Fintech in Ireland

Arthur Cox

Arthur Cox’s comprehensive fintech offering covers a wide breadth of matters, from enforcement investigations by the Central Bank of Ireland to crypto securities. Financial regulatory work is also among its many strengths, with the team boasting extensive experience advising top financial institutions and fintech companies on rules related to payments, operational resilience, and outsourcing. At the helm of the financial regulation team is Robert Cain  and Sarah Thompson, who are experts in the regulatory aspects of financial services M&A. Assisting them is the 'invaluable' technology lawyer Ian Duffy, who is well versed in digital transformation and specialises in the interface between technology, outsourcing, and financial regulation.

Praxisleiter:

Robert Cain; Sarah Thompson; Ian Duffy


Referenzen

‘Robert Cain – we often call on Rob to provide a perspective on a complex situation and come away from the call either reassured or with a set of pragmatic steps that we can move forward with. He understands his clients and how global companies are organised and provides advice that can be readily actioned without needing a layer of translation for internal non-legal stakeholders.’

‘ Ian Duffy has been an invaluable resource and support as we work through DORA and DORA implementation providing pragmatic and informed advice at every turn.’

‘We have worked with Ian Duffy and his team especially on our preparations for DORA. We have found him to be an excellent advisor – responsive, calm, considered and knowledgeable.’

Kernmandanten

EML Payments


PFS Card Services (Ireland) Limited


Bridgepoint


Astorg


Hg Capital


AIB


Permanent TSB


Highlight-Mandate


  • Assisted PFS Card Services (Ireland) Limited (and its parent EML Payments) with all aspects of a Central Bank of Ireland supervisory investigation.

Mason Hayes & Curran LLP

Mason Hayes & Curran LLP houses a diverse fintech practice, covering the full spectrum of mandates, including e-wallet operations, financial regulation, data protection, and DORA implementation plans. Major technology companies rely on the firm for its expertise in payments, insurtech, outsourcing, and privacy, and leading fintechs also benefit from the firm’s strength in AI. Equally, the firm stands out for assisting clients with market entrance into Ireland and Europe, as well as more recently assisting with fintech enforcement actions by the Central Bank. Insurtech matters fall within the purview of co-head Liam Flynn, while co-head Rowena Fitzgerald is ‘consistently excellent’ with fintech regulatory issues. Sarah Cloonan also comes highly recommended.

Praxisleiter:

Liam Flynn; Rowena Fitzgerald


Weitere Kernanwälte:

Sarah Cloonan


Referenzen

‘Their FS team is excellent and provides market leading advice, we can always trust them to look after our clients with top tier service.’

‘Rowenna Fitzgerald and Sarah Cloonan are user friendly, responsive and provide clear and pragmatic advice.’

‘The team are very considered in the advice they provide, knowing what questions to ask while taking instructions and tailoring their advice to best meet our needs while always clearly and succinctly indicating risks and potential mitigants.’

Kernmandanten

Companjon Insurance DAC


Highlight-Mandate


  • Advised Companjon on the development of its innovative digital add-on insurance business.

Matheson LLP

Matheson LLP has carved out a niche in virtual assets, offering its diverse roster of clients, including major international fintechs, strong capabilities in complex regulatory work. The firm also regularly advises on the authorisation of e-money institutions and is experienced in handling outsourcing projects for its clientele of leading financial service institutions. Heading up the ‘market leading payments practice’ is technology and innovation group lead Anne-Marie Bohan in Dublin, who assists clients with global and European technology and outsourcing projects. Leading alongside her is Joe Beashel in London, a recognised expert in Irish payments law with an excellent pulse on licensing advice relating to the Central Bank of Ireland.

Praxisleiter:

Joe Beashel; Anne-Marie Bohan


Weitere Kernanwälte:

Ian O’Mara


Referenzen

‘Matheson’s Fintech team is a young, hungry, enthusiastic group of lawyers who are always willing to go the extra mile. They work efficiently on tight deadlines, and are always highly communicative throughout any engagement.’

‘They staffed matters appropriately, such that partners were not doing work that’s more appropriate for associates; an issue I have encountered at other law firms.’

‘Ian O’Mara provides expert advice and always goes the extra mile. He is extremely attentive to detail, and is very interested in building strong client relationships. His instincts and awareness of current industry developments are top notch.’

Kernmandanten

Treyd AB


Highlight-Mandate


  • Advised Swedish-based fintech Treyd AB on the launch of its services in Ireland.

McCann FitzGerald LLP

McCann FitzGerald LLP's fintech practice stands out for its breadth of expertise, including the implementation of projects, regulatory work, mergers, liquidation, fundraising, contactless payments, the regulation of crypto assets and the structuring of businesses. The team is particularly reputed for advising financial services clients on compliance with licensing requirements and Ireland’s regulation of digital assets, with practice head Josh Hogan excelling in this area. Hogan is noted for assisting clients with expansions into Ireland and is supported by Doug McMahon, known for his data protection expertise, and Adam Finlay who is recognised for drafting and negotiating key software and outsourcing agreements.

 

Praxisleiter:

Josh Hogan


Weitere Kernanwälte:

Doug McMahon; Adam Finlay; James Fitzgerald


Referenzen

‘The team that we dealt with, during and after the acquisition of our Irish license, are a true asset of the firm.’

‘They are hands on, articulate and have the ability to help navigate their clients in an efficient manner. Josh Hogan and James Fitzgerald are names worth mentioning.’ 

‘You feel immediately comfortable with McCann Fitzgerald as it is down to earth.’

Kernmandanten

Allied Irish Banks, p.l.c.


EBS d.a.c.


FNZ Group


ACE Money


Aftab Currency Exchange Limited


NOBA Bank Group AB


Intuit


National Transport Authority


Ken Fennell and Mr Andrew O’Leary of Interpath Advisory Services


Fidelity Investments


Capitalflow Group DAC


Bankinter SA


Barracuda FX


Verge Capital


Lendwell


CreditLogic


MyMoneyJar


Highlight-Mandate


  • Advised Allied Irish Banks, p.l.c. and its subsidiary EBS dac on implementing changes to facilitate increased access to instant payment services for customers.
  • Advised ACE Money Limited and Intuit Ireland Software Limited on their applications to the Central Bank of Ireland for a payment institution licence to provide the services of money remittance and account information services respectively.
  • Advised Bankinter S.A. on project sapphire, a project which involves the establishment of a branch in Ireland and the cross-border merger of Avantcard DAC t/a Avant Money into the Irish branch.

William Fry LLP

William Fry LLP's robust multidisciplinary practice spans the full gamut of sophisticated financial regulatory, contractual, and data privacy mandates. Its diverse clientele stretches from global fintechs and technology multinationals to leading start-ups, and the team regularly advises e-money institutions and virtual asset and crowdfunding service providers on the procurement of new technology and the launch of new products. Jointly heading up the team is Shane Kelleher, an expert in financial regulation, and John O’Connor, a ‘standout’ in technology projects relating to AI, machine learning, and blockchain. Other highlighted members are Louise McNabola for her regulatory authorisation work and Máire O’Neill for fintech M&A transactions.

Praxisleiter:

Shane Kelleher; John O’Connor


Weitere Kernanwälte:

Louise McNabola; Máire O’Neill


Referenzen

‘John O’Connor is a standout individual on blockchain issues.’

‘Máire O’Neill goes above and beyond to provide an exceptional service to clients. I have found that Máire has an ability to break down issues and provide succinct advice which you are comfortable relying on.’ 

What sets this team apart is their ability to provide detailed, sound advice that is specifically tailored to the nuances of the Fintech sector. Their comprehensive knowledge of the intricate regulatory landscape allows them to offer valuable insights that are both strategic and compliant.’

Kernmandanten

Experian Ltd


European Commission


ConsenSys


Corasdot.io


Saol Assurance


Elavon


Digital Capital Management


Moneycorp


Momentive Europe Unlimited


Middlegame Ventures


Supply Finance Limited


Fidelity Investment Managers (Ireland) Limited


Surestone Insurance


Payoneer Europe Limited


Associated Foreign Exchange Ireland Limited


Loylap


FINEOS Corporation Holdings PLC


Tines Security Services Limited


Paygate


CR2


Accel


EagleAlpha Limited


OFX Payments Limited


Soldo


Apata Limited


August Equity LLP


AQ Metrics Limited


Fenergo Group


Freedom Topco Limited


Wefunder EU BV


Numerix LLC


CBPE Capital LLP


UKG Inc.


Flipdish


Melior Equity Partners


Earlybird Ventures


Highlight-Mandate


  • Acted as Irish counsel for ConsenSys, a U.S. head quartered blockchain technology innovator and global leader in blockchain technology.
  • Advised Experian, a global consumer open banking and credit reporting group, on its successful application to the Central Bank of Ireland for registration as Account Information Service Provider.
  • Advised a client on multiple successful applications to the Central Bank of Ireland, seeking authorisation to act as an electronic money institution in Ireland.

A&L Goodbody LLP

A key area of strength for A&L Goodbody LLP is advising start-ups and major fintech companies on payments and e-money matters. Fintech clients also benefit from the team’s expertise in regulatory issues related to registering a company, restructuring, data processing, and DORA. Leading the team is Patrick Brandt in Dublin, who has expertise in both non-contentious and contentious regulatory issues, and Belfast-based Christopher Jessup, who focuses on the corporate, securities, and financing needs of fintech firms and investors. Kevin Allen retired as a partner in April 2024 and Aideen Burke joined the firm in November 2023.

Praxisleiter:

Patrick Brandt; Christopher Jessup


Weitere Kernanwälte:

Kevin Allen; Aideen Burke; Dario Dagostino; Louise Hogan


Referenzen

‘We regularly work with a wide network of local counsel around the world in connection with multi-jurisdictional surveys of securities law for our U.S. broker-dealer clients. This firm has been exceptional in every respect, and I recommend them without reservation.’

‘Expertise on payments and has a good idea of how regulators view complex regulatory issues.’

‘Louise Hogan is responsive.’ 

Kernmandanten

Chase Paymentech Europe Limited


Soldo Financial Services Ireland DAC


Circle Internet Financial LLC


Société Générale


Raisin Bank


Ezetop t/a Ding


dLocal


Visa Europe Limited


Curve


HWM


Deep Pool


Highlight-Mandate


  • Advised Chase Paymentech Europe Limited on complex legal and regulatory queries, as well as regulatory engagement.
  • Advised Visa on operating as a payment system, a card scheme, a processing company or otherwise in Ireland.
  • Advised Société Généralea on collective investment scheme depositary.

Byrne Wallace Shields LLP

LK Shields Solicitors LLP and Byrne Wallace LLP merged at the beginning of 2025 to form Byrne Wallace Shields, which is adept with both regulatory and transactional matters, frequently advising on a broad range of matters, including blockchain, acquisitions of fintech targets, and authorisations. The team lead is David Naughton, who is experienced at structuring funds and negotiating seed investments for fund clients in the fintech space. Narita Woods and Mina Dawood are also stand out members, focusing on regulatory work.

Praxisleiter:

David Naughton


Weitere Kernanwälte:

Narita Woods; Mina Dawood


Referenzen

‘David Naughton, Narita Woods and Mina Dawood are knowledgeable, practical and a pleasure to work with.’

Kernmandanten

AREX Markets Group


Highlight-Mandate


  • Advised AREX Markets Group on the sale to Bankable LTD, providing tailored, intuitive, and solution-focused services to address client timescale and needs.

Dillon Eustace

Core to Dillon Eustace's fintech practice is advising on the regulatory authorisation of clients in the payments, e-money, crypto-assets, and insurtech sectors. The team is well-regarded for its capabilities in assisting international clients with the relocation and establishment of entities, as well as the registration of companies. Collaboration with banking, payments, insurance, and investment fund lawyers in the wider firm bolsters the practice, which is led by Keith Waine.

Praxisleiter:

Keith Waine


Kernmandanten

Nua Money


Scalapay


We2Sure


Chainflip


Nazare Point Limited


Viceversa


Leonteq Securities


Sekuritance Solutions


SumUp


Virtu Financial


Hudson River Trading


Highlight-Mandate


  • Advised Nua Money on their authorisation as technology-based mortgage lender.
  • Advised Scalapay on the relocation of operating and funding entities to Ireland.
  • Advised Figure Technologies on the establishment of a crypto and traditional asset trading platform in Ireland.

Maples Group

Maples Group's fintech practice combines the firm’s capabilities in corporate, private equity, and venture capital to advise emerging companies and e-money and payment institutions on matters spanning authorisations, equity structuring, and data protection. The firm is best known for handling funding rounds, which practice head Colm Rafferty specialises in; he is ably supported by Jordan O’Brien. Other integral members of the team are regulatory specialists Stephen Carty and Lorna Smith, and Claire Morrissey, who assists with sourcing projects and data protection compliance.

Praxisleiter:

Colm Rafferty


Weitere Kernanwälte:

Jordan O’Brien; Stephen Carty; Lorna Smith; Claire Morrissey


Kernmandanten

Message My Customer Limited


Outmin Limited


Coinbase Global


Latham & Watkins LLP


Mortgage Horizons Limited


Hospitality Growth Services Limited


Roomex


Wayflyer Limited


MyWallStreet Limited


Luzern eCommerce


Blanche Retail Nominee Limited


Highlight-Mandate


  • Advised Nory on its series A fundraising transaction.
  • Advised Coinbase Global on its strategic equity investment in Circle Internet Financial.
  • Advised Outmin Limited on their funding round, which included investment from MiddleGame Ventures Seed Fund I SCSp and Kellysan Enterprises Limited.

Walkers

Walkers offers its clientele expertise in business structuring, crypto investment and transfer, AML and outsourcing. The firm regularly advises payments and crypto-asset service providers, handling a wide breadth of regulatory matters. Overseeing the team is the ‘superb’ Niall Esler, who specialises in both Irish and EU financial services regulation and is supported by key practitioner Shane Martin.

Praxisleiter:

Niall Esler


Weitere Kernanwälte:

Shane Martin


Referenzen

‘Exceptional client service, rapid response times on critical projects and regulatory engagements. Professional and personal touch!’

‘Shane Martin and Niall Esler personify professionalism and expertise in their approach. I highly recommend both.’

‘Walkers have a deep, well-resourced team who can deliver excellent advice and client services at all levels of seniority.’

Highlight-Mandate