Hall Of Fame

Fintech in Belgium

Bird & Bird

Characterised by its ‘expertise, industry understanding and customer focus‘, Bird & Bird's fintech practice has experience spanning innovative payment services, blockchain technology, and new lending platforms. The team has particular expertise regarding e-banking and e-finance, supporting high-profile clients in their fintech-related businesses. At the helm of the practice, Scott McInnes is an expert in payment regulations and competition law matters in the payments sector, assisting payment service providers, international merchants and platforms. Cathie-Rosalie Joly is a go-to for clients developing their presence across Europe and Central and Western Africa, and Julien Sad is recommended for advice on anti-money laundering regulation.

Praxisleiter:

Scott McInnes


Weitere Kernanwälte:

Julien Sad; Cathie-Rosalie Joly; Paul Hermant; Cedric Berckmans


Referenzen

‘The advice provided by Bird and Bird is always practical, relevant and concrete.’

‘In a number of complex regulatory situations Bird and Bird supported us identifying solutions that were appropriate to address the regulatory concerns while taking the business needs fully into account.’

‘We always consider them for files requiring a creative and pragmatic solution and legal reasoning.’

Kernmandanten

bunq (including Tricount)


Aion Bank


Booking.com group (including e.g. Priceline.com, Agoda)


Satispay


Mirakl


Bonsai


DLA Piper

DLA Piper‘s finance services and insurance sector team draws on expertise from the firm's finance, projects, litigation, corporate, and IP teams to support clients in the fintech sector. Its workload spans authorisation and compliance matters, transactional and product advice, as well as investigations and enforcement. Pierre Berger heads the team, specialising in fintech innovation and advising on blockchain, cryptocurrencies, and digital transformation for financial services clients. Michaël Heene is a key name from the corporate M&A team, while Nicolas Kalokyris brings financial services experience, often assisting financial actors looking to offer new products. For financial regulatory advice, Marie Goossens is a go-to.

Praxisleiter:

Pierre Berger


Kernmandanten

ABN AMRO Bank NV


AG Insurance NV (Ageas NV)


Aion NV


Alan SA


Alpha Card CBA


Amonis OFP (& Amonis BV & Amonis NV)


Argenta Bank- en Verzekeringsgroep NV (& Argenta Spaarbank NV)


Avida Finance AB


Axa Bank Belgium NV


Bancontact Payconiq Company NV


Bank Degroof Petercam Asset Management NV


Banxa Holdings Inc.


Belfius Bank NV


Bitstamp Ltd


Blox BV


BNP Paribas Fortis NV


Bpost NV/SA (& Bpost Bank NV & RIA Payment Institution EP S.A.U.)


Complychain


Credix BV


Curvo


Delen Private Bank NV


Doccle BV


Euroclear


The Fortegra Group LLC


Giftify


iBanFirst SA


ING België NV


Insignia Global Solutions Limited


International Swaps and Derivatives Association Inc.


KBC Group NV


Keyrock SA


Kuwait Petroleum (Belgium) NV


Lightyear Europe SA


Loomis Belgium NV


Lukoil Belgium NV


MeDirect Bank NV


MGF (EU) Limited NV


Minna Technologies AB


MIR Limited UK LTD


Qred Företagslån AB


Tioga Capital Partners sLP (& D2X Group NV)


UnifiedPost NV


Vadis Technologies NV


Venly


Highlight-Mandate


  • Advised Euroclear SA/NV, a global financial institution, on the legal aspects of the development of a new digital cross-border platform enabling the provision of new value-added services to clients.
  • Advised Minna Technologies AB on its subscription management platform globally.
  • Assisted Venly in considering the impact of the new Belgian registration requirement as virtual asset service provider (VASP) with the Belgian regulator (the FSMA) as well as the related consequences from a regulatory and business perspectives.

Simont Braun

The fintech team at Simont Braun ‘works at the cutting edge of fintech and truly knows the industry’, assisting financial service providers in regulatory, legal, and compliance matters. Team co-heads Joan Carette and Philippe De Prez are ‘stellar advisors‘, Carette leveraging extensive regulatory experience along with in depth knowledge of the tech and data sectors in her work for fintech clients, while de Prez often supports high profile international financial service providers in their arrival onto the Belgian market. Thomas Derval, also a key name in the team, has a particular focus on alternative and sustainable financial services models and is experienced with neobanks and crowdfunding.

Praxisleiter:

Joan Carette; Philippe De Prez


Weitere Kernanwälte:

Thomas Derval


Referenzen

‘The team works at the cutting edge of fintech and truly knows the industry.’

‘Phillippe De Prez and Joan Carrette stand out as stellar advisors with their team.’

‘All stakeholders at Simont Braun are highly responsive and knowledgeable having been able to provide us with precise and practical information with a wide spectrum of regulatory issues.’

Kernmandanten

Belgian Mobile ID – Itsme®


BuyWay Personal Finance


NewB


Intix


Cofidis


Bitvavo


Aion bank


TapTap Send


YouLend


Etterbeek Municipality (Crowdfunding)


Highlight-Mandate


  • Advised YouLend on a deal by providing a regulatory analysis of their business model.
  • Advised Belgian Mobile ID (itsme) on the legal framework directly or indirectly applicable to its services, and assisted with a contractual framework.
  • Advised on all of Intix’s existing contractual arrangements with major clients and negotiating new contractual terms with these clients following its acquisition by Summa Capital.

A&O Shearman

The fintech practice group at A&O Shearman is made up of regulatory, data protection, cybersecurity and corporate specialists, together offering expertise in technology transactions, data security, and intellectual property matters. At the helm of the practice, Filip Van Elsen is a technology transaction expert specialising in emerging technologies including blockchain matters. Sylvia Kierszenbaum heads the financial regulatory team and is well versed in both, fintech and insur-tech. Niels De Waele is another key contact.

Praxisleiter:

Filip Van Elsen; Sylvia Kierszenbaum


Weitere Kernanwälte:

Peter Van Dyck; Niels De Waele


Kernmandanten

EPI Company


Baker McKenzie BV/SRL

The ‘agile, highly available and well-attuned’ fintech team at Baker McKenzie CVBA/SCRL combines the strength of the firm’s financial services regulatory and IPTech practices, with established expertise in consumer law, contract law, IT and IP, and data security. Its experience with Belgian regulators is paired with international reach, often advising start-ups and scale-ups. Practice head Olivier Van Den Broeke is praised for his ‘innovative solutions’, working closely with finance specialist Michael Van Acker and IT, IP, and new technology go-to Elisabeth Dehareng.

Praxisleiter:

Olivier Van den Broeke; Michael Van Acker; Elisabeth Dehareng


Referenzen

‘An agile, highly available and well-attuned team.’

‘Olivier Van den Broeke really stood out for me. He demonstrated great creativity in his approach to my case. He came up with innovative solutions that tipped the scales in favor of our company. ’

‘High level of service. Very competent’

Kernmandanten

Alpha Card


American Express


Baloise Assurances Luxembourg


Baloise Belgium


Deposit Solutions


Esprit Card Services


Flawless Money Limited


Mastercard


Mercedes Pay


Mesirow Financial Investment Management


Mollie B.V.


N26


ParkMobile


PayPal


Porsche


Revolut


Robinhood Securities


Shares.io


Tencent


Visa


Western Union


Highlight-Mandate


  • Advised N26 – an online Fintech neobank – on reviewing and updating its website for the offering of Fintech-type payment products in Belgium.
  • Advised N26, an online Fintech neobank, on the offering of an online investment services platform to retail clients in Belgium.
  • Advised PayPal on reviewing and updating its terms and conditions related to the offering of fintech-type payment products in Belgium.

CMS

The multidisciplinary fintech team from CMS draws on the firm’s banking and finance, IT & telecom, and digital teams. Its particular strength lies in matters related to cryptocurrencies and blockchain-backed financial services. Benoît Vandervelde is particularly focused on regulatory advice for payment service providers, fintech companies, banks, and insurance companies, including on Belgian market entries. Vandervelde co-heads the team with Dirk Van Liedekerke, who specialises in electronic communications and EU and Belgian competition law, and Tom De Cordier, who brings a focus on data privacy law.

Praxisleiter:

Benoît Vandervelde; Tom De Cordier; Dirk Van Liedekerke


Referenzen

‘Extensive experience in startup fundraising, excellent in litigation.’

Kernmandanten

CurrencyCloud


Samsung Electronics


Clubfunding


Bolttech (insurtech)


The Forex Dictionary (TFD)


Hokodo


Floa Bank


Qover


ING Bank


Quantessence


Highlight-Mandate


  • Advising Samsung on a feasibility study for tied sales (hardware plus insurance) via digital means, including on regulatory available exemptions, contractual terms and structural operations.
  • Advised Hokodo in connection with a new €100m debt facility from Viola Credit, a global credit investment manager focused on supporting the growth of the innovation economy.
  • Advised Floa Bank, a French digital Buy Now, Pay Later online solution, with the implementation of its online recovery and overdue debt collection process, including a partnership with a third-party licensed service provider and advice on rules of conduct.

Linklaters

Linklaters‘ fintech group has established strength in the digital payments space, advising both longstanding players and new entrants. Its makeup, with experts from corporate, financial regulation, TMT, litigation, and IP teams, provides the team with wide-ranging expertise: its experience includes blockchain technology and cryptocurrencies. Etienne Dessy heads the financial regulation team, leading the fintech offering alongside data protection go-to Guillaume Couneson and Andreas Van Impe, who specialises in innovative digital tools in the fintech market.

Praxisleiter:

Guillaume Couneson; Etienne Dessy; Andreas Van Impe


Kernmandanten

Euroclear Bank


ICE Futures Europe


Advanced New Technologies


The shareholders (several Belgian banks) of Payconiq International


Vodeno


Timelex

Praised for its ‘capacity to combine expertise knowledge with a pragmatic approach’, Timelex‘s fintech offering combines deep regulatory expertise with a comprehensive dispute resolution offering to advise fintech companies on compliance, cybersecurity, blockchain technologies and cryptocurrency innovation. Team head Edwin Jacobs stands out for his ‘knowledge of the EU payments landscape’.

Praxisleiter:

Edwin Jacobs


Weitere Kernanwälte:

Niels Vandezande


Referenzen

‘Timelex has a practical grasp on EU payments, crypto and privacy laws. They are able to develop action plans for expansion into the EU and follow-through also using other firms throughout the EU.’

‘Edwin Jacobs is independent and able to move files along to a natural finish line. Edwin has very good knowledge of the EU payments landscape.’

‘Niels Vandezande leads the crypto advice we have received from Timelex. He knows the EU rules and provides practical advice drawing on local counsel throughout the EU.’

Kernmandanten

Nuvei


Axepta


Twikey


Contassur


KuCoin


Preta


Coinmerce


CryptoBenelux


Fung Payments


POM