; Tomasz Kawczyński; Anna Mądra


Weitere Kernanwälte:

Anna Pawelec; Maciej Wroniak; Artur Rutkowski; Konrad Zawistowski; Paweł Mruk-Zawirski


Referenzen

‘The A&O team provide timely, effective legal advice.’

‘Quick responses addressing client needs, finding solutions for challenging topics.’

Kernmandanten

PKO Bank Polski


Bank Pekao


mBank


ING Bank Śląski


Credit Agricole Bank Polska


Bank Gospodarstwa Krajowego


Polenergia


Dutch Infrastructure Fund


Polski Fundusz Rozwoju (Polish Development Fund)


EBRD


EIB


Aareal Bank


Panattoni Development Europe


Deutsche Pfandbriefbank


NORD/LB


Highlight-Mandate


  • Advised a group of pan-European and Polish lenders on a PLN5.125bn financing for Polski Światłowód Otwarty to be used for an upgrade of its network to fiber-to-the-home as well as further expansion of the FTTH infrastructure in Poland.
  • Advised a consortium of Polish banks (mBank S.A., ING Bank Polska S.A., Bank Pekao, PKO Bank Polski) on an approximately PLN1.06bn financing for Witrualna Polska, the e-commerce, media and advertising group.
  • Advised NORD/LB, a leading energy transition bank, on a EUR109m financing spread across separate transactions for two large-scale solar farm portfolios in Poland that are being developed by GoldenPeaks Capital, an independent producer of green energy in Europe.

Clifford Chance, Janicka, Kruzewski, Stosio i wspólnicy spólka komandytowa

For the global financial markets team at Clifford Chance, Janicka, Kruzewski, Stosio i wspólnicy spólka komandytowa, which boasts ‘outstanding experience and deep knowledge of the market’, green and sustainability-linked financings are a key area of focus, as are project finance mandates in the renewable energy sector. The practice also supports clients with their syndicated lending, leveraged and acquisition finance, asset and real estate finance, derivatives and regulatory mandates, handling large Polish-based matters, as well as significant cross-border and multi-jurisdictional transactions. Group lead Andrzej Stosio frequently supports international and Polish banks, alternative lenders, sponsors and corporates with their transactional and regulatory needs. Other key members of the team include Miłosz Gołąb, who is highly adept at advising on refinancing and restructuring mandates, and Irena Floras-Goode, who is lauded as ‘one of the highest skilled banking professionals’ on the market, and she assists clients with the financing of acquisition of assets and companies.

Praxisleiter:

Andrzej Stosio


Weitere Kernanwälte:

Miłosz Gołąb; Irena Floras-Goode; Kacper Bardan; Maksymilian Jarząbek; Michał Jadwisiak; Maciej Bocheński; Mateusz Chruściak


Referenzen

‘The team has an outstanding experience and deep knowledge of the market. I appreciate CC’s support for a diversity & inclusion initiative that’s being observed across different practices of the firm.’

‘I’ve worked most with Irena Floras-Goode, who is one of the highest skilled banking professionals that I have had an occasion to work with. She demonstrates very reasonable approach and independency in the advisory, always led by the worth of the project/topic and the solution rather than specific interest of one party.’

‘Industry know-how, experience, coordination across teams, availability.’

Kernmandanten

Bank Pekao S.A.


mBank S.A.


BNP Paribas Bank Polska S.A.


Caixa Bank


ING Bank Śląski S.A.


Bank Handlowy w Warszawie S.A.


Santander Bank Polska S.A.


Alior Bank S.A.


Bank Gospodarstwa Krajowego


Bank Ochrony Środowiska S.A.


Bank of China (Europe) S.A.


Spółka Akcyjna Oddział w Polsce


European Bank for Reconstruction and Development


European Investment Bank


Powszechna Kasa Oszczędności Bank Polski S.A.


KfW IPEX-Bank GmbH


Erste Group Bank AG


Fiberhost S.A., INEA sp. z o.o.


Emitel S.A.


Cargounit


Projekt Solartechnik S.A.


Groupe Eurowatt


EPP


Windstorm Trading & Investments, Zakłady Farmaceutyczne “POLPHARMA”


NOWEL sp. z o.o.


Enwind


Highlight-Mandate


  • Advised a consortium of banks composed of Bank Pekao, mBank, BNP Paribas Bank Polska, Caixa Bank, ING Bank Śląski, Bank Handlowy w Warszawie and Santander Bank Polska on the extension of the tenor and increase in the syndicated financing for the Inter Cars group of up to approximately PLN2.54bn.
  • Advised Fiberhost S.A., a fiber-optic network operator, and INEA sp. z o.o., internet and TV services provider, both from group of Odin Holdings Sarl (Macquire Asset Management portfolio company) on the up to PLN2.77bn financing granted by a consortium consisting of Santander Bank Polska S.A. (acting as Facility Agent and Security Agent), Bank Polska Kasa Opieki S.A., Credit Agricole Bank Polska S.A., Credit Agricole Corporate and Investment Bank, ING Bank Śląski S.A., mBank S.A., Powszechna Kasa Oszczędności Bank Polski S.A., Powszechny Zakład Ubezpieczeń S.A., Powszechny Zakład Ubezpieczeń na Życie S.A., Santander Bank Polska S.A. and the European Bank for Reconstruction and Development.
  • Advised a consortium of Polish and international financial institutions composed of Bank Gospodarstwa Krajowego, Bank Pekao S.A., Alior Bank S.A., KfW IPEX-Bank GmbH, and Erste Group Bank AG on the financing of the construction of a combined-cycle gas turbine with a capacity of approximately 750MW in Ostrołęka.

CMS

The ‘leading banking and finance practice’ at CMS boasts an impressive client roster that includes banks, financial institutions, state-owned sponsors, investors and investment funds. The practice is well-equipped to advise on project, real estate, structured, export, and acquisition financing mandates. Michał Mężykowski sits at the helm of the department, while Rafał Zakrzewski heads up the firm’s English law desk, providing English law advice on international financing transactions. Other key members of the department include Jakub Wieczorek, who supports both lenders and borrowers, and Jakub Podkowa, who specialises in real estate financing mandates.

Praxisleiter:

Michał Mężykowski


Weitere Kernanwälte:

Jakub Podkowa; Jakub Wieczorek; Martyna Markiewicz; Rafał Zakrzewski; Artur Bednarski; Pawel Jaśkiewicz; Monika Kowara; Konrad Leszko; Karolina Bandzul-Król


Referenzen

‘Support throughout entire project, good engagement of senior staff and partners.’

‘Jakub Wieczorek and Monika Kowara are recommended, as are Jakub Wieczorek and Konrad Leszko.’

‘Leading banking and finance practice in Poland. Excellent team lead by Jakub Wieczorek and Konrad Leszko is the best in Poland in terms of project finance and difficult structures.’

Kernmandanten

Santander Bank Polska S.A.


Gemini Polska S.A.


mBank S.A.


BNP Paribas Bank Polska S.A.


ORLEN S.A.


CH Promenada sp. z o.o.


European Bank for Reconstruction and Development


United States International Development Finance Corporation


PGE Polska Grupa Energetyczna S.A.


BGK


DNB Bank ASA


PKO Bank Polski S.A.


Revetas Capital Advisors LLP


BIG Shopping Center


Sunly Group


LEUMI UK GROUP LIMITED


Highlight-Mandate


  • Advised ORLEN S.A. and Energa S.A. (project sponsors) on the financing the PLN2.5bn project for the construction of a 750MW combined cycle gas power plant in Ostrołęka granted by a consortium of lenders consisting of Bank Gospodarstwa Krajowego, Alior Bank SA, Bank Polska Kasa Opieki SA, KfW IPEX-Bank GmbH and Erste Group Bank AG.
  • Advised PGE Polska Grupa Energetyczna S.A. on raising funds to finance its general corporate and investment needs under a sustainable financing formula, and on the signing of a loan agreement with Bank Gospodarstwa Krajowego for PLN2.5bn.
  • Advised European Bank for Reconstruction and Development and United States International Development Finance Corporation on the provision of $100m and $250m loans respectively along with $130m loan to be provided by the International Finance Corporation to PrJSC ‘MHP’ and MHP SE.

DLA Piper Giziński Kycia sp.k.

For the finance team at DLA Piper Giziński Kycia sp.k., real estate finance transactions are a core focus, and the practice assists both lenders and borrowers in this arena. Recently, the group has been particularly active in projects surrounding student accommodation, PRS and micro-living projects, and its strong capabilities extend across a wide range of mandates, from development and acquisition financing to refinancing and restructuring. Also of note for the team is its expertise in securitisation and export finance transactions. Mariusz Hyla spearheads the practice, and his client roster includes domestic and international financial institutions. Other key members of the team include Katarzyna Wacławek, who has expertise in representing financial institutions in enforcement proceedings, and Bartłomiej Palusiak, who is skilled in real estate and asset financing mandates. Aleksander Haleniuk departed for Dentons at the beginning of 2025.

Praxisleiter:

Mariusz Hyla


Weitere Kernanwälte:

Bartłomiej Palusiak; Katarzyna Wacławek; Pawel Turek; Artur Sobol; Anna Jarczok; Klaudia Odolczyk


Referenzen

‘A very efficient team that tries to understand the client’s business and priorities from the very beginning, in order to involve the client as little as possible at later stages.’

‘Katarzyna Wacławek supervises the entire work, pragmatically strives to close the project while ensuring that costs are kept within the planned budget.’

Kernmandanten

Aareal Bank AG


Bank Polska Kasa Opieki S.A.


Santander Bank Polska S.A.


Santander Corporate & Investment Banking


BNP Paribas Bank Polska


Bank Pekao S.A.


Credit Agricole Corporate and Investment Bank


Phoenix Insurance Company Ltd


European Investment Bank


European Bank for Reconstruction and Development


PFR


Alior Bank S.A.


Bank Gospodarstwa Krajowego


Berlin Hyp


BNP Paribas Bank Polska


Commerzbank


Corestate Capital Holding


Credit Agricole


Deutsche Pfandbriefbank


Elite Partners Capital


Erste Group Bank


Europejski Fundusz Leasingowy


Globalworth Poland Real Estate


Hyundai Engineering Co.


ICBC


ING Bank


KGAL Investment Management


KUKE S.A.


Kuwait Financial Center


mBank


Mithra Energy S.A.


Permira


Pekao Leasing


PORR


PKO BP


Revetas


Respect Energy S.A.


Saur


Savills Investment Management


Stena Realty


Trakcja


Warszawskie Przedsiebiorstwo Mostowe


Econergy Renewable Energy Ltd


Solas Sustainable Energy Fund ICAV


Highlight-Mandate


  • Advised Aareal Bank AG on the EUR 285m financing of the acquisition by Star Capital of a portfolio of shopping centres in Poland, from Cromwell.
  • Advised Bank Pekao S.A., Santander Bank Polska S.A. and BNP Paribas S.A. on the PLN 613.5m financing granted for the construction of residential buildings in Wrocław, Poznań and Gdańsk by ‘RESI4RENT’.
  • Advised Credit Agricole and Santander as co-arrangers on the synthetic securitisation under which European Investment Bank Group provided credit protection to Europejski Fundusz Leasingowy SA.

Linklaters

The banking and finance group at Linklaters supports a wide expanse of clients, including, borrowers, financial institutions and alternative lending bodies, investment funds and sponsors with their domestic and international mandates. Marta Domino spearheads the practice with expertise in corporate, real estate and project finance, as well as restructuring matters. Other notable members of the department include Joanna Gawlicka, who boasts substantial experience in regulatory matters, and Maciej Chęciński, who has a strong grounding in renewable energy, infrastructure and real estate transactions. Jarosław Miller, Adrian Horne and Katarzyna Lesińska all departed in January 2025.

Praxisleiter:

Marta Domino


Weitere Kernanwälte:

Joanna Gawlicka; Maciej Chęciński; Marcin Nowak; Maciej Pietroń


Referenzen

‘Professionalism, expertise, dedication.’

‘Availability, fast reaction time, proactiveness.’

Kernmandanten

Bank Gospodarstwa Krajowego


Bank Handlowy w Warszawie S.A.


Bank Millennium S.A.


Bank Polska Kasa Opieki S.A.


BNP Paribas Bank Polska S.A.


Celsa Huta Ostrowiec


Cerberus Capital Management


European Bank for Reconstruction and Development


mBank S.A.


PKO Bank Polski S.A.


Santander Bank Polska S.A.


Highlight-Mandate


  • Advised a group of commercial lenders, ECAs and multilateral financial institutions on the development and $5.2bn non-recourse green financing of the Baltic Power offshore wind farm, which is owned by ORLEN and Northland Power.
  • Advised Tauron on securing PLN 750m in financing from Bank Gospodarstwa Krajowego to finance or refinance expenditures related to renewable energy sources and the development of power networks.
  • Advised an affiliate of Cerberus Capital Management L.P. on the acquisition of 100% of the shares of VeloBank, a global bank in Poland.

Norton Rose Fulbright

Norton Rose Fulbright is well equipped to handle the entire gamut of banking and finance mandates, from commodity, acquisition, asset and project financing work to mandates involving mezzanine loans, bonds and quasi-debt instruments. It also handles restructurings and secured corporate lending matters, with a focus on clients in the energy, transport, infrastructure and property sectors. Practice head Grzegorz Dyczkowski boasts expertise in regulatory matters, in addition to derivate transactions, and he is ably supported by Tomasz Rogalski, who has experience in fintech-related matters, and Marta Kawecka, who assists financial institutions on consumer finance and financial markets.

Praxisleiter:

Grzegorz Dyczkowski


Weitere Kernanwälte:

Tomasz Rogalski; Marta Kawecka; Jacek Smardzewski; Joanna Braciszewska-Szarapa; Igor Kondratowicz; Krzysztof Gorzelak; Daniel Popek


Kernmandanten

Accession Capital Partners


BNP Paribas Bank Polska S.A.


Bank Gospodarstwa Krajowego


Bank Millennium


Bank Polska Kasa Opieki S.A.


Bank of China – Polish branch


Benefit Systems S.A.


Commerzbank Group


Credit Agricole Bank Polska S.A.


Cyfrowy Polsat


Eiffel Investment Group


Eko-Okna S.A.


European Investment Bank


Grupa Polsat Plus


HSBC Group


Industrial and Commercial Bank of China – Polish Branch


ING Group


Inter Cars S.A.


LOT Polish Airlines


mBank S.A.


P4 sp. z o.o.


Panattoni Europe


PGE Polska Grupa Energetyczna


PKO Bank Polski S.A.


Polski Fundusz Rozwoju S.A.


Polski Światłowód Otwarty sp. z o.o.


Raiffeisen Bank International AG


RGreen Invest


Santander Bank Polska S.A.


Societe Generale S.A. Oddział w Polsce


Sienna Private Credit


Highlight-Mandate


  • Advised a syndicate of banks including ING Bank NV (London Branch) as documentation agent, Caixabank S.A. Oddział w Polsce, Bank Polska Kasa Opieki S.A., European Bank for Reconstruction and Development, BNP Paribas Bank Polska S.A., ING Bank Śląski S.A., Powszechna Kasa Oszczędności Bank Polski S.A., mBank S.A., Bank Handlowy w Warszawie S.A. and Santander Bank Polska S.A. on a new multi-currency term loan and revolving credit facility for Windstorm Trading & Investments Limited and Zakłady Farmaceutyczne Polpharma S.A.
  • Advised a syndicate of financial institutions, including PKO Bank Polski, EBRD, ING Bank, Crédit Agricole, Santander, Bank Pekao SA, mBank and PZU on PLN2.8bn refinancing of Fiberhost S.A. and INEA sp. z o.o.
  • Advised lenders Bank Gospodarstwa Krajowego, Powszechna Kasa Oszczędności S.A., and Bank Polska Kasa Opieki S.A. on a $600m term and revolving facilities for MS Barlinek S.A, a Polish manufacturer of layered wooden floors and its parent MS Galleon GmbH.

Baker McKenzie Krzyzowski i Wspólnicy Sp.k.

Project and acquisition finance, real estate and corporate finance, and regulatory mandates all fall within the strong capabilities of the banking and finance team housed at Baker McKenzie Krzyzowski i Wspólnicy Sp.k., in addition to restructurings and securitisation transactions. Its client roster consists of companies, financial institutions, private equity funds, investors and investment firms. Marcin Iwaniszyn sits at the helm of the practice and he is lauded as ‘a great expert in banking and finance and financing projects’. Head of the financial services, regulatory and investment funds practice, Jerzy Bombczyński is knowledgeable about ESG regulations, and the ‘pragmatic’ Jakub Czerka is another notable team member.

Praxisleiter:

Marcin Iwaniszyn


Weitere Kernanwälte:

Jerzy Bombczyński; Jakub Czerka; Sebastian Mikina; Jan Szczurek


Referenzen

‘Wewould like to recommend Baker McKenzie as a professional and reliable advisor and business partner, providing legal services at the highest level expected by us. The banking and finance team is supporting us in strategic financing projects.’

‘We would like to mention Marcin Iwaniszyn as a great expert in banking and finance and financing projects.’

‘Marcin Iwaniszyn and Jakub Czerka are pragmatic and to the point. We like working with them.’

Kernmandanten

Eurocash


Innova Capital


PKO BP


Żabka Group


Polski Fundusz Rozwoju (Polish Development Fund)


7R S.A.


Polon-Alfa


R.Power S.A.


Bank Pekao


Santander Bank Polska


Highlight-Mandate


  • Advised R.Power S.A. on the PLN 231m project financing of its 72MWp PV Power Plants Portfolio made available by Bank Gospodarstwa Krajowego.
  • Advised Innova Capital on the financing of the acquisition of a majority stake in R.Gol S.A. a distributor of specialised equipment for football, made available by mBank S.A. and BNP Paribas Bank Polska S.A.
  • Advised Santander Bank Polska and BNP Paribas Bank Polska on the financing made to Atenor Group in connection with the Lakeside office building.

Bird & Bird Koremba, Dziedzic i Wspólnicy sp.k.

Bird & Bird Koremba, Dziedzic i Wspólnicy sp.k. services both Polish and international clients, and it is lauded for its ‘deep knowledge of the renewable energy industry’. It coordinates with the firm’s corporate, commercial, IT, and employment teams to deliver an all-encompassing service to its clients. In team news, Piotr Lesiński joined the firm in September 2023 from A&O Shearman to add to the firm’s regulatory expertise; he now heads up the firm's financial and financial regulation team. Marta Stanisławska is especially skilled in advising banks and loan companies on corporate governance matters, and Olga Koszewska is a key name regarding financial transactions. Former managing partner Slawomir Szepietowski  departed the firm for an in-house position at the beginning of 2025, and Maciej Georg  joined CRIDO in March 2025.

Weitere Kernanwälte:

Marta Stanisławska; Piotr Lesiński; Olga Koszewska; Krzysztof Wiśniewski; Filip WindakOlga Koszewska


Referenzen

‘Responsiveness, openness, agility, understanding of the market.’

‘The team is very well balanced in terms of seniority of experience. What makes them unique is long lasting, practical experience and in-depth knowledge of this area of law.’

‘They are actively involved in regulatory developments both as regards the authorities and customers. Thus, it does not require time to loop them in whenever a practical question/assessment arises.’

Kernmandanten

Związek Polskiego Leasingu


Stratos Technologies sp. z o. o.


mInvestment Banking S.A.


Raiffeisen Digital Bank AG


Bank Polska Kasa Opieki S.A.


mBank S.A.


Obton A/S


Eiffel Investment Group


SUNfarming AG


Kreos Capital


Leumi UK Group Limited


Bank Gospodarstwa Krajowego


Bank of China (Europe) S.A.


ING Bank Śląski S.A.


DNB Bank Polska S.A.


Nowotna Farma Wiatrowa S.A.


Oji Holdings Corporation


Highlight-Mandate


  • Advised Obton A/S, a Danish investor in renewable solar energy, on refinancing the acquisition of 51 photovoltaic farms located in Poland, each with a capacity of up to 1MW, and with a total capacity of 51MW.
  • Advised Bank Polska Kasa Opieki S.A.on refinancing the acquisition and modernisation costs of a historic tenement building located in the centre of Warsaw, which serves as an office building (co-working) called Brain Embassy.
  • Advised Raiffeisen Digital AG on the bank’s services to customers in Poland.

Dentons

The banking and finance team at Dentons boasts extensive knowledge in the real estate and renewable energy industries, with particular expertise across project, acquisition, corporate and export financing, as well as regulatory and restructuring mandates. Corporate financing expert Bartosz Nojek and Mark Segall now jointly spearhead the practice since former practice head Piotr Nerwiński departed the firm in November 2024, with a team of six lawyers, including Paweł Długoborski  and Justyna Jamroży. Another key member of the team is Tomasz Zwoliński, who is dual-qualified in Poland and England. In other team news, Aleksander Haleniuk joined the firm from DLA Piper Giziński Kycia sp.k. at the beginning of 2025 alongside three associates, bolstering its expertise in infrastructure and energy finance deals, and Marta Piotrkowicz arrived from DWF Poland Jamka Sp.k.

Praxisleiter:

Bartosz Nojek; Mark Segall


Weitere Kernanwälte:

Tomasz Zwoliński; Jakub Zienkiewicz; Aleksander Haleniuk; Marta Piotrkowicz


Referenzen

‘Good service.’

‘Special thanks to Jakub Zienkiewicz for the outstanding work. Jakub is a deal-oriented lawyer who communicates effectively and always suggests solutions.’

‘Outstanding coordination and team work. The team provides optimal legal solutions for difficult non-standard cases.’

Kernmandanten

EBRD


Bank Gospodarstwa Krajowego


EIB


Export and Investment Fund of Denmark


Santander Bank Polska


BNP Paribas Bank Polska


DNB Bank ASA


mBank


ING Bank


Erste Bank Group


BayernLB


Helaba Landesbank Hessen-Thüringen


pbb Deutsche Pfandbriefbank


P Capital Partners


Globalworth


GoldenPeaks Capital


American Heart of Poland


Cornerstone Investment Management


Highlight-Mandate


  • Advised the American Heart of Poland Group on PLN 1.57bn facilities to finance potential acquisitions and organic growth of the group.
  • Advised pbb Deutsche Pfandbriefbank and Helaba Landesbank Hessen-Thüringen on the EUR 155m refinancing of the European Logistics Investment portfolio of 11 logistics parks in nine locations across Poland.
  • Advised P Capital Partners on providing a Euro-denominated senior debt package to project companies controlled by SUSI Partners, a Swiss fund manager specialising in sustainable energy infrastructure investments, acting on behalf of the SUSI Energy Transition Fund, for a 167MW portfolio of photovoltaic and wind power projects in Poland.

Domanski Zakrzewski Palinka

With offices in Warsaw, Poznan and Wrocław, the ‘market leading team’ at Domanski Zakrzewski Palinka is well-placed to assist its large roster of banks, financial holdings, brokers and investment companies and investment funds. The practice’s offering encompasses support with debt financing and restructurings, municipal project financing and financial regulatory matters. It is also highly capable of handling equity financing transactions and asset acquisitions. Magdalena Skowrońska solely heads up the team since former practice co-head Rafał Grochowski departed the firm for SSW in October 2024. Tomasz Kalicki is particularly active in the financing elements of renewable energy projects.

Praxisleiter:

Magdalena Skowrońska


Weitere Kernanwälte:

Tomasz Kalicki; Katarzyna Biarda


Referenzen

‘Excellent team, very responsive.’

‘The experience with Tomasz Kalicki, Katarzyna Biarda and Magdalena Skowrońska is only positive in all aspects, including quality, speed of reaction, co-operation.’

‘Market leading team, hands-on partners and easy to work with associates.’

Kernmandanten

Wells Fargo Bank, National Association


Norddeutsche Landesbank Girozentrale


Bank Polska Kasa Opieki S.A.


Credit Suisse


Powszechna Kasa Oszczędności Bank Polski S.A.


Goldman Sachs Bank USA


Deutsche Bank (Tokyo Branch)


Banca Nazionale del Lavoro


Santander


City of Warsaw


URBASER S.A.U.


City of Krakow


ENGIE Zielona Energia sp. z o.o.


Valvulas Arco


J&T Banka


eCapital sp. z o.o.


BNP Paribas Bank Polska S.A.


ENEA S.A.


Bank Gospodarstwa Krajowego


HPS


CA-CIB


Barclays


BNPP


Erste


Goldman Sachs


Intesa Sanpaolo


LBBW


Mizuho


RBI


Helaba


Highlight-Mandate


  • Advised Goldman Sachs USA as lead coordinator on the Polish law aspects of several Orion Group refinancing transactions.
  • Advised UBS during its merger with Credit Suisse AG, specifically focusing on Polish legal considerations related to the transfer of Credit Suisse AG’s credit portfolio concerning the financing of Girteka Group.
  • Advised Deutsche Bank (Tokyo Branch) as lenders on the Polish aspects of cash pooling arrangements related to the financing of Group of Joyson Safety Systems.

Gide Loyrette Nouel

The banking and finance team at Gide Loyrette Nouel frequently handles both domestic and cross-border transactions and advises on drafting the related documentation, corporate and real estate financings and regulatory issues. The group also providers borrowers and lenders with daily advice. Practice head Paweł Grześkowiak leads the firm's private equity and venture capital departments, and along with Mateusz Gronau, boasts expertise in secured and structured financing operations, while Marta Karmińska is experienced in syndicated financings, as well as LBO transactions.

Praxisleiter:

Paweł Grześkowiak


Weitere Kernanwälte:

Marta Karmińska; Mateusz Gronau; Paweł Wasiel


Referenzen

‘The team consistently goes above and beyond to ensure that clients receive the best possible legal representation.’

‘From the first consultation to the resolution of the case, they maintained clear communication, offered strategic advice and showed a deep understanding of the law. Their dedication to their clients is evident in every step of the process.’

‘We are truly grateful for the outstanding legal support provided by Mateusz Gronau. His expertise, attention to detail and dedication to our case were remarkable. Mateusz was always available to answer our questions and provide thoughtful, strategic advice, guiding us through every step of the legal process with confidence and clarity.’

Kernmandanten

KGHM Polska Miedź S.A.


Santander Bank Polska


Credit Agricole Bank Polska


Kulczyk Investments SA


PEKAO Leasing Sp. z o.o.


Bank Gospodarstwa Krajowego


mLeasing


mBank


Accord 4 Sp. z o.o.


Sierra Gorda SCM


European Investment Bank


Council of Europe Development Bank


KGHM International Ltd.


SGI sp. z o.o.


Polski Koncern Naftowy ORLEN S.A.


BNP Paribas Bank Polska S.A.


UniCredit Bank Austria AG


Wydawnictwa Szkolne i Pedagogiczne


Yareal Polska


American Heart of Poland


Orion Engineered Carbons


Goldman Sachs Bank


Farmaceutici Procemsa S.P.A.


Intesa Sanpaolo S.P.A


Thales DIS Sp. z o.o.


ECE


Bank Millennium S.A.


Avallon MBO


BPI Real Estate


Highlight-Mandate


  • Advising Orion Engineered Carbons on the legal aspects of refinancing a syndicated loan granted by a group of investors that includes Goldman Sachs Bank USA, UBS Securities LLC, Barclays Bank PLC, Morgan Stanley Senior Funding INC., J.P. Morgan Limited, Fifth Third Bank, HSBC Bank PLC, Mediobanca S.P.A. and DZ Bank AG.
  • Advising Goldman Sachs Bank on financing the sale of over 10,000 investment portfolios, with a nominal value of EUR 33bn and a book value of EUR 1.0bn, to affiliates of Cerberus Capital Management for $785.41m.
  • Advising KI Chemistry on the process of obtaining financing for the acquisition of shares in Ciech S.A. through a voluntary tender offer for the sale of up to approximately 48.66% of the shares in Ciech S.A., which, with the shares already held, amounts to 100% of the shares in the company.

Greenberg Traurig Nowakowska-Zimoch Wysokinski Sp. k

Greenberg Traurig Nowakowska-Zimoch Wysokiński Sp. k boasts Polish, English and New York-qualified lawyers, and the practice adeptly handles a wide range of mandates, from acquisition finance, high yield offerings and bridge and mezzanine finance to real estate finance and restructurings. Andrzej Wysokiński chairs the banking and finance group, while new joiner and previous co-head of the banking and finance team at Dentons Piotr Nerwiński heads up the projects and structured finance team. Nerwiński joined the firm in November 2024 alongside 6 others, including counsels Paweł Długoborski and Justyna Jamroży. Agnieszka Stankiewicz is another key name in the department with notable expertise in real estate finance mandates.

Praxisleiter:

Andrzej Wysokiński


Weitere Kernanwälte:

Agnieszka Stankiewicz; Lejb Fogelman; Łukasz Pawlak; Michał Bobrzyński; Mateusz Koronkiewicz; Iga Czerniak; Piotr Nerwiński; Paweł Długoborski; Justyna Jamroży


Referenzen

‘The team from Greenberg Traurig Nowakowska-Zimoch Wysokinski Sp. k consists of very client-focused legal professionals.’

‘The team’s responsiveness and commitment to client communication stand out. The team demonstrated a profound understanding of our industry and unique legal challenges.’

‘They have a remarkable ability to provide insightful and pragmatic solutions that align with our business objectives.’

Kernmandanten

Agora S.A.


Bielenda Kosmetyki Naturalne S.A.


Tele-Fonika Kable S.A.


Polsat Plus Group


PAK-Polska Czysta Energia


Bogdan and Elżbieta Kaczmarek


Innova Capital


Vantage Development S.A.


BH Securities a.s.


EdgeConneX Group


Highlight-Mandate


  • Advised Bielenda Kosmetyki Naturalne on the financing of the acquisition of Torf Corporation, owner of the Tołpa and ON brands from a private equity fund Resource Partners.
  • Advised Bogdan and Elżbieta Kaczmarek and private equity fund Innova Capital on the financing of the acquisition of 100% of the shares in Pfleiderer Polska.

Rymarz Zdort Maruta

Rymarz Zdort Maruta's ‘excellent‘ banking and finance team has an impressive client portfolio consisting of major Polish banks, Warsaw Stock Exchange-listed companies and international private equity houses. The infrastructure and energy sectors are areas of considerable focus for the group, which encompasses projects surrounding renewables, power plants and energy transformation projects. Its offering includes support with acquisition finance, corporate finance and refinancing mandates. The team is jointly led by Zofia Frydrychowicz and Jakub Rachwol, both of whom represent borrowers and lenders.

Praxisleiter:

Zofia Frydrychowicz; Jakub Rachwol


Weitere Kernanwälte:

Marcin Gruszka; Adrian Wieslaw


Referenzen

‘Constant commitment, broad expertise, outside-the-box approach.’

‘Excellent team – commercially aware, reliable and responsible, a pleasure to work with.’

‘Jakub Rachwol is a great banking and finance lawyer that manages his team well; he is efficient in offering acceptable compromise solutions, and is very available and helpful to solve pending issues.’

Kernmandanten

Bankowy Fundusz Gwarancyjny


ProService Finteco


Ronson Development SE


Pfleiderer Polska


mBank S.A.


Grupa SMYK


abrdn PLC


Projekt Solartechnik


ING Bank Slaski S.A.


Pekao S.A.


Highlight-Mandate


  • Advised on the issuance of secured bonds by an entity fully-owned by BFG to VeloBank S.A., with the repayment of the bond debt guaranteed by Bank Guarantee Fund.
  • Advised Pfleiderer Polska on restructuring a multi-currency revolving credit facility for the Company and its subsidiaries by a consortium of Polish banks.
  • Acted as lead counsel to SMYK S.A. on the ‘amend & extend’ of the existing term and revolving financing provided to the group by an international consortium of six lenders.

Soltysinski Kawecki & Szlezak

For the banking and finance team at Soltysinski Kawecki & Szlezak, core areas of focus include financial regulatory work, with an emphasis on payment services mandates, and M&A transactions in the financial sector, covering acquisitions, reorganisations and sustainable energy financings. The practice is lauded for its ‘outstanding knowledge and experience‘ in acting for domestic and international borrowers and lenders, and managing partner and financial regulatory expert Marcin Olechowski sits at the helm of the department. He is ably supported by Wojciech Iwański, who boasts notable experience in representing clients before the Polish Financial Supervision Authority, and Mateusz Blocher, for whom consumer credit is a key area of activity.

Praxisleiter:

Marcin Olechowski


Weitere Kernanwälte:

Wojciech Iwański; Mateusz Blocher; Joanna Mróz


Referenzen

‘The practice is unique due to an exceptionally competent team of lawyers, with not only legal knowledge, but also knowledge of business needs and the latest trends in the market.’

‘The people I work with stand out from the competition with outstanding knowledge and experience in the areas of law related to financial institutions, as well as are communicative and flexible in cooperation. Excellent specialists are Mateusz Blocher and Wojciech Iwański.’

‘SKS regulatory team consists of strong specialists with thorough knowledge of legal regulations, Polish market and local market practice. Their advice is profound and reliable.’

Kernmandanten

Mastercard Europe


Jeronimo Martins Polska S.A.


The Korea Development Bank


Export-Import Bank of Korea


NongHyup Bank


Crédit Agricole Corporate


Investment Bank Seoul Branch


Związek Banków Polskich


PayPo


Cineworld


AmRest Holdings SE


Danske Bank A/S


Pure AcquiCo GmbH


Opontia Pte. Ltd.


Jyske Bank A/S


Nordea Danmark


Alior Bank


Profi Credit


Nest Bank


Bank Handlowy


Bank Millennium


Bank PKO BP


mBank


Bank Gospodarstwa Krajowego


Smartney


Provident


Allegro Pay


Highlight-Mandate


  • Advised Związek Banków Polskich on legislative work related to the new digital package including PSR/PSD3 and FIDA.
  • Advised PayPo on a project to create one of the first payment cards in the Polish market to enable ‘buy now-pay later’.
  • Advising Mastercard on introducing Donate, a solution for supporting charity organisations by micropayments from participants in the Mastercard loyalty programme.

Deloitte Legal, Gizicki i Wspólnicy sp.k.

Deloitte Legal, Gizicki i Wspólnicy sp.k. boasts six offices across Poland which assist both borrowers and lenders with their financing transactions, including real estate, corporate, acquisition and asset finance.  The team is also adept at handling regulatory projects with multi-disciplinary elements for financial institutions. Following the departure of former practice head Tomasz Ostrowski, at the end of 2024, Michał Oleś now leads the transactional side of the practice, while Kamila Mróz and Michał Mostowik jointly head up the banking regulatory branch. Nicholas Coddington joined Wolf Theiss Rechtsanwälte GmbH & Co KG at the end of 2023, and Mateusz Ordyk, and Katarzyna Jakubiak departed in November 2024.

Praxisleiter:

Michał Oleś; Kamila Mróz; Michał Mostowik


Weitere Kernanwälte:

Aneta Urban; Mariusz Banaś; Tomasz Pawłowski; Anna Tomaszewska; Sylwia Karpińska


Referenzen

‘They have a well-rounded team providing high-quality legal banking and finance services.’

‘We highly appreciate working with Mariusz Banaś. He is simply an excellent lawyer, engaged in every detail of the transaction, and very accessible.’

‘The team’s strengths are: negotiation skills, diplomatic approach, constructive attitude and can-do attitude.’

Kernmandanten

Bank Gospodarstwa Krajowego


Santander Bank Polska SA


Bank Polska Kasa Opieki SA


mBank SA


Ghelamco Group


Powszechna Kasa Oszczędności Bank Polski S.A.


TELEMOND Holding Group


Banco Santander S.A.


Erste Group Bank AG


Związek Banków Polskich


Polski Standard Płatności sp. z o.o.


Polskie ePłatności


Woori Bank Europe GmbH


BMW Financial Services


Caterpillar Financial Services Poland sp. z. o.


Highlight-Mandate


  • Advised the Finance Parties (including Banco Santander S.A.) on the process of project financing in the total amount of around EUR 150m to Cognor S.A., which is a leading Polish steel producer.
  • Advised Bank Gospodarstwa Krajowego on PLN 2.5bn financing related to the ESG ranking that was granted to Polska Grupa Energetyczna S.A.
  • Advised Polskie ePłatności on major group restructuring and the launch of a new regulatory model of operations (provision of payment services).

DWF Poland Jamka Sp.k

The team at DWF Poland Jamka Sp.k provides support to a wide variety of clients, including Polish and international banks, financial institutions and investors and investment funds, as well as asset management companies, borrowers, local authorities and sponsors on both domestic and cross-border finance transactions. It is also well-equipped to handle regulatory mandates and restructurings. Tomasz Kaczmarek is the head of the transactional banking group, and he also jointly leads the banking and finance group for continental Europe. Radosław Cebeliński spearheads the banking, finance and insolvency litigation team, which saw the addition of Bartosz Romanowski at the beginning of 2025, while Marta Piotrkowicz joined Dentons.

Praxisleiter:

Radosław Cebeliński; Tomasz Kaczmarek


Weitere Kernanwälte:

Edyta Rękawek; Bartosz Romanowski


Referenzen

‘Tomasz Kaczmarek has a unique personality, extremely high drive and focus, broad experience and communication relevancy.’

‘Responsiveness of the team, keeping agreed schedule and deadlines.’

Kernmandanten

Karimpol Polska sp. z o.o.


Fortaco Polska sp. z o.o.


Powszechna Kasa Oszczędności Bank Polski S.A.


Enter Air Group


mBank S.A.


European Bank for Reconstruction and Development


DNB Bank ASA


Polski Holding Nieruchomości S.A.


Biały Bór Farma Wiatrowa sp. z o.o.


DK Farma Wiatrowa sp. z o.o.


Uriel Inversiones SA


CVI Dom Maklerski sp. z o.o.


Mirova Eolska SAS


Zeitgeist Asset Management sp. z o.o.


Highlight-Mandate


  • Advised mBank on the financing of multiple large-scale portfolios of photovoltaic farms owned by Golden Peaks Capital Energy, one of the biggest independent power producers and clean energy traders, and its numerous subsidiaries.
  • Advised Karimpol on the refinancing of Skyliner I and the financing of Skyliner II, two prestigious office buildings in the heart of Warsaw’s business district.
  • Advised H.I.G. on the financing of the acquisition of CGH, a producer specialising in steel tanks for fuels, biofuels and acid-proof applications.

Schoenherr Halwa Okon Chyb sp.k

Schoenherr Halwa Okoń Chyb sp.k continues to be a go-to practice for clients seeking assistance with project and acquisition finance, debt restructuring and refinancing, and loan portfolio-related mandates, to name a few areas. The ‘exceptional‘ Paweł Halwa sits at the helm of the practice, and Weronika Kapica is a key name within the group regarding financial regulatory work. Marcin Antczak is particularly skilled in the drafting and structuring of loan and security documentation. Szymon Okoń, Ilona Fedurek and Tomasz Kwaśniewski all joined from SSW at the beginning of 2024 to bolster the firm’s strength across the CEE region even further.

Praxisleiter:

Paweł Halwa


Weitere Kernanwälte:

Weronika Kapica; Aleksandra Goławska; Marcin Antczak; Szymon Okoń; Ilona Fedurek; Tomasz Kwaśniewski; Piotr Bartoś


Referenzen

‘A top-notch finance team, proactive, efficient and friendly. Have been working with them on several deals now, an absolutely flawless process.’

‘Weronika Kapica represents the new generation and new way of dealing with transactions: pragmatic and to the point, efficient and responsive, no nonsense approach. The team is wide and includes welcome diversity.’

‘Young, dynamic team with very strong experience and constantly improving skills.’

Kernmandanten

Novacap


Profine GmbH


HES International


ERGO


Douglas


Morgan Stanley


Jobchain


BitGo


Europart Group


Kongsberg


Santander Bank Polska


iTaxi.pl S.A.


Highlight-Mandate


  • Advised HES International on its EUR 1bn debt capital raise.
  • Advised ERGO Vorsorge Lebensversicherung AG and DKV Deutsche Krankenversicherung AG on providing EUR 90m to Vantage Group, part of TAG Immobilien, to refinance its rental housing portfolio in Poland.
  • Advising Bank Polska Kasa Opieki S.A. on a planned (re)financing transaction to Ekoenergetyka Group, including the financing of the contracts.

Taylor Wessing Poland

Multi-disciplinary projects, financing transactions, regulatory banking and group restructuring matters all fall within the strong capabilities of the banking and finance team at Taylor Wessing Poland, which provides assistance to both lenders and borrowers. Financial transaction specialist Zbigniew Korba spearheads the group, which is also home to insurance lead Łukasz Szymański, who is skilled in banking and insurance regulatory matters. For Michał Kulig, leveraged finance is a particular area of expertise.

Praxisleiter:

Zbigniew Korba


Weitere Kernanwälte:

Łukasz Szymański; Michał Kulig; Antoni Goraj; Magdalena Jaczewska-Żurek; Paweł Skura


Referenzen

‘Taylor Wessing advise us on several complex banking and finance projects. They know how to work under the pressure, they care for proper and transparent communication and they are very flexible.’

‘We really appreciate working with Łukasz Szymański and the Taylor Wessing team. They are really responsive and very business oriented and practical.’

‘Committed, well-acquainted with the client’s needs and the business environment.’

Kernmandanten

PKO Bank Polski S.A.


Alior Bank S.A.


PZU TFI S.A.


Beacon Rail Group


DZ BANK AG DEUTSCHE ZENTRAL-GENOSSENSCHAFTSBANK, FRANKFURT AM MAIN


Landesbank Baden-Württemberg


Travelist sp. z o.o.


Avestus Real Estate


Santander Bank Polska S.A.


PFR Towarzystwo Funduszy Inwestycyjnych S.A.


Alternatifbank A.Ş., Sarıyer


Gülermak Agir Sanayi İnşaat ve Taahhüt A.Ş. Oddział w Polsce


Mercedes Benz Bank Polska S.A. in liquidation


Danske Bank A/S,


ING Bank Śląski S.A.


mLeasing sp. z o.o.


Santander Leasing S.A.


VeloBank S.A.


Bank Pekao S.A.


Highlight-Mandate


  • Advised PKO Bank Polski on the financing for Novastone Capital Advisors and Frederick Rdułtowski for the leveraged buyout of Adex Cosmetics & Pharma sp. z o.o., a Polish company in the cosmetics industry offering innovative cosmetic products.
  • Advised Alior Bank S.A. on the financing of the development of a factory in Świdnik for Trilux, a global lighting company specialising in environmentally-friendly B2B solutions, developed by Panattoni.
  • Assisted one of the Polish financial institutions with a multi-jurisdictional project (Poland, India, Singapore, USA, UK, Serbia, Canada, Australia, Netherlands) relating to the newly introduced (in 2024) provisions of the Banking Act on the outsourcing of banking activities.

Wardynski & Partners

Wardynski & Partners is highly capable of handling a wide range of banking and finance matters, from general lending, acquisition and real estate finance, and structured finance cross-border transactions, to debt restructuring and securitisation matters. Project finance in the renewable energy industry is also a key area of activity for the group. Debt restructuring expert Łukasz Szegda, head of the fintech and new technologies group Krzysztof Wojdyło, and Daniel Smarduch, who is especially strong in securitisation matters, are all key members of the department.

Praxisleiter:

Łukasz Szegda; Daniel Smarduch; Krzysztof Wojdyło


Weitere Kernanwälte:

Stefan Feliniak; Mateusz Tusznio; Konrad Werner


Referenzen

‘Great team.’

‘Stefan Feliniak is recommended.’

‘Wardynski & Partners is up-to-date with the latest and upcoming regulatory changes in Poland.’

Kernmandanten

Bank Gospodarstwa Krajowego


ING Bank Polski


Kartesia Management


PFR


Fortress Investment Group


SUSI Partners


Santander Bank Polska


Polskie ePłatności S.A.


mBank


Lords LB Asset Management


CANPACK


Berenberg


Bank Pekao


Asbud


AB Tewox


Constantia Flexibles


Korea Development Bank


Keter Group


Rabobank


Highlight-Mandate


  • Advised Polskie ePlatnosci, a Polish payment services provider, on a bespoke facility agreement with Alior Bank.
  • Advised the Polish Development Fund on a PLN 235m facility for the development of a portfolio of solar farms in Poland by Pad Res Group.
  • Advised Kartesia Management on private debt financing of an acquisition of a biodegradable hygiene products manufacturer, Ecowipes Group.

WKB Lawyers

For the banking and finance group at WKB Lawyers, multi-jurisdictional financial restructurings and large-scale energy and real estate financings are core areas of work. The team is also active in mandates surrounding the payment services industry. Practice head Agata Szczepańczyk-Piwek is especially active in the logistics and retail industries, and she also has experience in the financial regulatory field. She is ably supported by WKB Lawyers, who joined from A&O Shearman in November 2023. Michal Kalicki departed for Clyde & Co in April 2024.

Praxisleiter:

Agata Szczepańczyk-Piwek


Weitere Kernanwälte:

Weronika Groskrejc


Referenzen

‘Their project finance team is great. They can work under tight timelines and keep everything under close monitoring.’

‘Highly responsive and with great diligence for delivering the end result.’

‘Committed, focused on achieving results, well-acquainted with the client’s needs and the business environment.’

Kernmandanten

Bank Polska Kasa Opieki S.A.


mBank S.A


Alior Bank S.A.


Santander Bank Polska S.A.


Bank Millennium S.A.


PKO BP S.A.


BGK


BNP Paribas


Panattoni Group


Accolade Group


Raben Group


Energix Group


Afcon Renewable Energy


Barclays Bank


Highlight-Mandate


  • Advised Accolade Group on several new financings, including financing of the new logistic park in Ruda Śląska.
  • Advised Raben Group on a EUR 23.4m loan to finance logistics facilities.
  • Acted for Afcon Renewable Energy and EuroEnergy on the financing of the development of a 20MW solar park.

Wolf Theiss

Real estate finance projects and acquisition finance mandates are a major focus for the banking and finance team at Wolf Theiss, with its expertise in advising major Polish and international banks, as well as international investors. Przemek Kozdój sits at the helm of the department, which is increasingly active in the renewable energy industry. Joanna Gąsowski brings notable experience in restructuring and insolvency proceedings to the practice, and in team news, Nicholas Coddington joined the firm at the beginning of 2024 from Deloitte Legal, Gizicki i Wspólnicy sp.k.

Praxisleiter:

Przemek Kozdój


Weitere Kernanwälte:

Marcin Pietkiewicz; Joanna Gąsowski; Adrian Krzyżanowski; Jan Gąsiorowski; Nicholas Coddingto


Referenzen

‘Very committed, focused on achieving results, well-versed in customer needs and the business environment.’

‘They are very knowledgeable, practical and business oriented, punctual and detailed. They perform their roles perfectly.’

‘Jan Gąsiorowski is totally engaged in day-to-day works.’

Kernmandanten

Berlin Hyp


Eurazeo


Erste Group Bank


Norddeutsche Landesbank Girozentrale


Panattoni


PKO Bank Polski


Metal-Plast


Bank Polska Kasa Opieki


Huf Polska


Banco Santander


mBank


Raiffeisen Bank International


Deutsche Bank


Savills Investment Management


Highlight-Mandate


  • Advising Erste Group Bank on a EUR 48m financing for the Quorum office building complex in Wrocław, Poland.
  • Advising Eurazeo SE on financing the acquisition of a majority stake in MJM Holding.
  • Advising Deutsche Hypo – NORD/LB Real Estate Finance as the lender on financing the purchase of an office building in Gdańsk, Poland – FORMAT, by Greenstone Format.

DLK Legal Korus sp.k.

DLK Legal Korus sp.k.'s banking and finance team boasts expertise in advising on draft legislation, as well as matters pertaining to the licensing of fintech, which can often involve multiple jurisdictions. Founding partner Krzysztof Korus heads up the practice from Warsaw with a strong grounding in regulatory matters surrounding fintech, while Bartosz Wyżykowski, also in Warsaw, is skilled in financial market regulations. Cracow-based Szymon Zych has experience in representing financial institutions in disputes.

Praxisleiter:

Krzysztof Korus


Weitere Kernanwälte:

Bartosz Wyżykowski; Szymon Zych


Kernmandanten

Allegro Finance


Credit Agricole


European Payment Institutions Federation


Polskie ePłatności


Highlight-Mandate


  • Assisted Allegro Finance with applying for authorisation as a payment institution in Poland.
  • Assisted Credit Agricole with the overall reaction to the enforcement of consumer rights related to unauthorised payment transactions by Polish Authority for Competition and Consumer Protection.
  • Advised European Payment Institutions Federation on the framework of the EU legislative process related to Instant Payments Regulation that includes obligatory opening up of national clearing and settlement infrastructure to the participation of non-bank payment services providers.

PwC Legal Zelaznicki sp.k.

PwC Legal Zelaznicki sp.k.'s client roster includes major Polish banks, government bodies, borrowers and investors, as well as entities active in the fintech space. The team is highly adept at supporting clients with their mass solutions, mandates involving EU laws and ESG-related matters, and it is continuing to develop its financing transaction offering. Aleksandra Bańkowska spearheads the group, as well as the firm’s fintech department, with notable expertise in regulatory matters impacting the financial service industry.

Praxisleiter:

Aleksandra Bańkowska


Weitere Kernanwälte:

Łukasz Łyczko; Konrad Frąckowiak; Weronika Wojturska; Zuzanna Machniak


Referenzen

‘Aleksandra Bańkowska was always ready to help us where time was of the essence, and she always provided services at the highest level.’

‘Very good communication skills, flexibility.’

Kernmandanten

FinTech Poland Foundation


Związek Banków Polskich


Sustainable Investment Forum Poland


Ministerstwo Rozwoju i Technologii


Ministerstwo Funduszy i Polityki Regionalnej


Bank Gospodarstwa Krajowego


Highlight-Mandate


  • Representing Bank BPH S.A. in a process of mass negotiation of settlements with clients holding foreign currency loans.
  • Advising Polish Bank Association (Związek Banków Polskich) and Fintech Poland Foundation on DORA, ESG, AML, AI and the outsourcing of banking activities.

Squire Patton Boggs Krześniak sp.k.

Squire Patton Boggs Krześniak sp.k. offers legal, regulatory and public policy advice to a mixture of both borrowers and lenders, including financial institutions, investors, financial services end-users and regulatory authorities. The team frequently acts as Polish counsel on large, cross-border mandates and matters involving Polish subsidiaries. Practice head Małgorzata Olech is dual-qualified in Poland and the US, and she boasts expertise in handling syndicated loans, asset-based lending and real estate and acquisition financings.

Praxisleiter:

Małgorzata Olech


Kernmandanten

Enerco


Invenergy


PZU


SSW

Karol Rajewski leads the banking regulatory team at SSW, which also advises financial institutions on fintech and insurance issues. Boosting the firm’s domestic and cross-border financial restructuring capabilities, Piotr Grabarczyk joined the team from WKB Lawyers in January 2024 to lead the banking and finance team, and Mike Gorski also joined in April 2024 from Akin. Across December 2023 and January 2024, Szymon Okoń, Ilona Fedurek and Tomasz Kwaśniewski joined Schoenherr Halwa Okoń Chyb sp.k.

Praxisleiter:

Piotr Grabarczyk


Weitere Kernanwälte:

Karol Rajewski; Mike Gorski; Joanna Chmielewska; Marek Wędrychowski; Julia Wysocka; Weronika Mielnicka


Referenzen

‘Very responsive and available.’

‘In-depth knowledge and practical experience in the Polish lending market.’

‘Available on short notice, hands-on approach.’

Kernmandanten

Baltic Power sp. z o.o.


NextEnergy Capital Ltd.


Better Energy Impact International A/S


Bank Gospodarstwa Krajowego


mBank


ING


Bank Pocztowy


iService


Highlight-Mandate


  • Advising Baltic Power on the EUR 4.7bn project financing of offshore wind farms park on the Baltic Sea by group of 25 financial institutions.
  • Advising NextEnergy Capital Ltd. on the refinancing of 98 photovoltaic plants in Poland of a total capacity of up to 93,5MW.
  • Advising Better Energy on the refinancing of portfolio of photovoltaic farms with a total capacity of 237MW.

BSJP bnt Brockhuis Jurczak Prusak Sroka Nilsson Zamorska Sp.k.

BSJP bnt Brockhuis Jurczak Prusak Sroka Nilsson Zamorska Sp.k. is sought after by German banks, as well as Polish banks with German connections, for its expertise in handling acquisitions, and asset and project financings, with a particular specialism in real estate-related transactions. It is also active in debt financings and restructurings. Katarzyna Domańska-Mołdawa in Warsaw and Gdańsk-based Jörn Brockhuis chair the group.

Praxisleiter:

Katarzyna Domańska-Mołdawa; Jörn Brockhuis


Referenzen

‘Excellent team, well-managed by Katarzyna Domańska-Mołdawa. Pricing is well-balanced for the exceptional legal service they provide.’

‘Good legal, technical and industry knowledge.’

‘Katarzyna Domanska-Moldawa is very experienced, approachable and great to work with. Katarzyna demonstrates good legal and commercial knowledge which she seeks to apply in a practical way.’

Highlight-Mandate


  • Advised a German mortgage bank on granting an investment loan facility exceeding EUR 100m to a fund for refinancing a commercial portfolio consisting of five properties in Poland.
  • Advised a German mortgage bank on extending the repayment period for a EUR 67.5m investment loan facility to finance a logistics centre in northwestern Poland.
  • Advised a Danish RES developer on investment loans exceeding EUR 30m to finance the construction of 70MW PV power plants in Poland.

Eversheds Sutherland Poland

For the team at Eversheds Sutherland Poland, financing and regulatory mandates surrounding infrastructure projects in the energy, municipal transport and construction industries are key areas of work, and these mandates often involve cross-border elements. Its client base includes borrowers and lenders, and it is also adept at advising clients from the fintech sector, as well as payment institutions. Group head Mateusz Dereszyński is notable for his experience in debt financing transactions.

Praxisleiter:

Mateusz Dereszyński


Weitere Kernanwälte:

Adrian Ziółkowski


Referenzen

‘Mateusz Dereszyński is very professional and competent.’

Kernmandanten

Alior Bank


mBank


ING Bank Śląski


Bayerische Landesbank


Santander Bank Polska


Siemens Bank GmbH


Provident Polska


International Personal Finance


Bank Ochrony Środowiska


Berlin Hyp AG


Bank Polska Kasa Opieki


Globe Trade Centre S.A.


Polski Holding Nieruchomości


Adgar Poland


Ghelamco


Wojdyła Business Park


Avis Budget


IPF Polska


Banco Santander S.A., Hong Kong Branch


NOHO Development


EPP


PKB Budowa


Highlight-Mandate


  • Advised mBank S.A. on a refinancing a portfolio of 4 retail parks.
  • Advised Bank Polska Kasa Opieki S.A. on an environmentally-conscious warehouse development of 7R S.A. in Kąty Wrocławskie, Poland.
  • Advised mBank S.A. on the financing transaction of high-profile residential buildings near old town in Krakow, Poland.

EY Law

The banking and finance team at EY Law is highly adept at advising major Polish banks on their compliance with regulations, and offering support with CHF mortgage loans is also a key area of expertise for the team. Managing partner Zuzanna Zakrzewska chairs the group with experience in mass banking mediation proceedings, and Ewa Gajda-Kozłowska is another key member of the department.

Praxisleiter:

Zuzanna Zakrzewska


Weitere Kernanwälte:

Ewa Gajda-Kozłowska; Inga Talik


Referenzen

‘The EY Law team has successfully implemented a robust business approach.’

‘The team’s collaborative approach in complex cases highlighted their expertise and ability to navigate challenging legal landscapes effectively.’

‘We appreciate their service delivery and efficiency.’

Kernmandanten

PKO BP S.A.


Bank BPH S.A.


Highlight-Mandate


  • Supported PKO BP S.A. throughout the innovative project regarding a digital mortgage, in order to ensure compliance of all proposed solutions with legal requirements and supervisory regulations.
  • Supported PKO BP S.A. with a mass CHF mediation process.
  • Supported Bank BPH S.A. with the analysis of issues related to the BMR Regulation and CHF loans.

ftl

The financial services department at ftl boasts experts in banking, finance law and the regulation of the emerging technologies market, with an ability to handle multi-jurisdictional mandates and matters concerning fintech. The practice is jointly led by Konrad Stolarski, who is fluent in Polish, English and Spanish; and banking, insurance, and payment services expert Zbigniew Długosz; both are lauded for their ‘very well-established position as experts on the market’.

Praxisleiter:

Konrad Stolarski; Zbigniew Długosz


Weitere Kernanwälte:

Magdalena Bodzioch; Anna Utnik-Karaś


Referenzen

‘We believe that ftl has the best cost-to-quality ratio from all the law firms in Poland. You can tell that the team members have a very deep understanding of the regulations and the market and go through a serious boot camp with the partners before being brought on as PMs.’

‘We have been working most closely with Konrad Stolarski and Zbigniew Długosz who are the firm’s partners and founders. They both have a very well-established position as experts on the market and we can easily call them the best contacts for all banking and fintech issues.’

‘Among the senior staff, Anna Utnik-Karaś stands out as a very promising practitioner.’

Kernmandanten

Polish Organisation of Non-Banking Payment Institutions


Polish Banks’ Association


Worldline Financial Services


Euronet Polska


Volt Technologies


IFX Payments


PayU


Autopay


Fintech Poland Foundation


Smartney


Kancelaria Prawna Kycia Radcowie Prawni Spolka Partnership

Dedicated banking and finance boutique firm Kancelaria Prawna Kycia Radcowie Prawni Spolka Partnership is well equipped to advise major Polish lenders. Areas of particular expertise for the firm include renewable energy-related financings, acquisition financings and real estate financings. Anna Kycia and Grzegorz Kycia co-head the practice.

Praxisleiter:

Anna Kycia; Grzegorz Kycia


Kernmandanten

White Star Real Estate


Bank Polska Kasa Opieki


mBank


Powszechna Kasa Oszczędności Bank Polski


Santander Bank Polska


BNP Paribas Bank Polska


Bank Gospodarstwa Krajowego


Respect Energy Group


Highlight-Mandate


  • Advised a consortium of banks on a PLN 330m refinancing of a leading Polish healthcare provider.
  • Advised a consortium of banks on a PLN 118m syndicate financing for the development of a large photovoltaic farm.
  • Advised a consortium of banks on a EUR 82.6m refinancing of a skyscraper.

Osborne Clarke

The banking and finance department at Osborne Clarke provides clients with both transactional support and regulatory advice on a multi-jurisdictional level. Project financing matters in the energy sector are a key area of focus for the team, as are sustainable lending mandators and receivables financing transactions. Michał Markowski leads the department with particular expertise in investment financing transactions.

Praxisleiter:

Michał Markowski


Weitere Kernanwälte:

Augustyn Wróbel; Karolina Turko; Małgorzata Gołębiowska


Kernmandanten

mBank S.A.


Bank Polska Kasa Opieki Spółka Akcyjna


Greenvolt Power Group sp. z o.o.


ING Bank Śląski S.A.


Soonly Finance sp. z o.o.


Magis Real Estate B.V.


AMPYR Energy


Modus Asset Management


Highlight-Mandate


  • Advised mBank S.A. on a PLN 30m financing of residential project construction in Jelenia Góra.
  • Advised mBank S.A. on a PLN 120m financing of residential project construction in Wrocław.
  • Advising Bank Polska Kasa Opieki – Spółka Akcyjna on a PLN 8.4m refinancing of existing financing and partial refinancing of a contribution associated with the development of three photovoltaic farms with a total capacity of up to 3MW.

Penteris

Penteris supports both borrowers and lenders with a plethora of mandates, including real estate financing, project financing and acquisition financing. The offering also includes advice on regulatory matters. Real estate expert Katarzyna Sawa-Rybaczek heads up the banking and finance department, and she is ably supported by Andrzej Tokaj, who boasts expertise in the office, retail, warehouse and residential industries.

Praxisleiter:

Katarzyna Sawa-Rybaczek


Weitere Kernanwälte:

Andrzej Tokaj; Justyna Jóźwiak; Ewa Olszewska; Aleksandra Oleszyńska


Referenzen

‘I appreciate the collaboration with the firm for their availability, flexibility and extensive expertise.’

‘Their professionalism has greatly contributed to the success of our projects.’

‘I value their responsiveness and the tailored approach they bring to our legal needs.’

Kernmandanten

Apollo-Rida


Santander Bank


Octava Property Trust


Akron


Rida Group


Highlight-Mandate


  • Advising Octava Property Trust on an ongoing refinancing (and its further amendments and extensions) by Aareal Bank of the retail and office assets in Warsaw owned by Octava Group.
  • Advising the owners of the Jerozolimskie Business Park in Warsaw on a refinancing by German real estate financing specialist bank Deutsche Pfandbriefbank AG.
  • Advising one of the major banks operating in Poland on various financing and refinancing real estate commercial projects all over Poland.

Radzikowski, Szubielska i Wspólnicy sp. j.

Radzikowski, Szubielska i Wspólnicy sp. j. is a go-to practice for several major banks in Poland due to their expertise in financing residential projects, as well as the construction of office spaces and retail buildings. Martyna Kamińska-Tabaka, Agnieszka Piasecka and Zbigniew Skórczyński are key senior names to note in the team.

Praxisleiter:

Martyna Kamińska-Tabaka; Agnieszka Piasecka; Zbigniew Skórczyński


Referenzen

‘Very nice, friendly and well organised team.’

‘A lot of young, dynamic business oriented people.’

‘Martyna Kamińska-Tabaka: very deep knowledge of banking business and market standards. Martyna has a strong client oriented approach, and her team works very quick and smooth.’

Traple Konarski Podrecki & Partners

The financial institutions and payment services team at Traple Konarski Podrecki & Partners has a wide-ranging client roster, including banks, credit unions, payment institutions and settlement agents, to name a few. In addition to supporting these clients with their payment services matters, the team is well-versed in regulatory mandates before supervision authorities. Jan Byrski sits at the helm of the practice with notable expertise in financial innovation law.

Praxisleiter:

Jan Byrski


Weitere Kernanwälte:

Michał Synowiec; Przemysław Janczak


Referenzen

‘Very good understanding of the legal environment and business needs.’

‘Jan Byrski is recommended.’

‘The team is excellent. The service provided is highly qualified and managed to deliver very satisfactory work results even in the case of low budget constraints. Uncomplicated and more goal-oriented work than others.’

Kernmandanten

Polska Izba Informatyki i Telekomunikacji


Polska Organizacja Handlu i Dystrybucji


Związek Banków Polskich


Fundacja Na Rzecz Innowacji Finansowych FinTech Polska


Highlight-Mandate


  • Representing POHiD in two related court cases arising from the UOKiK’s decision on 29 December 2006.
  • Advising ZBP (the association of all banks in Poland) on the consultation process for regulatory technical standards (RTSs), implementing technical standards (ITSs) and guidelines.
  • Advising the FinTech Poland Foundation, a promoter of the FinTech sector and financial innovation.

Andersen in Poland

Andersen in Poland handles a range of financing transactions, including corporate, project, real estate and acquisition financings, and also provides support to financial institutions on their operations and financing instruments. Other areas of activity for the group include contentious mandates, in which the group particularly excels, restructurings and transaction follow-up work. Mariusz AleksandrowiczLeszek Rydzewski and Piotr Krupa all jointly head up the practice.

Praxisleiter:

Mariusz Aleksandrowicz; Leszek Rydzewski; Piotr Krupa


Weitere Kernanwälte:

Aleksandra Metych; Agnieszka Skrok; Milena Wieczorek-Waszewska


Referenzen

‘The strong part of the Andersen team is the diversity of skills and knowledge about the wide spectrum of the current, most important issues.’

Kernmandanten

mBank


Alior Bank


EIP SA


Swiatlowod Inwestycje


BNP Paribas Bank Polska S.A.


Bank Millennium S.A.


Highlight-Mandate


  • Advising Alior Bank on amendments regarding financing agreements and certain updates of security documentation for the financing of wind farm projects of the civil construction group WMP Mosty.
  • Advised EIP S.A. on the negotiation of the pledge agreement over shares in EIP Dynamics as the security for the payment of the earn-out under preliminary share purchase agreement executed between EIP S.A. and Digital Mind A/S concerning disposal of 100% of the shares in EIP Dynamics.
  • Advising Światłowód Inwestycje on ongoing issues relating to the loan documentation between the owner of the fibre optic network and a consortium of commercial banks and the EIB, providing financing for the development of the fibre optic network, particularly with regard to compliance with the Green Credit Principles.

Czabanski Galuszynski & Partners

The independent Polish law firm Czabanski Galuszynski & Partners has experience in advising both borrowers and lenders on domestic and cross-border financing transactions, including real estate and structured financing. It also handles the financing of investment companies and the acquisition of companies. Restructuring mandates fall within the group’s expertise as well. Piotr Gałuszyński sits at the helm of the practice.

Praxisleiter:

Piotr Gałuszyński


Weitere Kernanwälte:

Urszula Rachwol; Adam Janczewski; Katarzyna Pasek


Referenzen

‘Niche expertise: the practice specialises in specific sectors or legal areas that are underserved by larger firms, allowing for a depth of knowledge that enhances service quality. Tailored solutions: the team is committed to providing personalised strategies that cater to the unique needs of each client, rather than a one-size-fits-all approach.’

‘Experienced professionals: the team comprises seasoned experts with diverse backgrounds, ensuring a wide range of perspectives and skills. Collaborative culture: emphasising teamwork, the practice fosters collaboration among team members, which leads to innovative solutions and thorough problem-solving.’

‘The banking and finance practice of CZABANSKI GALUSZYNSKI & PARTNERS stands out for its experience and knowledge of cross-border financing projects. Another strength of the team is its speed of decision-making and ability to understand complex financial structures combined with the readiness to propose effective legal solutions.’

Kernmandanten

Crescent Capital Group


Hipromine S.A.


Norddeutsche Landesbank – Girozentrale


VeloBank S.A.


Pinsent Masons London


CITI Bank Handlowy w Warszawie S.A.


Global Loan Agency Services Limited


Aion Bank SA/NV


ReedSmith


Bank für Tirol


Vorarlberg Aktiengesellschaft Zweigniederlassung Deutschland


Deutsche Kreditbank AG


Kreissparkasse Esslingen-Nürtingen


Landesbank Saar


AS Inbank Spółka Akcyjna Oddział w Polsce


Acton Financial Sp. z o.o.


rc Europe Polska Sp. z o.o


HEMSLEY WYNNE FURLONGE GMBH


Boston Consulting Group, Inc.


VELOBANK SPÓŁKA AKCYJNA


BINANCE POLAND SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ


Cube Exchange Australia Pty Ltd


Highlight-Mandate


  • Advised Crescent Capital Group on financing the acquisition of Assisi Pet Care Group Limited by Wind Point Partners.
  • Advised Focus Estate Fund on obtaining multi-million euro financing from BNP Paribas for the acquisition of Galeria Sandecja shopping centre in Nowy Sącz, involving negotiations and cross-border coordination.
  • Advised Green Capital S.A. on negotiating financing from Bank Pekao S.A. for the construction of photovoltaic farms, providing comprehensive legal support and managing complex LMA standardised financing.

ZP Zackiewicz & Partners

Sitting within the firm’s wider TMT practice, ZP Zackiewicz & Partners established its AI, cyber security and fintech group at the beginning of 2024. The main focuses of this group include supporting financial institution clients with their tech projects, and handling fintech mandates, which includes advisory services on regulatory matters. Michał Nowakowski and Martyna Rzeczkowska jointly head up the team, and managing partner Maciej Zackiewicz is also a key member of the department.

Praxisleiter:

Michał Nowakowski; Martyna Rzeczkowska


Weitere Kernanwälte:

Maciej Zackiewicz; Marcin Bieliński; Maciej Szkutnik


Referenzen

‘The banking and finance team stands out for its exceptional expertise, responsiveness and personalised service. They consistently deliver tailored solutions that meet our specific needs, making us feel like a top priority. Their use of cutting-edge technology and commitment to diversity reflect their forward-thinking approach, while their strong teamwork ensures a smooth, seamless experience every time.’

‘Maciej Zackiewicz excels with his in-depth knowledge and ability to simplify complex financial concepts. His attention to detail and proactive thinking help prevent issues before they arise.’

‘Michał Nowakowski brings a fresh, innovative perspective to his work. He’s proactive, quick to find solutions and ensures everything runs efficiently.’

Kernmandanten

Bank Gospodarstwa Krajowego


Toyota Group


Toyota Bank


T-Mobile Group


Payeye


Towarzystwo Ubezpieczeń Wzajemnych Tuw


Lpp


Carrefour


Euro-Net


Rtv Euro Agd


Ifs Group


Konica Minolta


Booksy International Inc


Authologic


Polski Fundusz Rozwoju


Abas


Aiut


In4Mates


Bms


Incube Cpm


Risco Software


Supremis


Ipopema Business Consulting


It Util


Tensorflight


Zeto Software


Eclsoft


Delegate It


Infoconsulting


Highlight-Mandate


  • Advised Authologic on drafting and negotiating end-to-end solution contracts tailored to their identity verification services.
  • Advssed Ipopema Business Securities, an investment company specialising in investment banking and brokerage services, on the implementation of the DORA regulation.
  • Assisted For Booksy with adjusting their business model in line with applicable payment services regulations.