Insurance in Canada

Blake, Cassels & Graydon LLP

Blake, Cassels & Graydon LLP’s premier insurance offering is well weighted between market-shaping transactions, complex regulatory issues and strategic contentious work. Routinely sought after by major domestic and global insurers and reinsurers, the team is also a popular choice to represent insured entities on high-stakes disputes. On the litigation front, Calgary-based David Tupper is widely recognized for the breadth of his expertise, which spans subrogation actions, coverage actions, and liability defence cases, among others. The insurance litigation team also draws on Montreal-based Matthew Liben, who has extensive experience in representing US and Europe-based insurance companies and syndicates; and Calgary’s Keith Marlowe QC, who has an emphasis on insurance coverage and defence. Toronto-based financial services head Paul Belanger is a go-to specialist for non-contentious work. Also recommended in Toronto for transactional and regulatory insurance matters are Bonny Murray, Jake Gilbert and next-generation partner Michael Elder.

Praxisleiter:

David Tupper; Paul Belanger


Weitere Kernanwälte:

Matthew Liben; Keith Marlowe QC; Bonny Murray; Jake Gilbert; Michael Elder


Kernmandanten

Blue Cross Life Insurance Company of Canada


Canada Life Assurance Company


Chubb, Temple Insurance Company


Definity Financial Corp (formerly Economical Mutual Insurance Company)


Elimetal


Emani Mutual Insurance


Green Rise Foods


Hub International


Insurance Bureau of Canada


Intact Financial Corporation


Lloyd’s Underwriters and Lloyd’s Canada


McDougall Insurance Brokers


Ovivo


Royal & Sun Alliance Insurance Company of Canada


Sagen MI (formerly Genworth MI Canada)


Standard Life


Thinktum


Zurich Insurance Company


Highlight-Mandate


  • Advised a group of market insurers (Intact/Chubb/Lloyd’s) on a coverage dispute involving a denial of coverage for a significant pipeline spill of emulsion in a protected nature habitat in Northern Alberta.
  • Advised Canada Life Assurance Company on its acquisition of Value Partners Investments, an independent mutual fund.
  • Advised McDougall Brokers and Definity Financial Corporation on various acquisitions across Canada.

Clyde & Co LLP

A destination practice for insurance litigation, Clyde & Co LLP is equipped to handle coverage and defence disputes across all insurance lines, from small claims through to large-scale arbitration cases. The team also demonstrates growing activity in representing insurers in contentious regulatory proceedings. Fielding a large national group, split between its four Canadian offices, the practice additionally stands out for its ability to draw on the wider firm’s global platform, which marks it as a key contender to advise domestic and international insurers and reinsurers on multi-jurisidictional matters. In Toronto, John Nicholl is widely regarded as one of Canada’s leading insurance litigators, while office managing partner Keith Geurts is also noted. A deep Montreal bench draws on global senior partner Carolena Gordon; Montreal managing partner Dominic Naud; and Robert Emblem, who is recommended for construction-related insurance cases. In Calgary, Don Dear KC and office managing partner Alexis Moulton are key contacts, while Craig Wallace is noted in Vancouver.

Praxisleiter:

Carolena Gordon; Keith Geurts; Alexis Moulton; Dominic Naud; Craig Wallace


Weitere Kernanwälte:

John Nicholl; Robert Emblem; Don Dear KC; Cynthia Aoki; Charles Foucreault; Jeff Weidman


Kernmandanten

Chubb Insurance Company of Canada


Sompo International


Insured: Sun Parlour Grower Supply


Fonds d’assurance des municipalités du Québec


Insured: City of Sainte-Marthe-sur-le-Lac


Syndicate at Lloyd’s of London


Aviva Insurance Company of Canada


Lloyd’s Underwriters


Sompo International Holdings


Insured: Société d’habitation et de développement de Montréal


Beazley Group


Marcel Leblanc (Victor insurance)


GBI Experts-Conseils


Insurer of the Collège des médecins du Québec (Québec’s College of physicians)


McCarthy Tétrault

A leader in the the corporate insurance sphere, McCarthy Tétrault acts for a mix of insurers, reinsurers, brokers, insurtech companies and insured corporations on a broad scope of transactional and regulatory matters, including M&A, demutualizations and reorganizations. The group also leverages the wider firm’s premier dispute resolution offering to shine in contentious work. Seasoned counsel Nancy Carroll co-heads the practice and possesses a strong track record in complex and first-of-a-kind industry matters, including advising on the first demutualization of a life insurance company in Canada. Fellow co-head Hartley Lefton also specializes in transactional and regulatory work, including advising on sensitive regulatory investigations. Rounding out the key partners is insurance litigator Christopher Hubbard, who has a focus on professional negligence, product liability and mass torts. Other recommended names include Montreal-based Sonia Struthers, who handles financial services regulation, and litigator Atrisha Lewis. Named lawyers are based in Toronto unless stated otherwise. William Scott recently retired, while Aidan Cameron left the firm.

Praxisleiter:

Nancy Carroll; Hartley Lefton; Christopher Hubbard


Weitere Kernanwälte:

Sonia Struthers; Atrisha Lewis; Daanish Pasricha


Kernmandanten

Aon Canada


Desjardins General Insurance Group


Vale Canada


Stikeman Elliott LLP

Stikeman Elliott LLP’s practice strikes a balance between insurance litigation and corporate and regulatory work, with its activity in the latter sphere particularly impressing. The team enjoys close relationships with major domestic and global insurers and reinsurers and brings to bear extensive experience across all insurance lines. High-profile insurance and financial services expert Stuart Carruthers (Toronto) spearheads the non-contentious offering and excels in large-scale industry transactions, company incorporations and regulatory compliance matters. Financial services partner Meaghan Obee Tower (Toronto) is also noted for corporate and regulatory insurance. On the litigation front, the team is well versed across a range of class action defence, coverage litigation and professional negligence cases, among other areas. Litigator Alan D’Silva (Toronto) is recommended for his handling of class actions defence, professional negligence and D&O claims. Other key insurance litigators include Éric Azran (Montreal), Michael Mestinsek (Calgary) and Pierre-Paul Daunais (Montreal).

Praxisleiter:

Stuart Carruthers; Éric Azran; Alan D’Silva; Michael Mestinsek


Weitere Kernanwälte:

Pierre-Paul Daunais; Meaghan Obee Tower


Kernmandanten

Definity Insurance (formerly Economical Mutual Insurance)


Desjardins Financial Group


People Corporation


Navacord Corp


Sagicor Financial Corporation


The Empire Life Insurance Company


Markel Insurance


Westland Insurance


Reinsurance Group of America Canada


Aviva Canada Group


AXA XL


Lloyd’s Canada and Lloyd’s Underwriters


Veolia Water Technologies


Aviva Canada


IBI Group Architects (Canada)


United States Aviation Underwriters


Industrial Alliance Insurance


PTZ Insurance Brokers


Pethealth Services


Bondfield Construction Company


Torys

According to satisfied clients, the insurance team at Torys draws on ‘some of the best experts in financial services corporate and litigation work in the country’. The practice is particularly dominant on the corporate and regulatory front, where it is a popular choice to advise insurance corporations on high-profile M&A deals, joint ventures and other highly regulated transactions and compliance matters. Financial services expert Blair Keefe co-heads the insurance regulatory practice and is a first port of call for insurance companies undertaking corporate transactions. Other advisory specialists include Jill McCutcheon; senior counsel Kelly Morris; and Melissa Prado, who was recently promoted to partner. Litigation and dispute resolution chair Linda Plumpton is the key contact for contentious insurance work and contributes significant experience in precedent-setting regulatory and coverage disputes. Litigator David Outerbridge is also noted for insurance disputes, including product liability claims, environmental claims and class actions. Named lawyers are based in Toronto.

Praxisleiter:

Blair Keefe; Jill McCutcheon; Linda Plumpton


Weitere Kernanwälte:

David Outerbridge; Kelly Morris; Melissa Prado; Eli Monas


Referenzen

‘Torys has some of the best experts in financial services corporate and litigation work in the country even when compared with other major players in this field.’

‘Blair Keefe and David Outerbridge provide practical advice and keep that advice simple. They also deliver what they say they will deliver and their customer service is excellent.’

‘Blair Keefe is the best financial services corporate lawyer in the country but he is also approachable, down-to-earth and practical.’

Kernmandanten

Intact Financial Corporation


Sun Life Financial


The Canada Life Assurance Company


Vienna Insurance Group


BroadStreet Partners


The Bank of Nova Scotia


Tokio Marine Canada


Highlight-Mandate


  • Acted as insurance regulatory counsel to Intact Financial on its £7.2bn acquisition, alongside Tryg, of RSA Insurance Group.
  • Acted as Insurance Companies Act regulatory counsel to Canada Life Assurance Company on its proposed acquisition of Value Partners Group.
  • Advised Scotiabank on the sale of Scotia Insurance Caribbean to GraceKennedy Financial Group.

Borden Ladner Gervais LLP

In August 2023, Borden Ladner Gervais LLP strengthened its non-contentious insurance offering with the arrival of new corporate and regulatory insurance lead Rick Da Costa (Toronto) from Cassels Brock & Blackwell LLP. The practice continues to be weighted towards contentious work, with its broad claims expertise spanning a range of product liability, personal injury, D&O and municipal liability cases, among others. Rebecca Bush (Toronto) leads the insurance and tort liability group and specializes in public authority litigation and tort litigation. Other recommended litigators include Kevin McGivney (Toronto), who defends police services and municipalities in claims; specialized disputes head Graham Walker (Vancouver); and Patrick Heinsen (Calgary), who focuses on professional liability.

Praxisleiter:

Graham Walker; Rebecca Bush; Rick Da Costa


Weitere Kernanwälte:

Kevin McGivney; Patrick Heinsen; Gilbert Hourani; Larry Elliot


Kernmandanten

Lloyds


AEGIS


Argo-Westfield


Amlin


AXA XL


CV Starr


Beazley


Brit Syndicat


QBE


Atrium


Pembrooke


Probitas


Carbon Underwriting


Creechurch


Markel International


Ironshore


Apollo


Tokio Marine Kiln


Riverstone/Westland


Sompo


Acappella


The City of Toronto


Chubb / ACE


Travelers


Hospital Insurance Reciprocal of Canada


Desjardins Group (State Farm, the Personal, Certas)


Cigna


Encon


The Cooperators


Sun Life


Trisura


Definity


Economical Insurance


Ecclesiastical


Metrolinx


Intact Insurance


Zurich Insurance Company / Zurich Canadian Holdings


Highlight-Mandate


  • Acted for Lloyd’s, including but not limited to the following syndicates: AEGIS, Argo-Westfield, Amlin, AXA XL, CV Starr, Beazley, Brit Syndicate, QBE, Atrium, Pembrooke, Probitas, Carbon Underwriting, Creechurch, Markel International, Ironshore, Apollo, Tokio Marine Kiln, Riverstone/Westland, Sompo and Acappella.
  • Advised more than 60 institutional clients in the insurance industry, including many of the largest national and global insurers, reinsurers and reciprocals.

Fasken

The full-spectrum practice at Fasken is an increasingly prominent team for both insurance litigation and non-contentious matters. The group additionally stands out for its national coverage and ability to lean on complimentary areas across the firm, including financial services, corporate and dispute resolution. Toronto-based financial services co-head Koker Christensen is a go-to specialist for transactional and regulatory insurance and retains close relationships with major Canadian and global insurers and reinsurers. Other recommended names for corporate and regulatory work include Montreal-based financial services co-head Nicolas Faucher; and Toronto’s Craig Bellefontaine. Key contentious practitioners include Michael Parrish and Jonathan Lim — both of whom operate from Vancouver; and ‘old-school litigator’s litigatorDavid Rosenbaum in Toronto.

Praxisleiter:

Koker Christensen; Nicolas Faucher; Jonathan Lim; Michael Parrish


Weitere Kernanwälte:

Craig Bellefontaine; Jack Yu; David Rosenbaum; Gabriella Schauber; Sarah Armstrong


Referenzen

‘To me this practice is unique because it always adapts to the client’s needs. Lawyers put the client’s needs and wants first, even if that means having to adjust their normal processes.’

‘Jonathan Lim stands out above all other competitors. He is responsive, knowledgeable and genuinely a good person. He gets the business and the relationship that is required. He is open to suggestions but is also great in sharing his insight.’

‘The lawyers are very knowledgeable and we regularly rely on their expertise. We have confidence that their recommendations consider all the relevant risks and put the best interests of our company first.’

Kernmandanten

Intact


Marsh Canada


Allianz Global Assistance


Lloyd’s Underwriters


Aviva


Co-operators


Green Shield Canada


Manulife


Foresters Financial


Arthur J. Gallagher & Co


Industrial Alliance Auto and Home Insurance


Employers Insurance Company of Wausau


Insurance Corporation of British Columbia


Highlight-Mandate


  • Representing Intact Insurance Company, Novex Insurance Company and Royal & Sun Alliance Insurance Company of Canada in a series of proposed class actions and individual actions across the country relating to business interruption insurance arising out of Covid-19 closures.
  • Representing the individual Trustees of the ACAW Pension Fund, who are insured by AIG, in litigation matters.
  • Representing Marsh Canada in a lawsuit filed by Fibreco stemming from a C$80m loss due to a silo collapse at the Port of Vancouver.

Dentons

Dentons’ insurance practice is oriented towards corporate and regulatory work, but it also continues to raise its profile on the contentious side. From Toronto, Laurie LaPalme co-leads the national insurance group and specializes in insurance transactions and regulatory matters; she is particularly noted for her experience in advising international insurance clients on establishing in Canada. Toronto-based litigator Douglas Stewart co-heads the team and handles a mix of coverage, E&O and D&O claims. In Montreal, Nathalie Durocher is recommended for insurance litigation and regulatory compliance.

Praxisleiter:

Laurie LaPalme; Douglas Stewart


Weitere Kernanwälte:

Arthur Hamilton; Derek Levinsky; Nathalie Durocher; Marisa Coggin


Kernmandanten

Atradius


Generali – Europe Assist


Mearie Group


NFP Corp


Aviva Insurance Canada


Wawanesa Life Insurance Company


Virginia Surety


Mosaic Services US


Chubb Insurance


Sutton Special Risk


Highlight-Mandate


  • Acting as Canadian counsel to NFP Canada on the proposed acquisition of the NFP group of companies by Aon.
  • Representing Virginia Surety, one of the insurers of the US-based teams, in a class action concerning allegations of abuse against hockey players committed from 1977-2020.
  • Advising several companies on entering Canada as a managing general agency.

Gowling WLG

Gowling WLG maintains a diverse interdisciplinary insurance offering that intersects the insurance and professional liability, financial institutions and services and financial services regulation teams. From Toronto, litigator Belinda Bain heads the practice and is equipped to advise on insurance, insurtech, municipal liability and professional liability, among other areas. In Calgary, Paul Stein KC is noted for insurance litigation. Filomena Frisina recently retired from the firm, while Rachel Runge joined Intact Financial Corporation.

Praxisleiter:

Belinda Bain


Weitere Kernanwälte:

Paul Stein KC; Parna Sabet-Stephenson


Kernmandanten

Trillium Mutual Insurance Company


Lax O'Sullivan Lisus Gottlieb LLP

The insurance practice at dispute resolution boutique Lax O'Sullivan Lisus Gottlieb LLP scores highly for its ‘good practical experience and strategic acumen’. The group specializes in representing policyholders in complex insurance coverage disputes, including cases in the cyber, E&O, D&O, life insurance and environmental liability spheres. Department head Hovsep Afarian is an ‘exceptional insurance practitioner’ and a go-to insurance litigator.

Praxisleiter:

Hovsep Afarian


Weitere Kernanwälte:

Crawford Smith; Shaun Laubman; Rahool Agarwal


Referenzen

‘We were fortunate enough to deal with a first-rate team that was extremely focused on performance and results. Hovsep Afarian was always available and functioned as not just a service provider but as a business partner. Provided excellent advice and achieved an excellent result.’

‘My experience is limited to dealing with Hovsep Afarian, whom I find to be an excellent resource and strategic thinker in terms of providing insurance coverage expertise and pragmatic solutions in helping to resolve disputes.’

‘This is a lean, nimble litigation practice with good practical experience and strategic acumen. The firm has added a capability to handle complex insurance matters on behalf of policyholders, which sets it apart from its peers.’

Kernmandanten

Nordik Windows, Real Food for Real Kids, and Hangar 9


Southbridge entities that are part of the Southbridge Care Homes family of companies


Vale entities, including Vale Canada


Arlanxeo Canada and related Arlanxeo entities


Dr Mazen Dagher; Dr M Dagher Professional Corporation


Ivanhoe Cambridge & Hines


Spectra Aluminum Products and Spectra Hi-Tech Anodizing


Highlight-Mandate


  • Acting on a C$500m national class action on behalf of class members who were insured for business interruption coverage with Aviva but were denied coverage.
  • Representing senior living homes against various insurers for potential liability arising from Covid-19 outbreaks.
  • Acting for Vale Canada in a multi-party insurance coverage recovery claim against historic insurers arising from decades-long environmental pollution.

Lenczner Slaght

Lenczner Slaght possesses a robust insurance litigation practice that is sought after for complex cases covering policy, coverage and defence matters. The Toronto boutique acts for a growing roster of insurance companies and insured entities and it added eight new clients during 2023/24, including XL Specialty (US) and CFT Clear Finance Technology. Practice head Nina Bombier specializes in insurance litigation, with a focus on professional negligence, product liability and environmental cases. Mark Veneziano is also a key contact for insurance disputes.

Praxisleiter:

Nina Bombier


Weitere Kernanwälte:

Mark Veneziano


Kernmandanten

XL Specialty (US) (Just Energy)


CFT Clear Finance Technology


Boland Romaine LLP


Law Society of Ontario


AIG Insurance Company of Canada


Insurance Bureau of Canada


Menkes Developments Inc. and Bay Yorkville Developments


Highlight-Mandate


  • Representing AIG Insurance Company of Canada in a duty to defend and coverage application related to opiate class proceedings.
  • Acting for the intervenor, Insurance Bureau of Canada, before the Supreme Court of Canada, in a significant insurance law appeal.
  • Representing XL Specialty (US) — as the primary post-filing insurer to the debtor and its directors and officers — in the CCAA restructuring proceeding of Just Energy.