Clarke Willmott LLP’s ability to ‘combine a reassuring sense of professionalism with a genuine caring and supporting ethos’ ensures that the firm receives instruction from a broad range of clients, spanning government departments, local authorities, utility and insurance companies, commercial businesses and mortgage providers, and FCA-regulated companies. The group’s capabilities range from pre-legal debt collection, through to court proceedings and mediation. Philip Roberts heads up the national practice from the Taunton office, which also houses technical director Stuart Hoysted and Kayleigh Cullis, who oversees work on behalf of commercial clients.

TLT fields a ‘large team of very knowledgeable lawyers’ which acts on behalf of clearing banks, building societies, new market entrants and specialist lenders. The practice is further sub-divided into specialised branches: Sarah Vance oversees the mortgage enforcements group, which specialises in repossession litigation, while Sian Davies heads up the lender sales and receiver offering, which focuses on residential property sales and recoveries.

At Trowers & Hamlins LLP, the Exeter-based debt recovery team sits within the firm’s broader commercial litigation department. The group is well versed in the gamut of debt recovery mandates, including more specialised work such as cross-border mandates and cases which evolve into contractual disputes. Debt recovery within the health and social care sector is a particular strength. Restructuring and insolvency specialist Katie Farmer is the key senior contact.