Aberdein Considine’s ‘impressive’ debt recovery team is situated within its wider lender services practice, servicing major corporate, banking, and commercial clients. The team handles mandates concerning fraud, corporate insolvency, and professional negligence claims. Myra Scott co-leads the team alongside head of banking litigation Laura Browne and Newcastle-based Tahir Bashir, with Scott regularly leading on mortgage debts, repossession actions, and securities enforcement issues. The practice is further bolstered by John Di Paola, who regularly handles heritable property matters, and Paul Mcintosh, who acts for a range of major lender clients. Another name to note is Eleanor Hamilton, who assists with unsecured debt enforcement cases.
Debt recovery in Scotland
Aberdein Considine
Praxisleiter:
Myra Scott; Laura Browne; Tahir Bashir
Weitere Kernanwälte:
John Di Paola; Paul Mcintosh; Eleanor Hamilton
Referenzen
‘The team is professional, and pride themselves on providing the right outcomes for clients. They provide a wide range of debt recovery services from pre-arrears to shortfall recovery. The service is always first class with appropriate action taken in a timely manner.’
‘The practice is quick to react and has a good spread of experience and knowledge. The team is approachable and provides expertise at a level appropriate to a firm of this size.’
‘This is an impressive team that attracts a high quality of work.’
Kernmandanten
Lloyds Banking Group
Natwest Group plc
The Co-Operative Bank plc
Nationwide Building Society
Virgin Money plc
Skipton Building Society
TSB Bank plc
The Mortgage Lender Limited
Savills plc
Rooftop Mortgages Limited
Atom Bank plc
West Bromwich Building Society
Castlewater
Anderson Strachan
Capital Home Loans
Brodies LLP
Praised for its ‘commercial approach to debt recovery’, the team at Brodies LLP regularly provides litigation and enforcement services to major local and national public companies, including automotive industry clients. Iain Rutherford, Stephen Goldie, and Marianne Griffin jointly lead the team, leading on high-profile commercial litigation cases, enforcement issues, and portfolio management mandates. Another key member of the team, Frank Johnstone boasts ‘exceptional knowledge’, assisting with the full range of services for long-term clients. Laura McMillan and Lauren Kerr are also recommended, regularly assisting debt collection agencies and banking clients.
Praxisleiter:
Iain Rutherford; Stephen Goldie; Marianne Griffin
Weitere Kernanwälte:
Frank Johnstone; Laura McMillan; Lauren Kerr
Referenzen
‘The debt and asset recovery team at Brodies have extensive knowledge in helping deliver cost effective strategies for the recovery of the most difficult debts.’
‘Frank Johnstone and Marianne Griffin have exceptional knowledge and a real focus on putting their clients first, offering advice to maximise results.’
‘The team culture is always one of bringing a commercial approach to debt recovery. The Brodies team are encouraged to ask questions and understand the issue and end goal, allowing the most appropriate solution to be offered.’
Kernmandanten
Scottish Water Business Stream
PRA Group
Toyota Financial Services
CA Auto Finance UK
MotoNovo Finance
Morton Fraser MacRoberts
Acting for major banking, credit union and lender clients, the debt and asset recovery team at Morton Fraser MacRoberts is well-known in the market for its handling of cases concerning insolvency, alleged fraud and breach of duty. Nicola Ross further broadens the practice’s offering for asset finance clients seeking advice on all related contentious matters. Ross co-leads the team alongside Leon Breakey and Denise Loney, who have experience in commercial litigation and debt recovery mandates respectively. Jennifer Andrew is another highly active member of the team, working closely with SIPP providers, while Debbie Brogan is noted for her expertise in the automotive industry.
Praxisleiter:
Nicola Ross; Leon Breakey; Denise Loney
Weitere Kernanwälte:
Jennifer Andrew; Debbie Brogan
Referenzen
‘The team at Morton Fraser MacRoberts are professional and approachable. They are excellent at communicating and forthcoming with advice and options in next stage processes.’
‘Well organised team with excellent communication skills.’
‘Effective an efficient across the board.’
Kernmandanten
Bibby Group of Factors
Lloyds Bank Commercial Finance
Glasgow Credit Union
Handelsbanken
Investec
Kennet Equipment Leasing Limited
MI Vehicle Finance Ltd
Curtis Banks
Lowther Homes Limited
Marsh Finance Ltd
NHS Credit Union
Cemex UK Operations Limited
Kingston Park House Limited
Pointer Limited
Flogas Britain Limited
Stallan Brand Architecture
Speirs Gumley Property Management Limited
UK Search Limited|UK Credit
Highlight-Mandate
- Advised Lowther Homes Limited on a large scale project to recover substantial arrears due to them for property management fees.
- Advised Bibby, Lloyds Bank Commercial Finance, Close Brothers Invoice Finance, Sallyport and e-Capital in the recovery of sums due to them from assigned invoices and guarantors.
- Advised Kingston Park House Limited in a highly contested liquidation petition regarding a large debt.
Shoosmiths
The debt and asset recovery practice at Shoosmiths LLP regularly services banking and building society clients, energy sector companies, and construction industry providers on credit management matters, asset services and insolvency processes, with additional experience in litigation and enforcement cases. Praised as ‘excellent and knowledgeable’, Andrew Foyle spearheads the ‘astute, user-friendly and experienced’ team alongside Stuart Clubb, handling the full range of financial regulatory matters. Sophie McNally is another key contact in the team.
Praxisleiter:
Andrew Foyle; Stuart Clubb
Weitere Kernanwälte:
Sophie McNally
Referenzen
‘Andrew Foyle oversees a well-resourced and experienced team, managing the day-to-day caseload meaning our instructions are handled quickly and efficiently. Advice on challenging matters is readily provided by Andrew and his colleagues.’
‘Andrew Foyle is very experienced and a safe pair of hands.’
‘We work with Andrew Foyle and Stuart Clubb, who are both excellent and knowledgeable. They are very accessible when needed and understand what their client wants.’
Kernmandanten
ADI Gardner
Breedon Group
Cabot Credit Management
Calor Gas
Castle Water
Cumberland Building Society
DM Hall LLP
First Response Finance Limited
Leeds Building Society
MKM Building Supplies
Ovo Energy
PPL PRS Limited
Propel Finance
Screwfix
Speedy Asset Services
Highlight-Mandate
- Acted for a supplier to the construction industry in a case which challenged their standard documentation, and in particular whether the wording within their application form constituted a personal guarantee by the director.
- Appeared as solicitor advocate in the Court of Session to oppose an application for leave to appeal by a customer of a lender in a long-running action.
- Acted for a utilities provider in relation to a case involving a corporate structure being used for the purposes of avoiding liabilities for the supply of utilities to a number of properties used as holiday lets.
DWF
The finance litigation and debt recovery practice at DWF ‘provides a one-stop shop for Scottish litigation and enforcement activities’, handling a broad range of related matters concerning debt purchase and commercial debt. Lauded as an ‘expert in the field of Scottish litigation’, Ricky Cannon leads the practice and showcases expertise in motor finance disputes. Danny McClymont assists with consumer credit and debt portfolio issues and Garry MacInnes is another key contact in the group.
Praxisleiter:
Ricky Cannon
Weitere Kernanwälte:
Danny McCylmont; Garry MacInnes
Referenzen
‘The team provides a one-stop shop for Scottish litigation and enforcement activities. They strive to deliver optimal performance and take the bigger picture into account to determine if a case is cost-viable and correct to pursue.’
‘Ricky Canon is an expert in the field of Scottish litigation, he is always available when needed to support with simple or complex issues. If there’s nothing Ricky doesn’t know about Scottish litigation its probably not worth knowing.’
‘Ricky Cannon is always engaging, knowledgeable and quick to act for our requirements. Specific expertise in motor industry finance and consumer law are delivered in an effective way for our needs.’
Kernmandanten
BMW Financial Services
Alphera Financial Services
Alphabet Financial Services
Santander Consumer Finance
Barclays Partner Finance
Moneybarn Motor Finance
Startline Motor Finance
Hyundai Finance
Volvo Finance
Stellantis Finance
Just Digital Marketplace
Scottish Water Business Stream
Clear Business Water Limited
Park’s Motor Group
Sun Belt Rentals
Intrum
Gilson Gray
A ‘go-to firm’ for debt recovery, Gilson Gray’s practice sits within the firm’s wider litigation practice, and handles a wide range of commercial real estate and consumer rights issues. David Alexander, ‘a leading expert in his field’, advises on matters concerning business to business recoveries and recovery of possession of properties, including land, flats and motor vehicles. Other key contacts in the group include Rosie Walker and Scott Runciman.
Praxisleiter:
David Alexander
Weitere Kernanwälte:
Rosie Walker; Scott Runciman
Referenzen
‘David Alexander has been our go-to contact for the simple reason of a swift turnaround of instructions and the breadth of his knowledge and expertise, while always being commercial.’
‘The team are very friendly and keep you up to date with what is going on with each case.’
‘The firm is approachable and collaborative in its approach to debt recovery services. They are the the go-to firm of choice.’
Kernmandanten
Grant Thornton UK LLP
Donaldson Timber Engineering Limited
Banco Santander S.A
Glenwood Construction Recovery
Muckle LLP
Knights Professional Services
Abertay Housing Association
Mole Valley Feed Solutions
Highlight-Mandate
- Instructed to recover a significant sum on behalf of Stratum Drilling Solutions Limited. Proceedings were raised and defended on the basis that the sums being sought were not due in terms of the parties’ contract.
- Instructed by Banco Santander, S.A in Spain to carry out a collection exercise with regards to recovery of significant funds from over 80 customers now residing in Britain.
- Instructed by Pico Business Solutions Limited to recover significant sums with regards to fees due to them under an international commercial contract with regards to payment of temporary staff.
Harper Macleod LLP
Harper Macleod LLP’s ‘well-established debt recovery practice’ houses a ‘large team of knowledgeable and experienced individuals’, who regularly act for public sector clients, individuals, and SMEs on a range of debt-related mandates. Natalie Dissake jointly leads the team alongside Andrew Hunter, providing long-term advisory services to clients and handling heritable property-related matters. The team is further bolstered by Eilidh Crawford and Lyndsay McMahon, who assist on litigation and insolvency mandates.
Praxisleiter:
Natalie Dissake; Andrew Hunter
Weitere Kernanwälte:
Eildih Crawford; Lyndsay McMahon
Referenzen
‘The team actively listen to our needs, tailor legal solutions, and maintain transparent communication throughout the process. Quick to respond, and great at keeping us up to date.’
‘Well-established debt recovery practice with large team of knowledgeable and experienced individuals, handling case work efficiently and effectively.’
‘Andrew Hunter and Natalie Dissake provide excellent advice when required.’
Kernmandanten
Scottish Borders Housing Association
Accountant in Bankruptcy
Octopus Energy Limited
John W Grant & Son Limited
Stirling Park LLP
Travis Perkins Trading Company Ltd
HSS ProService Limited
City of Edinburgh Council
Matthew Clark Wholesale
NSCB Premium Finance Limited
Forsyth of Denny Limited
Scottish Government Debt Recovery
BDO LLP
TLT
TLT handles a range of debt recovery mandates, including secured recoveries, landlord disputes and insolvency-related matters. John Paul Sheridan leads the practice, servicing commercial energy and banking clients, while Louise Chopra appears regularly at Sheriff Courts throughout Scotland.
Praxisleiter:
John Paul Sheridan
Weitere Kernanwälte:
Louise Chopra
Referenzen
‘A knowledgeable team who are always on hand to offer advice.’
‘John Paul Sheridan and Louise Chopra are knowledgeable and excellent communicators.’
Addleshaw Goddard
Jointly led by finance litigator Lynsey Walker and Alan Sinclair, Addleshaw Goddard’s multidisciplinary team showcases ‘strength in depth’ in handling asset recovery-related disputes for banking clients and insolvency practitioners. The team has experience in insolvency litigation, payment defaults, and heritable security-related matters. Simon Catto spearheads the litigation practice and is another key contact in the group.
Praxisleiter:
Lynsey Walker; Alan Sinclair
Weitere Kernanwälte:
Simon Catto
Referenzen
‘Always approachable with any query or problem, and focused on pragmatic solutions.’
‘Lynsey Walker is key contact at Addleshaw Goddard. Her experience in creating solutions are the real benefit to AG. She is without doubt an asset to the firm.’
‘Alan Sinclair provides confidence with the advice we can take to our public sector clients and has gained considerable experience in this area.’
Kernmandanten
Promontoria (Henrico) Limited
Promontoria (Chestnut) Limited
Clydesdale Bank plc / Virgin Money plc
Natwest/Royal Bank of Scotland plc
Aldermore Bank plc
Shawbrook Bank
DF Capital
Assetz SME Capital Limited
Siemens Financial Services Limited
Armada Asset Finance
FRP Advisory LLP
Johnston Carmichael
Close Invoice Finance Limited
Carden Place
Castle Water Limited
Scottish Woodlands Limited
Eastern Western Motor Group Ltd
Park Property Management
Scottish Police Credit Union
Tail O’The Bank Credit Union
Kelvinside Academy
Ethigen Pharmaceutical
Larkhill Properties Limited
Visionhold Limited
Hibernian Football Club
ORD Industrial & Commercial Supplies Limited
UK Fuels Ltd
Scottish Decorators Federation
Aitken’s Sportsturf Limited
Macpherson Lawn Turf
Shire Housing
Ayrshire Housing
Abertay Housing Association
C-urb 6 Ltd trading as C-urb Factoring
C-urb 6 Ltd trading as C-urb PSL
Linstone Housing Association Ltd
Paragon Housing Association Ltd
Grampian Housing Association Ltd
Cambridge & Counties Bank Limited
Anderson Strathern
Anderson Strathern’s specialist team acts for both public and private sector clients, and is frequently instructed on fee recoveries, negotiations and court proceedings. Gillian Murray leads the team, focusing on commercial debt recovery and litigation, while Fiona Stephen’s real estate experience further bolsters the practice. Fraser Geddes is another key member of the team and handles contentious asset mandates in distressed sectors.
Praxisleiter:
Gillian Murray
Weitere Kernanwälte:
Fiona Stephen; Fraser Geddes
Referenzen
‘Good knowledge and communication, keeping us informed of progress at each step.’
‘They have deep knowledge of the property sector and recovery of outstanding amounts due by clients. They are able to handle the actions raised with confidence and achieve satisfactory outcomes.’
‘Gillian Murray is approachable and friendly.’
Kernmandanten
Style Scotland Limited
Stirling Park
Hacking & Paterson Management Services
Firstport Property Services
Lancefield Quay Riverside
Residential Management Group
Will Rudd Davidson
City of Edinburgh Council
Highlight-Mandate
- Advising the City of Edinburgh Council on debt recovery services matters.
- Advising Hacking & Paterson Management Services in respect of unpaid fees for factoring services rendered.
- Advising Stirling Park on a wide range of debt recovery matters.
BTO Solicitors LLP
Led by Grant Hunter, the ‘experienced and efficient debt recovery unit’ at BTO Solicitors LLP advises on secured and unsecured recoveries, with additional experience in insolvency litigation, liquidation mandates and damages claims. Other key contacts in the group include Angus Wood and Kirsteen Maclean.
Praxisleiter:
Grant Hunter
Weitere Kernanwälte:
Angus Wood; Kirsteen Maclean
Referenzen
‘Kirsteen Maclean is most helpful, explains everything and is excellent in answering any questions we have.’
‘They are knowledgeable, professional and can provide easy-to-understand solutions for litigation and debt recovery cases.’
‘Kirsteen Maclean and Grant Hunter have been absolutely excellent. They are approachable and down to earth, and this is something we rate highly.’
Kernmandanten
American Express Services
Atradius Collections
Coface UK Limited
Lloyds Banking Group
Barchester Care Homes Limited
Greenbelt Group
RMG Scotland Limited
First Bus Group
Robert Jones Glasgow Limited
Stena Line Ports Limited
The LSS Group
James Gibb Property Management Limited
Scott and Co, Sheriff Officers
United Wholesale Limited
Debt Collect UK Limited
Scottish Football Association
Link Group
Coyle Personnel Limited
FedEx Express UK Limited
Puma UK
Volvo Group Limited
Apex Resources Limited
Allma Construction Limited
Briar Homes Limited
Davis Track Hire Limited
Shawfair LLP
BDO LLP
Barony Universal Products plc
Mctaggart & Mickel Group
GDK International Limited
Pendragon PLC
Isle of Arran Distillers Limited
SRJ (Scotland) Ltd
Invervar Hydro Development Limited
Gerald Eve LLP
Aberdeen City Council
Peter Cusack Property Consultancy
Integrated Environmental Solutions
The Corum Partnership
B-Spokes Deliveries Limited
Angus Dundee Distillers
Contract Heating Limited
Highlight-Mandate
- Handling all credit card debt recovery litigation in Scotland for American Express Services Europe Limited.