NautaDutilh is the firm of choice for both first time and repeat issuers, advising on the securitisation of consumer credit products and portfolios and assisting bonds issuers with the conversion of conditional bonds into covered bonds programs. Michaëla Ulrici has ‘one of the sharpest minds in the Dutch market,’ advising on public securitisation transactions and heading the practice alongside ‘very solid and reliable partner’ Arjan Scheltema, a specialist in the structuring of covered bonds programs. Liza Gerritsen is called upon for her expertise in structuring the securitisation of mortgage and consumer loan products and SME loans.

Simmons & Simmons maintains a broad asset finance offering, advising banks and private equity houses as issuers, arrangers and buyers on the securitisation of mortgage and other consumer credit products, working alongside the firm’s offices in London and further afield to oversee multijurisdictional transactions. Steering the practice is ‘excellent lawyer’ Jeroen Bos, a specialist in both securitisation and covered bonds deals who also offers expertise in loan portfolio transactions. Vincent Engel assists issuers and arrangers on the public and private placement of securities, with Marline Hillen also handling a variety of asset-backed transactions.

Under the guidance of Netherlands Head of Finance Niels de Ru, A&O Shearman places a strong emphasis on buy-to-let and residential mortgage securitisations and other consumer finance products, including auto loans. The firm also acts for banks on the issuance of covered bonds programs, an area of focus for Tom Reutelingsperger, and assists them in their capacity as arrangers for a variety of structured finance offerings. Aroen Kuitenbrouwer is well versed in real estate financing and also oversees the restructuring of existing loans. Natusia Szeliga tackles digital bonds issuances and structured credit portfolio deals. Gerard Kastelein departed the firm in November 2024.

The ‘well prepared’ team at Baker McKenzie takes on a range of technical transactions, including the securitisation of trade receivables and warehouse deals, and also offers particular experience in the securitisation of auto loans. The firm is called upon by a client base consisting of arrangers providing financing for assets and issuers looking to issue new securities. Practice head Philippe Steffens, also head of the firm’s global securities team, is sought after for his expertise in the securitising of trade receivables and is also well versed in asset-based lending. Both Steffens and Jot van Suijlen handle loan portfolio transactions.

Clifford Chance maintains a broad approach to the securitisation market, offering clients the capacity to structure both residential and commercial mortgage-backed products in addition to overseeing trade receivables transactions. Steering the firm’s securitisation efforts is Nienke van Stekelenburgh, whose expertise encompasses the gamut of mortgage-backed securities transactions in addition to assisting on asset financing deals. The ‘knowledgeable and hands-on’ Marijke van der Weide provides further experience in mortgage-backed securitisations and is also well versed in deals structured around auto and other consumer loans.

Dentons advises both banks and borrowers across a range of asset-backed facilities, frequently being called upon to structure ESG-focused loans and those backed by real estate, energy and aviation assets. The team is particularly adept at handling deals governed by English and Welsh law, with Jacqueline Bell, who heads the firm’s European transport and infrastructure team, advising on the financing of aircraft and energy projects. Bell leads the group alongside Marcel Janssen, a specialist in export and project finance.

Freshfields Bruckhaus Deringer‘s ‘knowledgeable and responsive’ team is instructed by bank syndicates in their capacity as lenders on securitisation transactions concerning residential and commercial mortgages and receivables, in addition to advising asset managers on the acquisition of securities portfolios. Practice head Mandeep Lotay advises on multijurisdictional loan portfolio deals where securitised products provide finance, with additional expertise in overseeing the issuance of new securities. Dámaris Engelschman acts for both sponsors and borrowers across a range of structured financial products.

Covered bond issuances are the key pillar of Hogan Lovells International LLP’s structured finance offering, with a particular recent focus on ESG-centric products and associated regulatory requirements. The firm is also frequently tasked with handling the securitisation of auto loans and residential mortgages by Dutch and foreign bank syndicates. Heading the group in tandem are Robert Masman, whose expertise extends from securities issuances to portfolio transactions, and Wouter Jongen, who is qualified in the Netherlands and England & Wales and specialises in syndicated and leveraged financing. Dylan Goedegebuure combines expertise in acquisition financing with knowledge of DCM transactions.

Norton Rose Fulbright‘s asset finance expertise lies in the shipping and aviation sectors, where the firm advises lenders and borrowers on the arranging of cross-border financing structures for the acquisition or lease of ships and aircraft. Practice head Wouter Hertzberger ‘finds joy in solving problems,’ specialising in asset finance in the aforementioned sectors and further advising on export credit finance. Mei Land Man handles asset finance transactions with export credit guarantees attached.

Stibbe advises banks and industry clients on the securitisation of both commercial and residential mortgage portfolios, consumer credit and auto loans, additionally assisting with the structuring of finance products linked to a range of asset classes, including ships and aircraft. Heading the practice is the trio of structured finance specialist Marieke Driessen, Maarten de Bruin, who focuses on real estate finance and related tax matters, and London-based Rein van Helden, who combines knowledge of securitisation transactions with property and acquisition finance.

FIZ advocaten B.V. offers ‘extensive experience in financial services,’ acting for clients engaged in the securitisation of mortgage portfolios and other consumer finance products. Practice head Jurian Snijders is noted for his expertise in the securitisation of mortgages and consumer loans, with additional experience in the restructuring thereof. Youri Tonino assists clients with a variety of financing transactions alongside his insolvency work, with Michiel Claassen handling the regulatory aspects of securitisation transactions.