Next Generation Partners

Leading Associates

Firms To Watch: Insurance

Balcı Hukuk represents insurance companies across a variety of industries with particular expertise in handling disputes connected to medical insurance and malpractice lawsuits.
Led by Çağlar Kaçar, who possesses in-depth knowledge of insurance broking legislation, KAÇAR Attorneys at Law has experience handling negotiations and mediations arising out of insurance disputes.

Insurance in Turkey

Baysal & Demir

Baysal & Demir is home to a team that has in-depth experience of advising insurance companies as well as reinsurers on arbitration, litigation, product development, market entry requirements, and M&A transactions. Practice head and founding partner Pelin Baysal is recommended for dispute resolution matters relating to coverage issues, including mechanical breakdown, credit insurance, and third-party liability. Ilgaz Önder is another excellent source of advice, with experience of assisting both international and local insurance companies on a variety of matters.

Praxisleiter:

Pelin Baysal


Weitere Kernanwälte:

Ilgaz Önder


Referenzen

‘Baysal & Demir have a high degree of professionalism in every aspect of their work and have an in-depth, market-leading knowledge of their subject. They also have excellent connections in terms of being able to source expert independent advice if needed.’

‘They have a good team, which works well together to provide quality advice. They have fast response times and have been able to provide pragmatic, accurate and reliable advice that can be relied on in a variety of situations.’

‘I would highly recommend Pelin Baysal and Ilgaz Önder.’

Kernmandanten

Everest National Insurance Company


Swiss Reinsurance Company Ltd


MS Amlin Underwriting Limited


Holman Fenwick Willan


Kennedys


Integra Technical Limited


Liberty Managing Agency Limited


Chaucer Syndicates Limited


Navigators Insurance Company (the Hartford)


Zurich Insurance PLC


Argenta Syndicate Management Limited


Aegis Managing Agency Ltd.


Chubb Turkey


International General Insurance Co. (UK) Ltd


Chubb European Group SE


Ascot Underwriting Limited


Charles Taylor


Munich Re


CV Star


Türkiye Sigorta A.Ş.


Eureko Sigorta A.Ş.


Highlight-Mandate


  • Representing Turkish insurers and global reinsurers in a policy coverage dispute arising from the collapse of Turkey’s largest tunnel.
  • Representing an American multinational finance and insurance corporation in an ICC arbitration arising out of a satellite failure.
  • Regularly advising an international reinsurance company on compulsory and facultative earthquake insurance policies in relation to the highly destructive earthquakes which happened in the southeast region of the country in February 2023.

Durukan Hukuk Burosu

Durukan Hukuk Burosu has extensive experience of acting for major insurance companies in the Turkish market. The firm handles a variety of matters for its clients, including litigation, policy drafting, arbitration, and reinsurance mandates, among other matters. Mahmut Barlas possesses an in-depth knowledge of the insurance market. He leads the team alongside Kerem Karabucak, who is recommended for dispute resolution matters, and Nedim Durukan, who has over four decades of experience across various legal sectors. Furkan Şahankaya is also a notable member of the team that has experience assisting on numerous high-profile insurance liability cases.

Praxisleiter:

Mahmut Barlas; Kerem Karabucak; Nedim Durukan


Weitere Kernanwälte:

Furkan Şahankaya; Altuğ Ünüvar


Referenzen

‘Durukan Law Firm provides excellent services. What makes them special is the competency of the professionals and their strong working relationships with the insurance market, including insurers and experts.’

‘Kerem Karabucak, Altuğ Ünüvar, and Furkan Şahankaya stand out due to their communication skills, knowledge and approach which is focused on solving problems.’

‘The team members are experienced, they have good knowledge, and they are fully dedicated.’

Kernmandanten

Allianz Insurance Turkey


Allianz Hayat Emeklilik


Allianz Yasam Emeklilik


Allianz Worldwide Partners France


Allianz Worldwide Partners Turkey


Anadolu Insurance


Ak Sigorta


DAC Beachcroft France


DAC Beachcroft UK


Eureko Insurance Turkey


EMAA Insurance Turkey


HDI Insurance Turkey


Mapfre Insurance Turkey


Hilal Trans Logistics


Preminen Price Comparison UK


Celltrion Healthcare Turkey


Mars Logistics


ORIA Insurance


Den-Ar Marine and Ocean Research


Barsan Logistics


Hilal Trans Logistics


Axa-Partners


Powszechny Zakład Ubezpieczeń


Marsh Insurance


WKB Wierciński, Kwieciński, Baehr sp. k.


Howden Turkey


Zurich Insurance Turkey


Turkiye Insurance


Sparke Helmore Law Firm Australia


Lydian


Global Benefits Group


Gulf Insurance


CREA Insurance


Uluslararası Nakliyeciler Dernegi


HowdenRe


Highlight-Mandate


  • Assisting Anadolu Insurance with the recovery of an international arbitral award of EUR 4.5m from a failed Malaysian reinsurer.
  • Representing Zurich Insurance UK in a complex professional liability reinsurance policy and multiple third-party subrogation defence claim with a value of EUR 11.6m.
  • Representing Allianz Global Corporate Speciality in a cargo claim involving the jurisdictions of both Turkey and Germany, which includes professional liability coverage, cargo insurance coverage and property insurance coverage.

Erçin Bilgin Bektasoglu

Erçin Bilgin Bektasoglu has a vast amount of experience of handling matters relating to reinsurance, litigation, mediation and arbitration. In addition to this, the team regularly advises on liability policies, property damage, business interruptions, and third-party liability, among other issues. Feyzi Erçin is an insurance expert who has experience of advising high-profile clients on a continuous basis. Co-leading the team with Erçin is Dilek Bektaşoğlu-Sanlı and Burcu Çelikçapa Bilgin. Pelin Erkut is a further standout member of the team who frequently advises on coverage issues.

Praxisleiter:

Feyzi Erçin; Burcu Çelikçapa Bilgin; Dilek Bektaşoğlu-Sanlı


Weitere Kernanwälte:

Pelin Erkut; Neslişah Borandı


Referenzen

‘The turnaround of instructions was thorough and speedy. Feyzi Erçin and Pelin Erkut have a clear eye for detail and have provided invaluable advice.’

‘Despite tight deadlines, the team has always delivered on time and on point.’

‘They are very responsive and knowledgeable.’

Kernmandanten

Chubb


Besso Insurance


Coca-Cola İçecek A.Ş.


FM Global


Munich Re


Addvalora Global


Clyde & Co


HDI Global


Charles Taylor Loss Adjusters


RPC


Kennedys LLP


Tokio Marine Kiln Group Limited


QBE Insurance


Özdirekcan Dündar Şenocak Ak in partnership with Gide Loyrette Nouel

Özdirekcan Dündar Şenocak Ak in partnership with Gide Loyrette Nouel demonstrates expertise in handling large and complex M&A transactions as well as restructuring mandates within the insurance sector. The firm regularly advises local and international insurance companies on various aspects of their coverage in Turkey. The team, which is led by Arpat Şenocak, also has experience in handling reinsurance disputes. Mehmet Kösoğlu and Nil Duman are prominent members of the team, with their combined experience including regulatory and compliance advice, drafting and negotiating reinsurance and retrocession agreements, and reviewing contracts.

Praxisleiter:

Arpat Şenocak


Weitere Kernanwälte:

Mehmet Kösoğlu; Nil Duman


Referenzen

‘Arpat Şenocak has broad knowledge of both the local and foreign insurance markets. He is a commercially focused lawyer who always delivers top-quality advice. He is very well prepared and insightful.’

‘Arpat Şenocak is one of the best insurance lawyers in Turkey. He has a deep knowledge of the insurance sector, which is combined with a global understanding of the economic and political environment. He is also very reliable.’

‘The team is very experienced in the field of insurance and provides good-quality services.’

Kernmandanten

AXA Mediterranean Holding SAU


Groupama Investment Bosphorus Holding A.Ş.


AXA Holding A.Ş.


Allianz Hayat ve Emeklilik A.Ş.


AXA Sigorta A.S.


AXA Hayat ve Emeklilik A.S.


Bereket Takaful


BNP Paribas Cardif Hayat Sigorta A.S.


BNP Paribas Cardif Sigorta A.S


BNP Paribas Cardif Emeklilik A.S.


BNP Paribas Cardif S.A.


BPF Acentelik ve Aracilik Hizmetleri A.S.


Euler Hermes Sigorta A.S.


Euler Hermes (Italy)


Groupama Sigorta A.S.


Groupama Hayat A.S.


Groupama Holding Filiales et Participations


Helvetia Swiss Insurance Company Limited


Jardine Lloyd Thompson Group plc


NN Hayat ve Emeklilik A.S.


Orange Sigorta Aracılık Hizmetleri A.S.


Reinsurance Group of America


TEB Arval


Türkiye Hayat ve Emeklilik A.S.


Türkiye Katılım Hayat A.Ş.


Türkiye Katılım Sigorta A.Ş.


Türkiye Sigorta A.S.


Türkiye Wealth Fund


Highlight-Mandate


  • Advised AXA Mediterranean Holding S.A.U on the acquisition of 100% of the shares of Groupama Investment Bosphorus Holding A.Ş., controlling Turkish insurance subsidiaries Groupama Sigorta A.Ş. and Groupama Hayat A.Ş.
  • Advising BNP Paribas Cardif on the restructuring of its distribution relationship with TEB Finansman and Türk Ekonomi Bankasi regarding CPI and GAP products.

Ersoy Bilgehan Lawyers & Consultants

With a strong background in transport and shipping, Ersoy Bilgehan Lawyers & Consultants is a go-to firm for insurance matters concerning cargo claims, damaged vessels, and collisions. In addition to marine insurance, the firm also regularly advises on liability disputes relating to aviation, railway, and road carriers. The ‘dedicated’ team is co-led by Ergun Ersoy, Zihni Bilgehan, Emre Ersoy, and M. Raci Alper.

Praxisleiter:

Ergun Ersoy; Zihni Bilgehan; Emre Ersoy; M. Raci Alper


Referenzen

‘The team are extremely responsive. They are also very knowledgeable.’

‘The team is very professional, especially in every kind of marine claim. They are very dedicated.’

‘Definitely a top firm in Turkey in insurance and maritime law.’

Kernmandanten

West of England (P&I) Club


Steamship Mutual (P&I) Club


The Swedish Club


UK Mutual (P&I) Club


Britannia (P&I) Club


TT P&I Club


Gard P&I Club


NorthStandard (P&I) Club


Apollo Underwriting


Assuranceforeningen Skuld


Assuranceforeningen Gard


Aurora P&I Club


Japan P&I Club


TT Club


Ray Sigorta


Mitsui Sumitomo Insurance Group


Integra Brokers


If P&C Insurance Company Ltd.


Thomas Miller Specialty


Cattolica Assicurazioni


SIAT Assicurazioni


Generali Italia


Norwegian Hull Club


AXA Insurance


Allianz Global Corporate & Specialty


Allianz Versicherung AG


RSA Royal Sun Alliance


The Travelers Insurance


China Shipowners Mutual Assurance Association


IF P&C Insurance Ltd


Tokio Marine & Nichido Fire Insurance


State Corporation Deposit Insurance Agency


Al Bahriah Insurance and Reinsurance SAL


Highlight-Mandate


  • Assisting a reinsurance company regarding the civil lawsuit over a seismic research vessel relating to the damages sustained by the vessel due to adverse weather conditions.
  • Assisting the insurers of a vessel in relation to a claim that arose from the vessel’s insurance policy and the coverage issues.
  • Advising a reinsurance company on a claim related to the coverage issues concerning the insurance policy of an automobile parts manufacturer.

Sahan Law Office

Sahan Law Office handles a wide range of services for clients in the insurance sector, including licence applications, preparation of brokerage and reinsurance contracts, and compliance issues, among other matters. Abdülkadir Şahan is an expert in marine insurance; he and his team also frequently advise on new insurance contracts, as well as related issues concerning competition and corporate law. The firm has experience of acting for insurance brokers and pension companies as well as insurance and reinsurance companies.

Praxisleiter:

Abdülkadir Şahan


Referenzen

‘A very helpful team.’

‘The team was very cooperative.’

Kernmandanten

Chubb Group


Zurich Insurance


Katılım Life and Pension


Aktifbank


Sigortayeri Insurance Brokerage


Aksigorta


Oyak Group Sigorta Brokerage


TILEGAL - TOPDEMIR INANDIOGLU KOMUC LAW OFFICE

TILEGAL - TOPDEMIR INANDIOGLU KOMUC LAW OFFICE is a strong choice for matters concerning shipping and transportation insurance and disputes, acting for clients such as Mapfre Insurance Turkey, AXA Insurance Turkey, and HDI Insurance Turkey. With deep knowledge of transport and insurance law, the team is co-led by Cem Topdemir, Savaş Inandıoğlu and Nil Tütüncüoğlu. Their combined experience includes dispute resolution, maritime casualties, cargo claims, and protection and indemnity coverage, among other insurance-related matters. Seda Himmetoğlu is also a prominent member of the team.

Praxisleiter:

Savaş Inandıoğlu; Cem Topdemir; Nil Tütüncüoğlu


Weitere Kernanwälte:

Seda Himmetoğlu


Referenzen

‘The firm is one of the most respected and well known in the insurance market.’

‘Savaş Inandıoğlu is a mastermind of insurance law. He has a deep technical knowledge of marine and non-marine insurance matters. He combines the toughness of a litigator and the shrewdness of a negotiator. He is a sharp lawyer, and in the case of recourse actions, he can assist clients in a very efficient way.’

‘Nil Tütüncüoğlu has a deep knowledge of insurance law from a multi-jurisdictional perspective. She is commercially minded and provides outstanding advice. She focuses on details and is the lawyer you need in case of difficult insurance matters.’

Kernmandanten

Mapfre Insurance Turkey


Gulf Insurance Turkey


HDI Insurance Turkey


AXA Insurance Turkey


Mapfre Global Risks


Turkish Association of Insurance Agents


Audi BKK


Atradius Turkey


Royal Sun Alliance Insurance Group


Eureko Insurance Turkey


Zurich Insurance Turkey


AIG Insurance Turkey


Allianz Insurance Spain


DB Insurance


KB Insurance


Highlight-Mandate


  • Advised Mapfre Insurance Turkey in relation to the damage caused to a vessel by a collision, including the determination of the evidence, the quantity of the damage, and identifying the responsible party.
  • Advised HDI Insurance Turkey and Mapfre Insurance Turkey in relation to damaged cargo, which included attending joint surveys with all parties.
  • Advised Mapfre Insurance Turkey in relation to the rescue operation of a yacht, including monitoring the rescue operation and organising an expert examination of the accident.

Yavuz & Uyanik

Yavuz & Uyanik is a go-to firm for local and international insurance companies seeking representation in litigation. The firm has experience of advising on various high-value policies across the insurance sector, including employer’s liability insurance, personal accident insurance, professional liability insurance, and life insurance, among others. Mehmet Selim Yavuz co-heads the team and regularly leads on some of the firm’s most complex insurance cases. Leading the team alongside him, Can Hasan Yılgür has extensive experience in insurance law and is skilled at handling recourse claims. Sera Zeynep Göçer and İrfan Latif Aral are also noted for their experience of advising on risk policies and liability insurance matters.

Praxisleiter:

Mehmet Selim Yavuz; Can Hasan Yılgür


Weitere Kernanwälte:

İrfan Latif Aral; Sera Zeynep Göçer


Referenzen

‘Yavuz & Uyanık always produces solutions to our needs and requests in a fast and effective manner.’

‘We have always been able to reach Can Hasan Yılgür and have always received positive results. What distinguishes Can Yılgür and his team is that they are always fast and solution oriented.’

‘The firm stands out for its accessibility at all times, commitment to quality, and transparency of information.’

Kernmandanten

VHV Allgemeine Sigorta A.Ş


HDI Sigorta A.Ş


Gulf Sigorta A.Ş


Axa Sigorta A.Ş


Ray Sigorta A.Ş


Türkiye Sigorta A.Ş


Allianz Sigorta A.Ş


Doğa Sigorta A.Ş


Sompo Sigorta A.Ş


Şeker Sigorta A.Ş


AK Sigorta A.Ş


Mapfre Sigorta A.Ş


Andiç Eris Attorney Partnership

Andıç Eriş Attorney Partnership houses a strong compliance department that frequently advises clients within the insurance industry on a variety of matters, such as the design of insurance products, distribution channels, and customer data protection. The team consults on a range of claims management issues, including claims relating to fire, transportation, accidents, and construction. Ayşegül Andıç and Mete Can Eriş lead the team. Ahmet Eren Aykut is another core member of the insurance practice, who has experience in assisting insurance and reinsurance companies, as well as insurance intermediaries.

Praxisleiter:

Ayşegül Andıç; Mete Can Eriş; Ahmet Eren Aykut


Kernmandanten

LimakPort


Northern Marmara Motorway


Liberty Specialty Markets


Sarılar Crane Company


Lescon Sportswear


Kuvars Insurance and Reinsurance Brokers


Koalay.com Insurance and Reinsurance Brokers


Telesure Kurumsal Insurance and Reinsurance Brokers


SDS Prestij Insurance and Reinsurance Brokers


Monopoli Insurance and Reinsurance Brokers


Gulf Insurance (Formerly AIG)


Sompo Japan Insurance Turkey


EMAAR Properties


Akin Textile


Alka Galvanics


Chubb


May Group


Highlight-Mandate


  • Providing insurance-related consultancy to Limakport regarding the damage and business interruption losses as a result of the 2023 earthquake and subsequent fire incident, with the claims totalling more than USD 100 million.
  • Advised Liberty Specialty Markets on claims arising from employers’ liability policies and control, as well as advising the reinsurer and the local insurers on the claims.
  • Representing Northern Marmara Highway in a lawsuit filed against its insurance company regarding the tunnel collapse risk, which was approximately USD 50 million at the time of the damage.

Balcioglu Selçuk Ardiyok Keki

Balcioglu Selçuk Ardiyok Keki assists clients with managing risk within the insurance sector and provides advice on various matters such as professional liability, reinsurance, D&O policies, and insurance regulations, among others. The team, which is led by Doğan Eymirlioğlu, is skilled at handling M&A within the insurance sector, including assisting insurance brokerage companies with complex, cross-border transactions.

Praxisleiter:

Doğan Eymirlioğlu


Weitere Kernanwälte:

Gülistan Baltacı Hatay


Referenzen

‘The team has a good knowledge of the insurance sector. They also have a good ability to understand the problems and needs of the client.’

‘The team has a good level of the English language. Both partners and senior associates are available.’

‘Doğan Eymirlioğlu stands out for his analytical skills and ability to listen carefully. He has an eye for both the business needs and the legal risks involved. He clearly explains what the risks attached are. He knows the market practice.’

Kernmandanten

Mersin Uluslararası Liman İşletmeciliği A.Ş. (Mersin International Port)


Navigators Insurance (Navigators)


United Brokers Insurance (UIB)


NN Hayat ve Emeklilik A.S.


Jolly Tur


Gün + Partners

The insurance and reinsurance team at Gün + Partners frequently advises local and international clients on regulatory requirements, liability policies, and various disputes arising from insurance-related matters. Headed by Aysel Korkmaz Yatkın and Görkem Bilgin, the team also has experience of handling M&A and joint ventures in the insurance sphere. Asena Aytuğ Keser is a further standout member of the team due to her experience in handling disputes and settlements for clients in the insurance market. She also regularly conducts assessments relating to the liability of parties and the amount of the claim.

Praxisleiter:

Aysel Korkmaz Yatkın; Görkem Bilgin


Weitere Kernanwälte:

Asena Aytuğ Keser


Küçükislamoğlu Partners

Küçükislamoğlu Partners offers comprehensive advice and representation within the insurance industry, including in litigation, mediation and arbitration. The firm is particularly strong at handling insurance-related matters within the automotive and transport sectors. The team is led by Mehmet Burak Küçükislamoğlu, whose experience includes third-party liability claims, property damage, disability indemnities, consultancy services, and various cost calculations, among other matters.

Praxisleiter:

Mehmet Burak Küçükislamoğlu


Referenzen

‘The team stands out for its legal knowledge, accessibility, speed, and helpfulness.’

‘The team’s strengths include exceptional follow-up on regulations, great accessibility, and the ability to provide the most convenient solutions.’

‘The team consists of talented legal staff. They offer impressive guidance, and they have a high standard of communication.’

Kernmandanten

Ortakoy Otomotiv San. Tic. A.Ş.


Ekol Otomotiv Petrol Nakliyat San. Tic. A.Ş.


Atako Desrek Araç Kiralama ve Ticaret A.Ş.


Borlease Otomotiv A.Ş.


Popycar Araç Kiralama A.Ş.


Lider Turizm A.Ş.


Hedef Arac Kiralama A.Ş.


Burgan Finansal Kiralama A.Ş.


Fevzi Gandur Lojistik A.Ş.


HDY Filo Kiralama A.Ş.


Netlog Lojistik A.Ş.


Gürses Motorlu Araçlar Alım Satım Ticaret A.Ş.


Netur Otomotiv Seyahat Acentası İnşaat Taahhüt ve Turizm Sanayi Ticaret Limited Şirketi


Transay Taşımacılık Ve Personel Hizmetleri Tic. A.Ş.


Travis Luxury Driving Services


Sistem Otomotiv


Sümer Seyahat ve Turizm A.Ş.


Türkiye Sigorta A.Ş.


Ray Sigorta A.Ş.


Guvence Hesabi


Türkiye Motorlu Taşıt Bürosu


Burgan Bank A.Ş.


Magdeburger Sigorta A.Ş.


Artı Seyehat Acentesi A.Ş (Sixt)


Highlight-Mandate


  • Advising Türkiye Sigorta A.Ş. on various matters, including disputes arising out of insurance agreements, payments, revocations, and loss and damages.
  • Advising Ray Sigorta on disputes arising out of automobile and traffic insurance policies.
  • Providing day-to-day consultancy to Ortaköy Automotive, including disputes arising from customer relations, car loss and damages, and courthouse processes.

Pelister Atayilmaz Enkur Law Office

Pelister Atayilmaz Enkur Law Office is experienced at advising insurance brokers and insurance companies on M&A transactions and portfolio transfers. The team also handles licensing issues, regulatory permits, and litigation relating to insurance, among other matters. Gökhan Enkür leads the team; he specialises in life insurance, insurance brokerage, and pensions. Other key members of the team include Senem Saraç, who advises on multinational M&A transactions and liability disputes, and Behiye Gökceli, who regularly assist on the firm’s insurance matters.

Praxisleiter:

Gökhan Enkür


Weitere Kernanwälte:

Behiye Gökceli; Senem Saraç


Kernmandanten

Cigna Corporation


Lockton


Kuwait Petroleum International Aviation Company Limited


Highlight-Mandate


  • Advised Cigna Corporation in relation to the sale of its 51% stake in Cigna Sağlık Hayat ve Emeklilik A.Ş. to QNB Finansbank.
  • Continued to advise Lockton Overseas Limited in relation to its acquisition of a 100% stake in OMN Danismanlık Hizmetleri A.S., the Turkish holding company that owns 50% of Omni Sigorta ve Reasurans Brokerlik Hizmetleri Limited Sirketi.
  • Advised Kuwait Petroleum International Aviation Company Limited and Kuwait Petroleum UK in relation to their queries on Turkish insurance law matters.

U.G.A.Y. Law Office

U.G.A.Y. Law Office frequently advises insurance companies and brokerage firms, with its client roster including Allianz Sigorta, Türkiye Sigorta, and AXA Sigorta. The firm has experience of advising on a wide range of insurance matters, such as business interruption claims, professional liability, and third-party liability, among others. The team is co-led by Emre Ula, Bilhan Güven, Yalçın Yurttaş, and Osman Berk Alpaslan. In particular, Güven is recommended for matters relating to insurance misconduct, including insurance fraud, arson and planned robberies.

Praxisleiter:

Emre Ula; Bilhan Güven; Osman Berk Alpaslan; Yalçın Yurttaş


Referenzen

‘The team demonstrated a deep understanding of the client’s needs.’

‘Emre Ula’s insurance experience makes this office stand out in terms of its insurance practice.’

‘They are a very professional team full of experts.’

Kernmandanten

AXA Sigorta A.Ş.


Türkiye Sigorta A.Ş.


AXA XL Insurance Company SE – Wien


AXA XL Insurance Company SE – Nordic Region


VHV Reasürans A.Ş.


Allianz Sigorta A.Ş.


Dubai Sigorta A.Ş.


AK Sigorta A.Ş.


Eureko Sigorta A.Ş.


Hepiyi Sigorta A.Ş.


Highlight-Mandate


  • Advised AXA Sigorta A.Ş. in relation to multiple insurance fraud conspiracies, ranging from arson to planned break-ins and robberies in factory compounds.
  • Advised Groupama Sigorta A.Ş. regarding the damage of goods stemming from maritime and airway carriages.
  • Advised AXA Sigorta A.Ş. regarding business interruption and loss of profit claims in connection with the devastating 2023 earthquakes.