Carey Olsen is frequently instructed on both borrower and lender-side mandates, advising international clearing banks, private equity houses, and other asset managers on the provision of novel credit facilities and the restatement of existing lines of credit. Practice head Robin Smith is noted for his work in the fund finance arena. Smith, Peter German, and Tristan Maultby are also adept at structuring real estate financing provisions. Kate Andrews is sought after for her expertise in debt restructuring matters and acquisition finance. Nick Ghazi maintains a broad practice having joined the firm’s partnership in July 2025, covering restructuring matters, acquisition and fund finance.

Mourant maintains a broad approach to banking and finance matters, handling both the lender and borrower-side aspects of acquisition and real estate facilities in addition to assisting clients with the restructuring of their existing loans. A number of well known private equity houses rely on the firm’s borrower-side expertise, in particular in relation to acquisition financing arrangements, while also advising lenders on such deals. The team is headed by Gareth Rigby, whose practice encompasses real estate, leveraged and fund finance, and Jon Woolrich, a favourite amongst private equity sponsors requiring advice on leveraged credit facilities. James Hill assists banks and borrowers on real estate financing and loan restructuring matters.

Ogier’s banking and finance practice tackles the gamut of lender-side matters, advising both sole lenders and syndicates on the provision of NAV facilities to Guernsey-domiciled funds. Real estate finance is also a core pillar of the firm’s offering, as is its ability to assist with the restructuring of loans via both contentious and non-contentious proceedings. Heading the group are Katrina Edge, whose expertise encompasses real estate and sustainable financing, and Bruce MacNeil, a specialist in leveraged finance deals and loan restructurings. Kate McCaffrey brings further fund and real estate finance experience and is also noted for her knowledge of borrower-side matters. James Lydeard departed in September 2024.

Appleby‘s counsel is sought by lenders in relation to both new money deals and the refinancing of existing facilities, with the practice offering expertise in real estate, fund and acquisition financing matters. Heading the practice is Jersey managing partner James Gaudin, a specialist in the structuring of both fund and real estate facilities. Simon Felton is noted for his ability to advise private credit lenders, in addition to assisting buyers looking to procure acquisition or real estate facilities. Daniel Healy is noted for both his fund and real estate financing work, in addition to providing expertise on Islamic financing arrangements.

Bedell Cristin is a popular choice for both lenders and borrowers in the real estate market, overseeing mezzanine and development facilities, in addition to assisting lenders with the structuring of acquisition financing and revolving facilities. Jointly heading the practice are Tim Pearce, who provided Jersey and BVI law advice on real estate financing, and Alasdair Hunter, who advises banks and asset managers on the origination and restructuring of credit facilities. Louise Hassell advises lenders on the provision of acquisition and fund financing, while Antony Clerehugh is noted for his work in the field of real estate finance. Malcolm Ellis is sought after by borrowers and lenders for his expertise in both syndicated and bilateral facilities and restructuring matters.

Collas Crill’s expertise in Islamic finance structures distinguishes the firm in the Jersey market. The team is also well versed in assisting borrowers and lenders with real estate financing mandates. Practice head Matt Gilley advises a range of lenders on the structuring of both senior and mezzanine facilities, with particular expertise in the financing of international real estate deals. Nick Ward, who is also admitted in the BVI, combines lending expertise with knowledge of corporate transactions and associated regulatory matters, while Alexander Price, also BVI qualified, is the key contact for Islamic financing advice.

In addition to advising bank lenders, Maples Group also frequently acts for private equity firms, assisting them with securing or restating real estate financing facilities. The practice is also tasked with structuring leveraged acquisition finance facilities for private equity sponsors. Heading the team is Mark Crichton, who combines expertise in real estate financing with knowledge of Islamic finance structures. Paul Burton is well versed in leveraged finance and securitisation transactions, with Amy Black also handling such matters and overseeing a range of lender and borrower-side matters.

Walkers acts for individual banks, syndicates and a variety of borrowers across fund (including NAV facilities), acquisition and real estate credit lines, in addition to assisting clients with their refinancing needs and TISE debt listings. Nigel Weston heads the group, focusing on both real estate and leveraged finance structures, and both he and Jon Le Rossignol advise lenders and borrowers on restructuring issues. Julia Keppe frequently assists banks with the structuring of NAV and other fund financing facilities, with James Lydeard providing expertise in private credit. Melissa Hellio is noted for her focus on real estate financing provisions.

Viberts is regularly instructed when existing credit facilities require restructuring in addition to acting for both lenders and borrowers in setting up new loans, including revolving credit facilities, real estate finance structures and acquisition financing. Practice head Paul Wilson combines knowledge of finance transactions with corporate transactions and related regulatory issues. Nic Le Breuilly, who became managing associate in February 2025, maintains a broad practice, advising banks on real estate, acquisition and fund financing deals.

Edward Scott and Co handles complex real estate financing transactions, including the origination of new structures and the restatement of existing facilities. Founding partner Edward Scott offers considerable expertise in real estate financing, including in the establishment of Jersey vehicles as they relate to the provision of credit lines. Christa Cuthbert provides additional expertise in real estate financing.

Lexstone Lawyers acts for both Jersey-based and foreign lenders looking to provide credit lines to family offices and HNWIs, and is also able to assist them with the refinancing of existing facilities and enforcement of debts owed. Heading the group are Norman Day, whose practice covers both lender and borrower-side mandates, and includes a niche in assisting start-ups secure financing, Polish-qualified Agnieszka Bielanska, who specialises in capital markets fundraising, and Marcus Stone, who oversees both financing and commercial transactions.